Address: | Noida uttar pradesh |
Website: | paytm.com |
Hey..
My payment mobile number is [protected]
Name - Aman Kumar
. I had opened Paytm Postpaid in March 2022, in which the loan amount was 500 ₹ that means total amount which was approved so Out of that, I had recharged my mobile for 299 ₹ and 118 ₹ ...
So total amount which is used is = 417
Now i had 83 ₹ left in my account before the date of 7th April
Due to some issues I have not paid in 7th April which means penalty of late fee will be applied
So main point is - According to the policy, late fee penalty is to be levied on 7th of every month, whose loan will be up to 500 or less.
I did not pay the bill for 2 months i.e. 7th April and 7th of May that means
Penalty up to ₹ 25 + 25₹ = ₹ 50 should have been imposed but They are charging more than 50 ₹ every month
Now here's scenario
Total amount is = 500₹
Recharge = 299₹ - 500₹ = 201₹
One more recharge = 118₹ - 201₹ = 83₹
Convience fee of April 2022 = 10₹ so 83₹ - 10₹ = 73₹
Convience fee of May 2022 = 4₹ so 73₹ - 4.18₹ = 69₹
Now late fee penalty is
April 7 over due date = penalty applied 50₹ so
69₹ - 50₹ = 19₹
Again over due date may = 68₹
So 68₹- 19₹ = -49₹
Now total amount which I have to pay is = 549.76₹
But according to late fee policy i have to pay only 481₹
Because 7 April and 7 may = 25₹ + 25₹ = 50₹
but they're charging extra amount 68₹
That's it I have attached screenshot also please take action immediately otherwise they'll charge late fee extra more from me...
Resolution which I want is - decrease amount of late fee
Thanks
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It's scam to get money through late fees by paytm bank.
That's why paytm lost all share value in market and also not gaving all RBI approval.
Better use paytm only transactions, nit fir post paid. Pls save and get away with paytm, rlse you will face issues