Punjab National Bank Housing Finance [Pnbhfl] — Done fraud in loan insurance policy and loan part payment

Address:

F/F- 103 parsw residency, near vimalnath jain derasar,b/h gokul park, 80th feet road,Surendranagar 363002

Dear sir/madam
when we got loan at that time pnb housing financial limited get loan insurance from icici Lombard. we got loan for 180 months but we paid full payment in 49 months. when we got loan at that time pnb housing financial limited tell as that there no charge detected in part payment and if you pay full loan before 180 months then home loan insurance policy premium refund about costac of icici Lombard but after i full paid loan in 49 month and i submit noc of pnb housing financial limited to icici Lombard they say that your policy is only for 5 year now you got only around 9000.00 rs. only so now what i can do about it.