RBL Bank — credit card bill excess

Address:Faridabad, Haryana, 121005

Dear sir,
Two months back when credit card no. [protected] issued to me i was told that for 1st year this is free of cost i. E. No charge for 1st year but bill generated is rupees 1369 while i have a transaction of rrupees 190 only.
Customer care representative told me that it will be chargable from 1st year. Please resolve it or stop my rbl credit cards before 1st payment.
Regards,
Jamini upadhyay
[protected]
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I m not given any request to close my SIP. but bank cancelled my SIP of reliance mutual fund.

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