RBL Bank — extra rs 2000 charged for split n pay and insurance

Hi
I took the card from rbl as they have requested and quated it was free for one year. But after two months when i got the statement it showing me the the extra 2000 rupees charged on my card.
Rs. 1000/- shield insurance premium which i have opted out. And another rs 1000/- for spit n pay which i don't know what? When i tried to contact customer care there is no option where i can talk to customer care executive there is only ivr facility.
As rbl and bajaj finserve bank credit card you are big fraud and i want return of my money and want to block my card.
Rajesh londhe
Mbl no [protected]
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    +91 22 4302 0600 [Corp Office]
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    Mahavir, Shri Shahu Market Yard, Kolhapur, Maharashtra, India - 416005
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