Reserve Bank Of India — No Serious response from Royal Bank of Scotland India Division

Address:Bangalore, Karnataka

Hi Concern Please raise this matter to authorised bank officials as I have been trying to reach them out from a long time, and no body is reverting over call. The mails and the customer care executives are very naive. I have done a wrong transaction I agree, but when I am asking out to help me out there is no shout from the other side of Royal Bank Scotland. Rather they ask me questions like if I am not clear that they have sold their credit cards to Ratnakar Ltd. The bank will not be able to help me out. I find this behhavior from the RBS executives to be absurd. Please find my trail mail below fro more understanding Minakshi Panda <panda.[protected]@gmail.com> Sep 19 (3 days ago) to in.service, info.pbindia Hi Concern! Please help... Today I paid 6500 towards the RBS credit card.. please refer as mentioned below in the tabular form. I urge you to cancel the transaction and refund the money, as I have to pay the original payment amount. Expect a quick revert on this as I have never used this card. Hopefully it will get sorted. IFSC Code of the transaction made to: ABNA0100313, CHENNAI, THE ROYAL BANK OF SCOTLAND N.V My phone number : [protected] Rgds Minakshi 19 Sep 2014 NEFT Dr-ABNA0100313-MINAKSHI PANDA-NETBANK, MUM-N[protected] N[protected] 19 Sep 2014 6, 500.00 16, 507.30 Minakshi Panda <panda.[protected]@gmail.com> Sep 19 (3 days ago) to manu.kapoor, p.v.k.sathya, bikramjeet.gur., sunayana.dhar.., payal.jain, kamal.r.kapoor, riti.diwan, biju.mohan, samrat.guha, k.srini.rao, saadi.ahmed, in.tmuservice Hi Concern!! I have mentioned all the details of the wrong transaction that happened. Please find my trail mail. I have been calling out the RBS customer service from morning.. no one is responding with clarity. It seems they are not bothered about customer, if I loose money its not of a concern anyways their gain. I am writing this mail as I am highly pissed off. This has made me to escalate this matter. Hoping some resolution this time at least from the higher authorities. Rgds ~ IN Service Sep 20 (2 days ago) to me Dear Ms. Panda, We are in receipt of your email dated September 19, 2014. At the outset we would like to thank you for the time taken and effort made by you in sharing your concern with us. We wish to inform you that we have forwarded your concern to our Customer Service Manager in Chennai, who shall arrange to have someone look into the matter and shall revert to you at the earliest. Please quote reference number R[protected] in case any further clarification / assistance is required regarding this query. Assuring you of our best services at all times. Yours sincerely, Customer Service, Retail Banking ********************************************************************************... To view our 24x7 Bank by Phone numbers, please visit www.rbs.in, Contact Us Please note the card and account details provided in our email has been masked for enhanced security. ********************************************************************************... Disclaimer: THE ROYAL BANK OF SCOTLAND N.V, including its directors, employees, associates, affiliates etc, does not warrant the completeness, correctness, authenticity, timelines etc. of the above information. This letter should not be construed as any offer to sell, buy, invest or disinvest in any Funds - Mutual Funds or Venture Capital Funds including Real Estate venture Capital Funds. Readers are advised to consult their professional advisors prior to making any decision. All investments in venture Capital Funds or units of schemes of mutual funds are subject to market risks and the Net Asset Value of the units may go up or down depending on the market forces affecting the underlying securities markets. There is no assurance that the objective(s) of the schemes will be achieved. Past performance of the sponsor / schemes of the Mutual Fund / asset Management Company or that of venture capital funds or any associates of the sponsor / asset management company should not be taken as an indication for future performance of the schemes. Please read the offer document/contribution agreement carefully before investing. The Bank reserves the right to accept/reject the applicant at its sole discretion. The investors should independently evaluate the investment risks/consult professional advisers and are solely responsible for their investment decisions and The Royal Bank of Scotland N.V. including its directors, employees, associates, affiliates, Successors, assigns etc will not be liable for any of the investment decisions taken by the investors under any circumstances whatsoever. The information provided here may not be relied on in any manner as legal, tax or investment advice. Investors should have the financial ability and willingness to accept the risks and lack of liquidity, which are characteristics of the investments described herein. This information is not intended to be, nor shall it be construed as, an offer, or the solicitation of an offer, to buy or sell an interest in the Fund, which may be made only by delivery of the Memorandum to qualified and eligible investors. The forward looking statements involve risks and uncertainties; that could cause actual results to differ materially. There can be no assurance as to the accuracy of data and other information relied. Anybody who is responding with any investment decision would be doing so solely at their risk and responsibility and placing reliance on the above disclosures for such investment decisions also would be a matter of investors discretions absolutely for which THE ROYAL BANK OF SCOTLAND N.V. including its directors, employees, associates, affiliates, successors, assigns etc owe no responsibility at all. RBS N.V ("the Bank") acts as a corporate agent of Aviva Life Insurance Company India Limited. With License No: DCL8362113. The participation by the bank’s customers for buying insurance shall be purely on voluntary basis. The contract of insurance is between the insurer and the insured and not between the bank and the insured. The insurance products are underwritten by Aviva Life Insurance Company India Limited, Registered Address at Aviva Tower, Sector Road, Opp. Golf Course, DLF Phase - V, Sector-43, Gurgaon-122003, Haryana. For more details on risk factors, terms and conditions please read the specific product brochures carefully. Insurance is a subject matter of solicitation. RBS N.V ('"the Bank") acts as a corporate agent of Reliance General Insurance Company Limited with License No: 8362113. The participation by the Bank’s customers for buying insurance shall be purely on voluntary basis. The contract of insurance is between the insurer and the insured and not between the bank and the insured. The insurance products are underwritten by Reliance General Insurance Company Ltd with Registered Address at Reliance Centre, 19 Walchand Hirachand Marg, Ballard Estate, Mumbai - 400001.For more details on risk factors, terms and conditions please read sales brochures of Reliance General Insurance Company Limited carefully. Insurance is a subject matter of solicitation. Banking Disclaimer for US Person RBS.N.V. India is not licensed to conduct banking business or sell insurance products in the United States under applicable federal and state laws. Accordingly, any solicitation of retail banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services by RBS.N.V. India is not intended for U.S. persons. The offering, sale and/or distribution of this product or service can also be limited to other persons by the laws and regulations of other jurisdictions. Every (future) client is obliged to make inquiries after and comply with such restrictions. RBS.N.V. India can not be held responsible for any damage that occurs from transactions and/or services in defiance with the restrictions aforementioned. Neither this document, nor any copy thereof may be sent to or taken into the United States or distributed in the United States or to a US Person. Investment Disclaimer for US Person RBS.N.V. India is not a registered broker-dealer under the U.S. Securities Exchange Act of 1934, as amended (the "1934 Act") and under applicable state laws in the United States. In addition, RBS.N.V. India is not a registered investment adviser under the U.S. Investment Advisers Act of 1940, as amended (the "Advisers Act" and together with the 1934 Act, the "Acts), and under applicable state laws in the United States. Accordingly, absent specific exemption under the Acts, any brokerage and investment services provided by RBS.N.V. India, including (without limitation) the products and services described herein are not intended for U.S. persons. Neither this document, nor any copy thereof may be sent to or taken into the United States or distributed in the United States or to a US person. Without limiting the generality of the foregoing, the offering, sale and/or distribution of the products or services described herein is not intended in any jurisdiction to any person to whom it is unlawful to make such an offer, sale and/or distribution. Persons into whose possession this document or any copy thereof may come, must inform themselves about, and observe any legal restrictions on the distribution of this document and the offering, sale and/or distribution of the products and services described herein. RBS.N.V. India can not be held responsible for any damages or losses that occur from transactions and/or services in defiance with the restrictions aforementioned. From: Minakshi Panda [mailto:panda.[protected]@gmail.com] Sent: Friday, September 19, 2014 1:49 PM To: ~ IN Service; ~ info.pbindia Subject: attention!!! transaction done by mistake Hi Concern! Please help... Today I paid 6500 towards the RBS credit card.. please refer as mentioned below in the tabular form. I urge you to cancel the transaction and refund the money, as I have to pay the original payment amount. Expect a quick revert on this as I have never used this card. Hopefully it will get sorted. IFSC Code of the transaction made to: ABNA0100313, CHENNAI, THE ROYAL BANK OF SCOTLAND N.V My phone number : [protected] Rgds Minakshi The Royal Bank of Scotland N.V. is authorised and regulated by the De Nederlandsche Bank and has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587. Registered Office: Gustav Mahlerlaan 350, Amsterdam, The Netherlands. This e-mail message (including any attachments) is confidential and for use by the addressee only. If the message is received by anyone other than the addressee, please return the message to the sender by replying to it and then delete the message from your computer. Any unauthorised use or dissemination of this message (including any attachments) in whole or in part is strictly prohibited. Internet e-mails are not necessarily secure and are susceptible to change. The Royal Bank of Scotland N.V. does not accept responsibility for changes made to this message after it was sent. Whilst all reasonable care has been taken to avoid the transmission of viruses, it is the responsibility of the recipient to ensure that the onward transmission, opening or use of this message and any attachments will not adversely affect its systems or data. No responsibility is accepted by The Royal Bank of Scotland N.V. in this regard and the recipient should carry out such virus and other checks as it considers appropriate. The Royal Bank of Scotland N.V. does not also accept responsibility for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system and does not guarantee that the integrity of this communication has been maintained. Visit our website at www.rbs.com Minakshi Panda <panda.[protected]@gmail.com> 12:03 PM (2 hours ago) to ~ Hi Any proceedings regarding this. Please check and let me know. Rgds
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