SBI General Insurance — not satisfied with claim settlement.

Hello,

I have purchased "zero debt. Car insurance" for my car. And within insured timeframe it met with an accident and went for repair. But at the time of delivery, showroom dealer is asking for 50000/- Rs. And saying that Insurer is not paying full amount. We can only sension Rs. 338000/- And it is car owner's liability to pay remaing amount.
As i have zero debt policy, why would I have to pay that much amount ?
And my car is in workstation from last 5 months. So, i am looking for immediate response from your side, because now i can't wait for more time.

Thank you
Swapnil sharma
Insurence policy no.[protected]/N90030328
Mobile No.- +91-[protected], +[protected]