SBI — SBI Credit Card - charges even for point redemption

Hello Sir,

I am from Chennai.

I am using SBI Credit Card (Simply Save Card ending 8273) for 2 years now.

They are charging Rs.100 +GST even for Reward Points redemption.

The value for 1 point is Rs.0.25 and for redemption I need to have 2000 reward points which works out to Rs.500 and for this they charge Rs.100+GST. If I deduct that charge then my value reduces further.

So I dont find this card any beneficial to use.

I also get a lot of fake calls from people trying to get my Card No and CVV.

Can you please help me with this.

I am ready to provide more details if required.

Thanks
Chackravarthi