Standard Chartered Bank — od against policy

I received a call from on behalf of standard chartered bank for regarding od. The caller suggested me that if i make policy rs.40000/- than within 18 days od amount release (Pay every 40000/-for twelve year). And i am also make this policy from bharati axa life on dtd 18/01/2018 and after two months not release this od amount. Every time i call me than he now march closing and your file in process. Caller contact no. [protected] (Mr. Aryan trivedi)