sir i had taken housing loan of Rs. 500000/- on june 2010. interest rate for 1st year fixed to 8%, 2nd & 3rd year was fixed to 9%. after 3rd year the interest rate will be linked to SBAR. we r paying 2-3 % more than existing floating rates that are linked to base rate. now the base rate is lower than SBAR. sir we are asking the SBI officer to change our interest rate. We are ready to pay 1% of outstanding as conversion fees. the officer is not responding us. we have approach & applied for change in june 2014 but till date no one is considering our request. It will be banks responsibility by which we r paying extra interest & bank has to reimburse that interest. please do the needful sir.
regards
my A/c. No is - [protected]
Name - Alok Gandhi Pashine.
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