State Bank of India — My SBI home loan interest rate not reduced

Address:

Kurnool, Andhra Pradesh

Hi All, 1. I took Rs 32 lac as home loan from SBI Bank in the month of JAN-2013 at DHONE branch (Kurnool Dist, Andhra Pradesh, Branch code: 000832). Home loan account#[protected] 2. Recently SBI is reduced home loan interest rates as below. (a) 10.10% PA for home loans upto 75 lacs and (b) 10.25% PA for home loans above 75 lacs. 3. As per the new rule, SBI supposed to charge me only 10.10% as rate of interest for my home loan but they are charging 10.40 % PA. 4. Could you explain me why SBI not reduced the interest rate on my home loan? Thanks, Masthan