State Bank Of India [SBI] — atm return charge

Myself Hardesh and my sbi account number is [protected]. Recently I have received a sms from SBI showing my account debited with ₹ 118/-. After checking into SBI App, its narrated as ATM RETURN CHARGES. I already have 2 ATM and not applied for another ATM. Immediately I called Customer care to verify about it. Customer care executive told me that its my 2nd ATM charges which SBI deducted now. But i asked him that if these charges(atm returning charge) deducted for 2nd ATM so that card should not be in possession of me, but its with me. He has no answer.
Sir kindly help me to return my forcefully dedicated charges from SBI.