State Bank Of India [SBI] — being harassed by sbi collection agents

Address:	Chennai, Tamil Nadu, 600110
Website:	www.sbicard.com

I hold a sbi credit card. I don't even own an bank account with them. I was forcefully sold this credit card by sbi. I have been regular with my payments with no defaults until i lost my job a 5 months back. Inspite of loosing my job i've been trying to make at least the minimum payment. For last 5 months i've run out completely dry and unable to make any payments. I've got a new job offer and joining it in january. I just need time till then and i can pay the money due. I am getting harassing calls from collection agency who don't understand the situation i'm in. The collection agent came home and started threatening me. The collection agent has threatened that he'll come home tomorrow with his manager and create a scene. All i'm asking is 3 months time till i can settle everything. Please help.