State Bank Of India [SBI] — cc harass

Ease and desist letter to sbi kandanchavai branch

Dear sir, this is to have your kind help; this is regarding a credit card i took by accident from sbi; since one salesperson took my other bank’s credit card statement only and not my application at that time and sent me a card.
In the year1998 around with a very small credit limit; then i lost my job at that time, there was a small default, and at that time one collection agent came repeatedly to my house (No cell phone at that time and collected the money in cash and after that no house visit or communication from sbi card and it was settled) he carried all the identities of sbi card and - so i paid. I was not knowing that a letter should be received from sbi card reg. This. He assured that there will not be any torture from the collection agent and as he said no one came to my house with reference to this or no communication. As far as i am concerned, that account is settled since the collection agent at that time said this is settlement he only said that word to me first. After almost22 years now someone is calling from sbi card say, i am from sbi kandanchavadibranch and asks for payment. He repeatedly calls at least 100 times in a day to me and my relatives, me repeatedly from different and different numbers he calls my wife and daughter women with filthy words that i can say abusing them, (I have all the speech record and prove it anyone) which is not fair. My wife cried heavily once he called and in our married life of 26 years, she never cried like that. Because of their repeated calls once, my family missed a train on the new years' eve; since they call repeatedly from different numbers i am mentally disturbed and met with an accident when i took the call while driving two times. Therefore, i request you kindly to cease from this practice and act as per the fdcpa. Close the account, which is already settled through your collection agent.
Thank you
Chittarthan