State Bank Of India [SBI] — Cheated by SBI Life

Address:

532222

Dear Indians,
My name is A.Kishore Kumar and I regret to say that I am cheated by SBI life Insurance company and filed a lot of complaints but they are careless and don't give even a damn with my situation.
I was approached by an agent in 2013 and he came up with SBI smart income protect promising 10 lakhs lumipsum on maturity plus annual payouts of 1.10 lakhs for 10 years for term plan of 5 yrs with 2.56 lakhs annual premium buying reality the lumpsum is only 2 lakhs which I came to know later.
I actually cancelled the policy in 2013 itself when customer care guy explained about actual terms and I left abroad for studies but back home the agent had reapplied with my signature forged and even created fake income certificate of 7.5lakhs annual income when I still a student and he didn't even care to tell me all about this .
I was told after 2 weeks later of policy issued by this guy that he reapplied again and I didn't even get to see the policy because I was abroad and missed the free look period and this was his game plan. I was in shock when I got home in 2014 by seeing the true terms of how horrible the policy was.
I asked to return my money back but they said I would not get even a single penny back so I had to go with it but it gives me a lot of pain that I am losing money by trusting SBI is good company.
I'm paying 13.5 lakhs for 5 yrs and they pay 2 lakhs lumpsum on 6th year and later 1.10 lakhs annual payouts. What the hell is this plan? They are just paying interest on my principal amount of 13.5 lakhs.