State Bank Of India [SBI] — Credit card Settlement payment

I am writing this with regards to my credit card bill payment. My Credit card number is XXXX-XXXX-XXXX-XX36. I recently received a bill of amount Rs. 50, 000.

This is to inform you that I cannot pay this amount as i am fallen under hard time in recent months, I am facing huge financial stress in recent covid times. I am already mailed you from from last 3, 4 months regarding this . I mailed you for help or EMI options. But you did not give me any offer for emi or settlement. I do want to settle this in a fair and just manner so that you can have the money you deserve and we can be relieved of the burden of owing you this debt.

I can able to give 30% of my debts. If agree to settle with this amount, I shall be clearing their dues asap. More than 30% is not affordable for me in the present situation.

I am ready to settle this as soon as I get the confirmation from your side.

Please know that I have appreciated the patience and professionalism that your staff has given in this process, and that this correspondence has been sent. I am sincerely obliged to you for your help and corporation. Thank you.
Please reach out my number.
Regards,
Debarun