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State Bank Of India [SBI] — Credit Card transaction fraud

I purchased a headphone worth ₹6248 form Amazon through sbi credit card on 8% interest rate but after purchasing the product they SBI declined the transection and forced me to convert in into flexy pay which is on the interest of 14%

My order details are ::
Order Number:[protected] Invoice Number : YSSX-5929
Order Date: 04.06.2021
Invoice Details : KA-YSSX-[protected]-2122
Invoice Date : 04.06.2021
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