State Bank Of India [SBI] — debit adjustment - slop charges applied even before 3 months of opening a loan account

Address:No 97, Railway Parallel Rd, Kumarapark West, Seshadripuram, Bengaluru, Karnataka, 560020

Myself and my wife had opened home loan account with sbi on 29/06/2019. When loan account was opened, we had paid rs 6500/- for legal opinion and there was a processing fee wavier. Its not been even 3 months and we see that on 16/09/2019, slop charges of rs 1000/- with narration as debit adjustment. We need to understand as to why this slop charges are applied within 3 months span of time. I believe that this slop charges are to be applied post 3 or 5 years of opening the home loan account.
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State Bank of India [SBI] customer support has been notified about the posted complaint.
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This is bharathi i blocked my sbi gold credit card last year but still i got a message and mail to pay the amount .i cleared all the bills then only it allowed to block the card .
Hi Team,

My outstanding is Zero and limit is 47000 but unable to use card. kindly activate

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