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State Bank of India [SBI] Complaints & Reviews

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Updated: Jul 15, 2026
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State Bank of India [SBI] reviews & complaints page 2

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P
Parveen1984
Aug 20, 2025
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SBI credit card department

I Parveen Kumar son of Sh. Shri Suresh Chand my pan no is AYQPK7254A, and adhaar Card No.[protected]. My civil score is very good.

Why SBI is declining my credit card application status with reason code: "F55-DATABASE DEFAULTER"

I have applied multiple times but all the time decline with no proper answer of decline reason....
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Pritiranjan768
from GANJAM, Odisha
Aug 9, 2025
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1 note retained for verification in SBI CDM

Address: Bellaguntha, Ganjam, Odisha

On 9th August, 2025 3:19 pm when i tried to deposit cash with cdm machine at Bellaguntha branch.
the slip i have recieved that 1 note s is retained for verification bna deposit 100, 1
please contact branch manager.
Then i found that 100 amt is not reflected in my account.
I have tried to check the msg but its also not yet received.
Plz help....
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santanu@1997
Aug 7, 2025
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Irctc refunded but not reflected in account

I have booked a ticket on AUG 1, 2025. But my ticket have not confirmed and i cancelled my ticket. it was done on Railone app. payment was done by debit card. irctc is showing it refunded but my bank account did not show any.
Bookking PNR: [protected]
Refund ID [protected]
Refund Date5 Aug 2025
Refund StatusREFUNDED
Bank NameSuperApp Mobile PG
Reference No20250806
Travel Insurance Refund...
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Adarsh21021991
Jul 30, 2025
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Unethical credit card billing

I have purchased a product from Amazon on 05/10/2024, in which principal amount booked was 28, 285. The payment schedule was converted to no-cost EMI on SBI Credit Card. The amortization schedule was received vide email on 18/10/2024, which is attached below.
A screenshot of amazon app is also attached where EMI amount is shown for 9 months as 3352.72. I have paid all the EMI's before due dates for 9 months from Oct'24 to Jun'25. However,...
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Address: India, Vengalloor

I am a legal heir based in the United States. The State Bank of India – Vengalloor Branch (Branch Code 71085) sanctioned a demand draft on July 8, 2025, after reviewing and approving all legal documents submitted by my lawyer which I had to retain in India because they were uncommunicative.

That same day, I replied to their email and provided my full U. S. mailing address and additional details. However, the branch has...
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I am writing to lodge a formal complaint regarding a refund that has not been credited to my bank account.

I purchased a Microtek AC Stabilizer worth ₹4, 030 from Amazon.

I returned the product, and the refund was initiated by Amazon on 26th May 2025.

The expected refund date was on or before 2nd June 2025, but the amount has not been credited to my account as of today.

I contacted...
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dipak chandra baral
from Kolkata, West Bengal
May 26, 2025
Jun 18, 2025
This thread was updated on Jun 18, 2025
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Amount snatched by hackers from my sbi-sb a/c without asking/sharing o. T. P.

Address: SBI,Siriti- Muchipara Br. Kol-82

On 30/10/'23 a message came from the Electricity office (M) [protected] that your previous month's bill payment has not been updated & will be disconnected tonight at 10-30p. m. Want to know the matter? I dialled the phone no. & told me·CESC lodged a rule that a one-month pay bill should be given at the counter instead of online payment. To restore it, Rs. 3 should be given either by card or net banking. He gave me...
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cpasupuleti
from Hyderabad, Telangana
May 21, 2025
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Abuse language used by credit card recovery agent / field manager

Address: Hyderabad / Andhra Pradesh

Dear Sir,

This is to inform you that i have a very bad experience with your credit card / recovery team, let me explain, this incident happened on may 12 in the noon exactly 12:20 IST
This is Charan Teja - SBI credit card holder with card number - [protected] and the payment against this card delayed since last 2 months and the recovery agent / field manager - Yashwant reddy - [protected] reached me on my mobile...
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Priyank Makwana
from Ahmedabad, Gujarat
May 2, 2025
May 8, 2025
This thread was updated on May 8, 2025
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complaint regarding upi payment failure amount debited but not received by beneficiary

Respected Sir/Madam, SBI
I am writing to raise a complaint regarding a UPI transaction issue. The amount was debited from my account, but the intended recipient has not received the funds.
Details of the transaction are as follows:
Bank Name: State Bank of India (SBI)
Transaction Date: 03/APRIL/2025
Transaction Amount: 970
Transaction ID/Reference Number:[protected]
Beneficiary Details: SITARAM...
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M
meAbhilasha
Jan 9, 2025
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Money deducted - pmsby - rs 20 - without consent

Today afternoon Rs.20 got auto deducted from my SBI account under PMSBY scheme which I have never enrolled nor given the permission to deduct my money.
I want my money back into my account.
Without any permission how can you enroll me and deduct money from my account??? Such unethical practice from SBI....
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D
Debanjan026
from Durgapur, Maharashtra
Dec 26, 2024
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Not getting a payment confirmation receipt

I made a payment of my college fees on SBI ePay portal on 26 December, 2024. The payment was made through UPI. After validating my UPI Id, my UPI app prompted me to make a payment for the desired receiver of the amount and the payment completed successfully and the UPI transaction details were provided to me. However, while the page was loading a timer was running after the transaction was made and I mistakenly pressed the back button on...
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H
harshaathuluri
from Bengaluru, Karnataka
Dec 18, 2024
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13371 Debited without authorization as ACHDr

INR 13371 has been deducted from my SBI account on 18/12/2024 under ACH Dr. I have not subscribed or authorized any autodebit from my savings account . Very concerned Please help.
There is no narration in statement of account and app mini statement, it only shows :
DEBIT

The exact narration of this record got from the home branch is:
ACHDr NACH[protected] BDACH-SBISMSMF

Regards...
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PManohar09
Oct 14, 2024
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NEFT Transaction not credited to my credit card account

24th Aug Transferred Rs.25000 twice from my SBI SB Account NO:[protected] with the following UTR number to my Credit card account No: [protected]

SBIN[protected] Rs.25000
SBIN[protected] Rs.25000
only one transaction has been credited to my credit card account. I had raised a complaint about the same with both banks but none of them are resolving the issue.
SBI says they have successfully credited...
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srinivasan@007
from Chennai, Tamil Nadu
Sep 23, 2024
Oct 16, 2024
This thread was updated on Oct 16, 2024
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deduction of othpos google play

Address: SBI Pattulos Road Chennai

SRINIVASAN R
No. 17, 4th Cross Street,
Krishna Nagar, Pammal, Chennai 600075
[protected]
23/09/2024

Consumer Grievance Cell
Mumbai

Subject: Request for Refund for Deduction of OTHPOS GOOGLE PLAY from My Account

Dear Sir,

I am writing to express my dissatisfaction regarding the deduction of OTHPOS GOOGLE PLAY from my account for the month of June...
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ShineyArora
Sep 6, 2024
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SBI Fastag issue

Hi - I have a complaint about SBI Bank's Fasttag. There is a SBI Bank's fast tag issued on my car's number in 2017. However, I have been using Paytm's fasttag all this while and I never knew that SBI's fasttag was issued because I never requested for it.
Now, I have been trying to get a new fasttag and got my Paytm's fasttag closed and during this process I came to know that SBI's fasttag is also issued on my car's number.
I...
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Address: 12/1, Arani Gangan Lane, Old Washermanpet, Chennai-21

On 28/05/2024 at around 4.40 pm, I transferred Rs.40000/- (Rupees Forty Thousand only) to “AxxxxxxLimited, IDBI Bank, A/c No.xxxxxxxx0617, IFSC Code:xxxxxx1024” in IMPS mode through SBI Yono App. I sensed a technical glitch after I inputting the OTP to transfer the money while completing the transaction.

The details of transaction are as referred above.

Even after 3 days have lapsed, neither the amount of Rs.40000/-...
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RAHUL SAXENA
from Ajmer, Rajasthan
May 31, 2024
Jul 23, 2025
This thread was updated on Jul 23, 2025
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CSH WDL without any transaction debited money in my account

I have accessed SBI ATM on 29.05.2024 at ATM ID no. S1NW[protected] for withdrawal of Rs.20000/- from my a/c [protected]. The amount was not dispensed. Instead my account was debited with Rs.20000/- and re-credited the same. Again, the amount of Rs. 20000/- was debited as "CSH WDL" without any Transaction id and ATM details. The amount was not dispensed to me. I request the same may be verified and amount recredited.
The case was taken...
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Angshuman Sarma Batsha
Apr 24, 2024
Apr 26, 2024
This thread was updated on Apr 26, 2024
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Credit card withdrawal request and over charges

Address: Guwahati

SBI CREDIT CARD team is not replying to my mails neither giving me any resolution over call. I am struggling to get my query solve. Neither nodal officer or customer service is responding. Interaction ID:[protected]

Mail :
Hi,
I have a credit card [protected] which I want to suspend immediately citing poor customer service and harassment of irrelevant charges. From my statement, I had 0 outstanding as of...
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SathishPonnusamy
Mar 26, 2024
May 9, 2024
This thread was updated on May 9, 2024
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State Bank Of India Credit Card And Encore Unauthorized credit card charges/False claim of due amount without any substantiation

Address: [email protected]

I received an email with following subject line "Reminder for Payment towards Credit Card number ending with"0508 "was sent two times in this month. Please refer the attachment for your reference.

I did check with the SBI Customer Care Team, they have advised me to contact the SBI Credit Card team. I did check with the SBI Credit Card Team and they have advised me to contact Encorearc company directly since they don't have...
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Bobee Yadav
Mar 16, 2024
Aug 2, 2024
This thread was updated on Aug 2, 2024
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Credit Card Decline F55

Address: Noida

Recent I have apply SBI card and applied for simply click card.
I had done biometric verification as well. And got a sms that my application will be processed within 9 working days. But almost a month past and I got no update. Then I asked and inquired with a sales agent near a mall and they checked and said me that my application was rejected and the reason is "F55 DATABASE DEFAULTER".
I asked them the meaning of it, they said...
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