State Bank of India [SBI] Complaints & Reviews

Address: India, Vengalloor

I am a legal heir based in the United States. The State Bank of India – Vengalloor Branch (Branch Code 71085) sanctioned a demand draft on July 8, 2025, after reviewing and approving all legal documents submitted by my lawyer which I had to retain in India because they were uncommunicative.

That same day, I replied to their email and provided my full U. S. mailing address and additional details. However, the branch has...

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Address: SBICAP Securities Ltd Marathon Futurex, A-Wing, 12th Floor, Mafatlal Mills Compound, N.M. Joshi Marg, Lower Parel (East), Mumbai - 400013, Mahar

Website: www.sbisecurities.in

A demat account was opened by SBICAP Securities Ltd when I opened my SBI savings account. At the time of opening, I was not clearly informed about the Annual Maintenance Charges (AMC) of ₹590 per year.

I have never used this demat account — no trades, no holdings — but ₹1180 was deducted from my bank account (₹590 each for two years) on 01/07/2025.

When I contacted customer support, they said the charges were as per the signed form. However, the bank representative never explained the AMC. This feels like mis-selling and a hidden deduction, which is happening to many customers across India.

I request a refund of these charges and demand that such unethical practices be stopped.

I am raising this issue publicly so others can be aware and protected.

State Bank of India [SBI] customer support has been notified about the posted complaint.

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I am writing to lodge a formal complaint regarding a refund that has not been credited to my bank account.

I purchased a Microtek AC Stabilizer worth ₹4, 030 from Amazon.

I returned the product, and the refund was initiated by Amazon on 26th May 2025.

The expected refund date was on or before 2nd June 2025, but the amount has not been credited to my account as of today.

I contacted...

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Address: SBI,Siriti- Muchipara Br. Kol-82

On 30/10/'23 a message came from the Electricity office (M) [protected] that your previous month's bill payment has not been updated & will be disconnected tonight at 10-30p. m. Want to know the matter? I dialled the phone no. & told me·CESC lodged a rule that a one-month pay bill should be given at the counter instead of online payment. To restore it, Rs. 3 should be given either by card or net banking. He gave me...

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Address: Hyderabad / Andhra Pradesh

Dear Sir,

This is to inform you that i have a very bad experience with your credit card / recovery team, let me explain, this incident happened on may 12 in the noon exactly 12:20 IST
This is Charan Teja - SBI credit card holder with card number - [protected] and the payment against this card delayed since last 2 months and the recovery agent / field manager - Yashwant reddy - [protected] reached me on my mobile...

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Respected Sir/Madam, SBI
I am writing to raise a complaint regarding a UPI transaction issue. The amount was debited from my account, but the intended recipient has not received the funds.
Details of the transaction are as follows:
Bank Name: State Bank of India (SBI)
Transaction Date: 03/APRIL/2025
Transaction Amount: 970
Transaction ID/Reference Number:[protected]
Beneficiary Details: SITARAM...

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Address: WEST BENGAL

My name is Amit Dey and i had ordered Windows mosquito net 2 pc of rupees 1378.0 /- in Amazon on 01/03/2025 and return this order on 18/03/2025 due to personal reason. And on 04/04/2025 Amazon initiated the amount to my given Account but i still didn't get the money. Amazon sent this reference number[protected] and told me to fill churge dispute form but SBI Khidirpur branch employee told me to talk with the Amazon. So please kindly respond to this complaint its very urgent. The account number given is [protected] IFSC code is - SBIN0008557
SBI Khidirpur branch
Phn number - [protected]
Thank you sir

State Bank of India [SBI] customer support has been notified about the posted complaint.

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On dated 28/03/2025, an automatic mode an amount of Rs 97840/- has been deducted with transction details as "ACHDr ICIC[protected] TP ACH SLI ".
I am unabke to trace the details of transaction automatically happen. Branch also not able to extend any help in this regard.
Needful must be done to protect my transction in auto debit mode happend and made neccessary for recovery of my hard earned money.

State Bank of India [SBI] customer support has been notified about the posted complaint.

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I am being repeatedly charged ECS/ACH return fees by SBI without proper explanation or prior notification. The charges are linked to the same reference number 38976288 and description "WhizDM F NACH FAIL INSUF BAL SBIN702".

Here are the deductions:

₹7.06 on 05-Mar-2025

₹254.46 on 05-Apr-2025

₹295.00 on 09-Apr-2025

All related to mandate reference[protected] / 38976288, but the same transaction seems to be failed and charged multiple times. This is both unreasonable and unfair.

No prior SMS, email, or alert was given before debiting these charges. I believe this constitutes a deficiency in service and possible malpractice in recurring ECS mandates.

I request the forum to:

Help me get a refund of ₹556.52

Stop these deductions in the future

State Bank of India [SBI] customer support has been notified about the posted complaint.

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I have taken pension loan in SBI. Last month, the tenure of loan is completed leaving with a balance of 1448.12. I tried paying complete amount and close the account but the system did not allow to pay complete amount and as a result, I paid 1447 and for remaining 1.12 rupees, I logged a manual closure request by checking the option to debit the remaining amount from my savings account through net banking. However, they did not close the loan account and in return charged 6 rupees interest and held an amount of 9600 in this month. I again paid 6 rupees and repeated the process that I done for manual closure (as again the system is not allowing to pay full balance). I don't understand why SBI people will not take prompt actions and with hold our money and again charge interest for no reason. SBI needs to improve their services a lot. Its been 3 days since I raised manual closure action and the action is not taken yet.

State Bank of India [SBI] customer support has been notified about the posted complaint.

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I am an Sbi account holder. Yesterday I did a self transaction of 1400 RS from my Sbi account to my HDFC account through google pay. After that today that amount got hold in my HDFC account and my SBI account got negative 1399 RS. When I inquired at Home Branch, there was no response. Please find a solution

SBI account No:[protected]
hdfc account no:[protected]

State Bank of India [SBI] customer support has been notified about the posted complaint.

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Address: 247M+F92, ABA Gani Khan Sarani, Malda, West Bengal 732101

Website: Sbi comin

While depositing rupees : 5000( 500×10) cash to my account using cdm atm card transaction. It displayed cash message remove cash and machine opens its deposit slot and cash was locked in slot, no way to remove cash. After while slot closed and says error transaction timeout.
Cdm details.
Account no [protected]
Card no [protected].I aslo attached the receipt copy from CDM MACHINE

Mar 8, 2025

Complaint marked as Resolved

They do nothing, when ever I trying to contact sbi through phone call to address the problem, they say that technical issues was there to register a complaint.

State Bank of India [SBI] customer support has been notified about the posted complaint.

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Unfortunately, I was facing health issues during this period, which led to unforeseen financial difficulties and the inability to make the payment on time. I sincerely apologize for this delay and assure you that it was unintentional.

I have now resumed my financial commitments and have ensured that future payments will be made on time. Considering my circumstances, I kindly request you to waive off the penalty charges as a...

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Website: RBI

This is kurakula Mahesh...Customer ready to pay overdue amount Acc No:[protected]...customer need link to pay amount email id: kurakulamahesh890gmail.com...please provide a link to this email id...cx have negetive impacts to his account close that negetive impacts in sbi account...

State Bank of India [SBI] customer support has been notified about the posted complaint.

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Address: Room no. 17,2nd floor,MarutiChawl, 160 A Angrwadi

Over the last decade we find that operating the SBI account online is quite time wasting and trouble some
Please look into
Your bank asks for so many passwords so many otp's and frequent changing which is quite troublesome
you may improve your systems as other do
Regards
CHARU AWALKAR M.S, INDIA...

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Address: 7th cross street srinivasapuram kattupakkam

I called to customer care of sbi sending some other details pass word and neft transaction details balance inquiry to my personal mail id but they are not taking necessary actions kindly look into it is a data breache

State Bank of India [SBI] customer support has been notified about the posted complaint.

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My name is Shobha Bisht and I had ordered total 3 items of total ₹908.83 in Amazon on 18 December 2024, and after 19 December 2024 returned this order due to personal reason. And on 19 December 2024, Amazon initiated the amount to my card but I still didn't get the money. Amazon sent these reference number :[protected],[protected],[protected], and told me to fill charge dispute form but Indian Bank doesn't have such policy. So please kindly respond to this complaint it's very urgent. My card /Account number is [protected] and linked mobile number is +91 [protected]

Thanks you sir

State Bank of India [SBI] customer support has been notified about the posted complaint.

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I am holder of SBI Credit card and fraud happened with me in month of Oct-24 dt[protected].for Rs.60565.88
I have received total amount from insurance company and I am ready to pay outstanding of SBI Credit card. SBI credit card section has charged Interest and penalty towards non-payment of outstanding.
I am requesting for waver penalty and interest because this transaction is not belonging to me and it was happened through fraud hence there were no mistake from my side insurance company took 2 months for the process of refund. There is no mistake from my end.
1) Date of Fraud[protected]
2) Application date of claim-
3) Payment Advice from Insurance Company

State Bank of India [SBI] customer support has been notified about the posted complaint.

Jan 23, 2025

Updated by Vinayak1989 RESPECTED SIR,

A fraudulent transaction of Rs.60565.88 was made on my SBI credit on 24.10.2024. I had duly lodged a complaint with you regarding that. One thing to note is that when I started the credit card service from you, I was given a credit card protection policy by you. I had made the payment to you. You can see my previous credit card statement I used to make regular payments before I got into credit card fraud.

You can see all my e-mails after 24.10.2024 how I requested you and CPP to investigate this fraud case. I have received Rs.60565/- on 15.01.2024 from the insurance company (hdfc ergo) which was defrauded with me on 24.10.2024. I am also submitting to you the copy of receipt of Rs.60565/- from the insurance company dated 15.01.2025 after tireless efforts by you and me.

I have received the statement of SBI Credit Card from you dated 11.01.2025 showing payment amount 72930/-. One thing to note my credit card was frauded and you charged me finance / hidden charges of Rs 10472.01. I can make credit card payment of Rs.62457.99 to you but request you to waive the charges imposed on me which is Rs.10472.01.

I am re-sending you the documents that I submitted after the credit card fraud. It is a humble request that we verify all those documents.

I am repeatedly telling you that I am ready to pay you Rs.62457.99. Once again I request you to waive the charges of Rs.10472.01 which you have imposed on me and please do not mention this in my CIBIL in future. (KINDLY CHECK & INVESTIGATE PAYMENT ADVISE OF HDFC ERGO WHICH WAS ATTACHED BY ME.)

Your immediate action is highly appreciated. (KINDLY NOTE THAT - I am contacting SBI department daily through e-mail and phone to waive the charges which you have imposed on me Of RS.10472.01.)

Please take this matter on priority basis and go through the attachments. I want waive of charges confirmation from the SBI credit card team of RS.10472.01. I requesting to Mr.Sagar Advocate please Investigate with SBI & CPP team regarding all this matter. I am ready to pay SBI RS.62457.99 anytime.

Looking forward your kind cooperation.

Best Regards
Vinayak Kadbadkar
[protected]

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Address: TOWN BRANCH,CHIRALA DURBAR ROAD BRANCH CODE:20761

While depositing rupees : 10000/- (4272**1**167) cash to my account using cdm cardless transaction. It displayed cash message remove cash and machine opens its deposit slot and cash was locked in slot, no way to remove cash. After while slot closed and says error "transaction timeout".
Cdm details are giving below and attaching proof.

ATM ID : S5NL[protected]
TRX DATE&TIME : 19/01/2025 17:25:35

Jan 21, 2025

Complaint marked as Resolved

Sbi branch resolve my problem after 2days with complaint latterâ€¦

State Bank of India [SBI] customer support has been notified about the posted complaint.

Jan 20, 2025

Updated by Shaikbabar While depositing rupees : 10000/- (4272**1**167) cash to my account using cdm cardless transaction. It displayed cash message remove cash and machine opens its deposit slot and cash was locked in slot, no way to remove cash. After while slot closed and says error "transaction timeout".
Cdm details are giving below and attaching proof.

ATM ID : S5NL[protected]
TRX DATE&TIME : 19/01/2025 17:25:35

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I have the due payment of 11559.00 on 9th Jan 25 and I paid it on 16th Jan 25 through SBI card app and acknowledgement message also received for the payment.
Today on 17 Jan SBI card debited my Sbi bank account with same amount 11559.00 even I haven't given any auto debit consent or permission.
I am using other banks credit card also but not facing this kind of harrasment and silly behaviour which I am facing from SBI Card.
If there is any late payment these people are charging huge penalty for that amount but even after charging penalty bank executive people make call again and again for due payment.
I haven't given any kind of consent for auto debit and debiting my account is a delebrate act of violation of my rights.
Please do the needful.

State Bank of India [SBI] customer support has been notified about the posted complaint.

Jan 21, 2025

Updated by thomasanil2013 Complaint still not resolved. Still unauthorised debited amount not refunded to my bank account.

State Bank of India [SBI] Complaints & Reviews

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State Bank of India [SBI] reviews & complaints page 2

"sbi vengalloor branch sanctioned draft but no dispatch since june 30th

Uninformed amc deduction of 1180 for unused demat account by sbicap securities

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Refund Not Credited Microtek AC Stabilizer (Amazon Order)

Amount snatched by hackers from my sbi-sb a/c without asking/sharing o. T. P.

Abuse language used by credit card recovery agent / field manager

complaint regarding upi payment failure amount debited but not received by beneficiary

Payment not received from amazon for refund

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Auto debit from saving account

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Unjust Repeated ECS/ACH Return Charges for Same Mandate

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Not closing loan account even after paying all EMI

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Hold

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Cdm machine take cash but didn't credited to my savings account

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multiple times ech/ach ret charges deducted

Personal loan and overdues

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Yono app

Sending some other person customer details for my mail id

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Regarding receipt of refund amount

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Sbi Credit Card Interest and penalty waiver issue

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Depositing rupees : 10000/- (42721167) cash to my account using cdm cardless transaction.

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Unauthorised debit of my account

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State Bank of India [SBI] Complaints & Reviews

File a complaint to State Bank of India [SBI]

State Bank of India [SBI] reviews & complaints page 2

"sbi vengalloor branch sanctioned draft but no dispatch since june 30th

Uninformed amc deduction of 1180 for unused demat account by sbicap securities

Post your Comment

Refund Not Credited Microtek AC Stabilizer (Amazon Order)

Amount snatched by hackers from my sbi-sb a/c without asking/sharing o. T. P.

Abuse language used by credit card recovery agent / field manager

complaint regarding upi payment failure amount debited but not received by beneficiary

Payment not received from amazon for refund

Post your Comment

Auto debit from saving account

Post your Comment

Unjust Repeated ECS/ACH Return Charges for Same Mandate

Post your Comment

Not closing loan account even after paying all EMI

Post your Comment

Hold

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Cdm machine take cash but didn't credited to my savings account

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multiple times ech/ach ret charges deducted

Personal loan and overdues

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Yono app

Sending some other person customer details for my mail id

Post your Comment

Regarding receipt of refund amount

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Sbi Credit Card Interest and penalty waiver issue

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Depositing rupees : 10000/- (4272**1**167) cash to my account using cdm cardless transaction.

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Unauthorised debit of my account

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Depositing rupees : 10000/- (42721167) cash to my account using cdm cardless transaction.