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State Bank of India [SBI] Complaints & Reviews

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1.4
Updated: Feb 23, 2026
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State Bank of India [SBI] reviews & complaints page 2

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R
Rag@17
from Shrirampur, Maharashtra
Jul 4, 2025
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Address: SBICAP Securities Ltd Marathon Futurex, A-Wing, 12th Floor, Mafatlal Mills Compound, N.M. Joshi Marg, Lower Parel (East), Mumbai - 400013, Mahar
Website: www.sbisecurities.in

A demat account was opened by SBICAP Securities Ltd when I opened my SBI savings account. At the time of opening, I was not clearly informed about the Annual Maintenance Charges (AMC) of ₹590 per year.

I have never used this demat account — no trades, no holdings — but ₹1180 was deducted from my bank account (₹590 each for two years) on 01/07/2025.

When I contacted customer support, they said the charges were as per the signed form. However, the bank representative never explained the AMC. This feels like mis-selling and a hidden deduction, which is happening to many customers across India.

I request a refund of these charges and demand that such unethical practices be stopped.

I am raising this issue publicly so others can be aware and protected.
State Bank of India [SBI] customer support has been notified about the posted complaint.
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    A
    Ashish7115
    Jun 20, 2025
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    Refund Not Credited Microtek AC Stabilizer (Amazon Order)

    I am writing to lodge a formal complaint regarding a refund that has not been credited to my bank account.

    I purchased a Microtek AC Stabilizer worth ₹4, 030 from Amazon.

    I returned the product, and the refund was initiated by Amazon on 26th May 2025.

    The expected refund date was on or before 2nd June 2025, but the amount has not been credited to my account as of today.

    I contacted...
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    dipak chandra baral
    from Kolkata, West Bengal
    May 26, 2025
    Jun 18, 2025
    This thread was updated on Jun 18, 2025
    Resolved
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    Resolved

    Amount snatched by hackers from my sbi-sb a/c without asking/sharing o. T. P.

    Address: SBI,Siriti- Muchipara Br. Kol-82

    On 30/10/'23 a message came from the Electricity office (M) [protected] that your previous month's bill payment has not been updated & will be disconnected tonight at 10-30p. m. Want to know the matter? I dialled the phone no. & told me·CESC lodged a rule that a one-month pay bill should be given at the counter instead of online payment. To restore it, Rs. 3 should be given either by card or net banking. He gave me...
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    C
    cpasupuleti
    from Hyderabad, Telangana
    May 21, 2025
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    Abuse language used by credit card recovery agent / field manager

    Address: Hyderabad / Andhra Pradesh

    Dear Sir,

    This is to inform you that i have a very bad experience with your credit card / recovery team, let me explain, this incident happened on may 12 in the noon exactly 12:20 IST
    This is Charan Teja - SBI credit card holder with card number - [protected] and the payment against this card delayed since last 2 months and the recovery agent / field manager - Yashwant reddy - [protected] reached me on my mobile...
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    Priyank Makwana
    from Ahmedabad, Gujarat
    May 2, 2025
    May 8, 2025
    This thread was updated on May 8, 2025
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    complaint regarding upi payment failure amount debited but not received by beneficiary

    Respected Sir/Madam, SBI
    I am writing to raise a complaint regarding a UPI transaction issue. The amount was debited from my account, but the intended recipient has not received the funds.
    Details of the transaction are as follows:
    Bank Name: State Bank of India (SBI)
    Transaction Date: 03/APRIL/2025
    Transaction Amount: 970
    Transaction ID/Reference Number:[protected]
    Beneficiary Details: SITARAM...
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    A
    Amit@dharmada
    from Krishnanagar, West Bengal
    Apr 19, 2025
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    Payment not received from amazon for refund

    Address: WEST BENGAL

    My name is Amit Dey and i had ordered Windows mosquito net 2 pc of rupees 1378.0 /- in Amazon on 01/03/2025 and return this order on 18/03/2025 due to personal reason. And on 04/04/2025 Amazon initiated the amount to my given Account but i still didn't get the money. Amazon sent this reference number[protected] and told me to fill churge dispute form but SBI Khidirpur branch employee told me to talk with the Amazon. So please kindly...
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    M
    [email protected]
    Apr 15, 2025
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    Auto debit from saving account

    On dated 28/03/2025, an automatic mode an amount of Rs 97840/- has been deducted with transction details as "ACHDr ICIC[protected] TP ACH SLI ".
    I am unabke to trace the details of transaction automatically happen. Branch also not able to extend any help in this regard.
    Needful must be done to protect my transction in auto debit mode happend and made neccessary for recovery of my hard earned money....
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    H
    hari20035
    Apr 10, 2025
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    Unjust Repeated ECS/ACH Return Charges for Same Mandate

    I am being repeatedly charged ECS/ACH return fees by SBI without proper explanation or prior notification. The charges are linked to the same reference number 38976288 and description "WhizDM F NACH FAIL INSUF BAL SBIN702".

    Here are the deductions:

    ₹7.06 on 05-Mar-2025

    ₹254.46 on 05-Apr-2025

    ₹295.00 on 09-Apr-2025

    All related to mandate reference...
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    R
    rgnaiduu1111
    Apr 9, 2025
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    Not closing loan account even after paying all EMI

    I have taken pension loan in SBI. Last month, the tenure of loan is completed leaving with a balance of 1448.12. I tried paying complete amount and close the account but the system did not allow to pay complete amount and as a result, I paid 1447 and for remaining 1.12 rupees, I logged a manual closure request by checking the option to debit the remaining amount from my savings account through net banking. However, they did not close the...
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    C
    Chinju P J
    Mar 24, 2025
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    Hold

    I am an Sbi account holder. Yesterday I did a self transaction of 1400 RS from my Sbi account to my HDFC account through google pay. After that today that amount got hold in my HDFC account and my SBI account got negative 1399 RS. When I inquired at Home Branch, there was no response. Please find a solution

    SBI account No:[protected]
    hdfc account no:[protected]...
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    S
    Shoyeb@1902
    Mar 8, 2025
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    Resolved

    Cdm machine take cash but didn't credited to my savings account

    Address: 247M+F92, ABA Gani Khan Sarani, Malda, West Bengal 732101
    Website: Sbi comin

    While depositing rupees : 5000( 500×10) cash to my account using cdm atm card transaction. It displayed cash message remove cash and machine opens its deposit slot and cash was locked in slot, no way to remove cash. After while slot closed and says error transaction timeout.
    Cdm details.
    Account no [protected]
    Card no [protected].I aslo attached the receipt copy from CDM MACHINE...
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    M
    manmohan2016
    Feb 18, 2025
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    multiple times ech/ach ret charges deducted

    Unfortunately, I was facing health issues during this period, which led to unforeseen financial difficulties and the inability to make the payment on time. I sincerely apologize for this delay and assure you that it was unintentional.

    I have now resumed my financial commitments and have ensured that future payments will be made on time. Considering my circumstances, I kindly request you to waive off the penalty charges as a...
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    M
    Maheshkurakula
    Feb 17, 2025
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    Website: RBI

    This is kurakula Mahesh...Customer ready to pay overdue amount Acc No:[protected]...customer need link to pay amount email id: kurakulamahesh890gmail.com...please provide a link to this email id...cx have negetive impacts to his account close that negetive impacts in sbi account...
    State Bank of India [SBI] customer support has been notified about the posted complaint.
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      C
      C walkar
      from Mumbai, Maharashtra
      Feb 14, 2025
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      Yono app

      Address: Room no. 17,2nd floor,MarutiChawl, 160 A Angrwadi

      Over the last decade we find that operating the SBI account online is quite time wasting and trouble some
      Please look into
      Your bank asks for so many passwords so many otp's and frequent changing which is quite troublesome
      you may improve your systems as other do
      Regards
      CHARU AWALKAR M.S, INDIA...
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      D
      divya perumal 14
      from Chennai, Tamil Nadu
      Feb 4, 2025
      Feb 5, 2025
      This thread was updated on Feb 5, 2025
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      Address: 7th cross street srinivasapuram kattupakkam

      I called to customer care of sbi sending some other details pass word and neft transaction details balance inquiry to my personal mail id but they are not taking necessary actions kindly look into it is a data breache
      State Bank of India [SBI] customer support has been notified about the posted complaint.
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        A
        AyushBisht
        Jan 25, 2025
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        My name is Shobha Bisht and I had ordered total 3 items of total ₹908.83 in Amazon on 18 December 2024, and after 19 December 2024 returned this order due to personal reason. And on 19 December 2024, Amazon initiated the amount to my card but I still didn't get the money. Amazon sent these reference number :[protected],[protected],[protected], and told me to fill charge dispute form but Indian Bank doesn't have such policy. So please kindly respond to this complaint it's very urgent. My card /Account number is [protected] and linked mobile number is +91 [protected]

        Thanks you sir
        State Bank of India [SBI] customer support has been notified about the posted complaint.
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          V
          Vinayak1989
          from Mumbai, Maharashtra
          Jan 23, 2025
          Jan 23, 2025
          This thread was updated on Jan 23, 2025
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          Sbi Credit Card Interest and penalty waiver issue

          I am holder of SBI Credit card and fraud happened with me in month of Oct-24 dt[protected].for Rs.60565.88
          I have received total amount from insurance company and I am ready to pay outstanding of SBI Credit card. SBI credit card section has charged Interest and penalty towards non-payment of outstanding.
          I am requesting for waver penalty and interest because this transaction is not belonging to me and it was happened through...
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          S
          Shaikbabar
          from Chirala, Andhra Pradesh
          Jan 20, 2025
          Jan 20, 2025
          This thread was updated on Jan 20, 2025
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          Resolved

          Depositing rupees : 10000/- (4272**1**167) cash to my account using cdm cardless transaction.

          Address: TOWN BRANCH,CHIRALA DURBAR ROAD BRANCH CODE:20761

          While depositing rupees : 10000/- (4272**1**167) cash to my account using cdm cardless transaction. It displayed cash message remove cash and machine opens its deposit slot and cash was locked in slot, no way to remove cash. After while slot closed and says error "transaction timeout".
          Cdm details are giving below and attaching proof.

          ATM ID : S5NL[protected]
          TRX DATE&TIME : 19/01/2025 17:25:35...
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          T
          thomasanil2013
          from Alappuzha, Kerala
          Jan 17, 2025
          Jan 21, 2025
          This thread was updated on Jan 21, 2025
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          Unauthorised debit of my account

          I have the due payment of 11559.00 on 9th Jan 25 and I paid it on 16th Jan 25 through SBI card app and acknowledgement message also received for the payment.
          Today on 17 Jan SBI card debited my Sbi bank account with same amount 11559.00 even I haven't given any auto debit consent or permission.
          I am using other banks credit card also but not facing this kind of harrasment and silly behaviour which I am facing from SBI Card.br...
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          R
          rohit bhakuni
          Jan 12, 2025
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          Address: haldwani kushumkhera 263139

          As soon as i inserted the cash in the cardless deposit ...and clicked validate cash... the machine stopped i called the gaurd he said its ups not working as light gone and my money got stuck there as its sunday today time is 1 15 to 1;45 pm date is 12 jan 2025 ...i needed the money in urgent but it got stuck ..
          State Bank of India [SBI] customer support has been notified about the posted complaint.
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