State Bank Of India [SBI] — debit of amount from my account

Address:SBI Hennur Cross, Bangalore, Bangalore, Karnataka, 560043

Since december, 2018 i am not using sbi debit card because, sbi itself was blocked to issue the chip enabled card. After december 2018 i did not use sbi card. Twice i had been to sbi branch hennur cross, bangalore, to get chip based card. But could not get it. The reason was change of address. Every year sbi hennur cross branch is deducting rs.147.50. Saying that dear customer, your a/c has been debited for inr 147.50 on 28-02-20 towards annual maintenance charges for year sbi debit card ending with — the same thing was happened in the year of december 2019..
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DEBIT
[protected]DOM surcharge/tips/rate diff dtd by this ref. Amount 44.25 is debited on 20/2/2020 my account is debited without any reason .I want to know what is happening with my account.if it is reward of online transition than it is bad i[censored] charges as then it definitely discouraged online transaction
I am getting msg from [protected] of credit 78000 and they are asking me to download and register a1m.in/5s1fbe
Please trace them

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