State Bank Of India [SBI] — Excess dr in sb

Address:	Mumbai City, Maharashtra, 4205
Website:	www.sbi.co.in

Excess dr insb in following dates:-
07/06/17=rs.115
10/06/17=rs.57.50
Notes :-
1:- one time withdrawal from atm in june 17.
2:- home loan amount debited on june 1.
3:- 3 times debit card used in shops.
4:- 4 times money transferred to investment.
5:- 1 time money transferred by cheque.
6:- concerned branch suggested us to login complain.
So, my question is how my transation is declared excess? Request to answer and guide and transation criteria.
With regards.