State Bank Of India [SBI] — Excess recovery of/a Car loan

Address:

530018

1, have availed a Car loan Of Rs.2, 71, 700/- @ 7% simple interest i.e rate applicable to staff .bearing account no.[protected]
2.In the year August 2009, my Car loan was settled by the Bank illegally appropriating Rs.5, 54, 948 /-. from my terminal benefits without my consent and without getting confirmation of debit balance in my Car loan account..,
3.I have observed that the bank has recovered excess/huge amount to the extent of Rs. 2, 50, 000/- (approx)from me, may be due to charging of higher interest rate or wrong calculation of interest or non accounting of my loan installments i.e E.M.I or wrong accounting.
4.I have made several representations including my Lawyer`s notices, requesting for the the Certified copies of the Loan application, sanction letter, Loan agreement executed by me, the statement of account to know the position of my account and to know the exact date of availing car loan by me and the rate of interest that I have agreed to pay etc. Keeping me in darkness, the Bank failed to furnish the both and in an unilateral manner recovered the dues from me without obtaining Confirmation of Debit balance in my loan account from me.I have lodged my protest with regard to the incorrect balances in my Car loan account.
5.I have recently lodged a complaint through on line, which was settled without proper conclusion to my problem(photo of the ambiguous reply (message) received on my complaint attached).Since then I have made several representaions which were not replied by the Bank authorities since then till date .
For more details pl.view my blog:1, have availed a Car loan Of Rs.2, 71, 700/- @ 7% simple interest i.e rate applicable to staff .bearing account no.[protected]
2.In the year August 2009, my Car loan was settled by the Bank illegally appropriating Rs.5, 54, 948 /-. from my terminal benefits without my consent and without getting confirmation of debit balance in my Car loan account..,
3.I have observed that the bank has recovered excess/huge amount to the extent of Rs. 2, 50, 000/- (approx)from me, may be due to charging of higher interest rate or wrong calculation of interest or non accounting of my loan installments i.e E.M.I or wrong accounting.
4.I have made several representations including my Lawyer`s notices, requesting for the the Certified copies of the Loan application, sanction letter, Loan agreement executed by me, the statement of account to know the position of my account and to know the exact date of availing car loan by me and the rate of interest that I have agreed to pay etc. Keeping me in darkness, the Bank failed to furnish the both and in an unilateral manner recovered the dues from me without obtaining Confirmation of Debit balance in my loan account from me.I have lodged my protest with regard to the incorrect balances in my Car loan account.
5.I have recently lodged a complaint through on line, which was settled without proper conclusion to my problem(photo of the ambiguous reply (message) received on my complaint attached).I have made complaint to the bank authorities on line which were not responded
pl.view my blog:http://misrepresentationoffacts.blogspot.in/2016/03/excess-recoveries-oa-ca...⇄