State Bank Of India [SBI] — insuf bal atm decline charge

I am a sbi account holder and uses sbi master card. I have tried to withdraw money from various atm in my area in delhi. There is a cash crunch in my area. But the stark thing is bank was deducting rs23.60/- in the name of insufficient balance in the atm.

My complaint how sbi can charge its customer for the transaction which was declined due to insufficient balance in the atm. The case is simply of loot because most of the atm does not flash about unavailability of cash. Its like a trap to milk money.

This is a general complaint so i am not putting my specific details.