State Bank Of India [SBI] — money deduction from sbi account

On 18/1/19, from my sbi account rs. 147.5 is deducted. And I received a message that...

" Your A/C anding with **** has been debited for INR 147.5 on 18/1/19 towards annual maintenance charges for your SBI debit card ending with ****.

Please explain why this amount is deducted from my account. And what I should do to prevent further charges like this.
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