State Bank Of India [SBI] — Opening of new saving account

Address:

Basti, Uttar Pradesh, 272001

Dear Sir / Madam.

My wife SMt Amina Khatoon, Mohalla-Maqbool nagar has applied for opening new account in SBI Dakshin Darwaza branch (Branch Code[protected], Basti.
Accordingly, she visited the bank regularly for more than 23 days and every day bank officials had given new date to visit giving excuse that they are very busy.
And finally a peon there has suggested us to apply for online registration for opening the new account and visit the bank with a print pot of the form.
We applied online registration form for new SBI account against TCRN : AC7 3642077, TARN : AA99157418 and visited the bank again with all supporting documents.
This time SBI officials said that Rs 500/- yearly will be required against Health Insurance. Since I am a government employee, working in BHEL, Jhansi (staff no[protected] our company provides all type of medical facilities to our family free of cost therefore there this health insurance scheme is useless for us.
When my wife refused to take this health scheme, bank officials said that they will not open the account without this.
Please suggest whether such scheme is mandatory for government employees like us who has no such need to join such scheme. And help us to open our account in SBI.

Regards.