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State Bank Of India [SBI] — Regarding inspected msg about my card being us without my permission

Recorded a POS decline message and decline charges was deducted from account even though I didn’t use my card. Attaching message details with this complaint.
“Dear customer, your transaction at POS 99999999 has been declined due to insufficient fund in your account.”
These are the messages I received at 1.07 pm on 21/08/2021 when I was sleeping and my card is in my wallet
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