[Resolved]  State Bank Of India [SBI] — SBI creating credit card application without my consent. Calling frequently

I had applied for SBI credit card in January which was declined due to unknown reason. Its been 8 months but the agents keeps calling again and again and tricking me to apply for credit card for more than 10 times WITHOUT MY CONSENT. SBI does not send any email or notification when they apply credit card on my behalf. SBI does not give any option to take back an application. It kept declining and the agents said due to some error in their network it was happening that way. Later I got credit card from a different company and the procedure was way too easy. I built my credit score. I still get calls every 15 days from SBI credit card company again trying to cheat me . they ask PAN Card telling they want to send card for dispatch. then the address and collect all information. they lie that I will receive card within 2 days but its been 8 MONTHS. Because of SBI my CIBIL score is getting reduced.