State Bank Of India [SBI] — sbi credit card fraud to accrue finance charges

Address:

Kolkata, West Bengal, 700051

To
The nodal officer,
Sbi card

I request you to stop your further cheating (Unfair business practice) and repeated customer harassment which is now
Becoming mental torture for a common middle-class person like me with risk-averse mentality. I am a respectable citizen
Of this country and have no debt (Rs. 0) against me anywhere in this world.
As mentioned repeatedly in all my earlier mail, there was no due as shown to me on 06.01.2020 from my login account
As i and the marchant refunded back all the amount spent in the previous cycle before the due date (06.01.2020) so there
Was no question arisen to credit further amount from my end into this a/c.