State Bank Of India [SBI] — sbi credit card harassment

Address:

Mumbai City, Maharashtra, 600067

Hello sir,
I am using s. B. I credit card since 2 year and also i had made timely payment but i lost my job as well as after few months my wifey also met with an accident and her leg got fractured. Her treatment is still going on. And financial deepressed due to which the payment got delay and s. B. I credit card recovery agent started coming at my home and harrasing my family members they make daily 4-5 calls and harrasing us. After informing that there will be delay in making payment and i asked for settlement at whichever is at low and i asked they convert in low rate emi which i can able to make payment but dint convert to emi at low rate option. They send legal notice by post. Currently i am jobless.
So request you to give solution for this situation.

Warm regards karan das