State Bank Of India [SBI] — unnecessary penalty charges levied on my savings account

Address:

Chennai, Tamil Nadu, 600037

My savings bank account with sbi has been debited with inr 25 on no grounds with narration as penalty charges. The transaction reference number is iri4795655ixl2524458. I have been maintaining good balance in my account and my mab was 19000 the previous month. Sbi simply charges customers like this for no reason. This may be to recover the loss created by people who take loan from sbi and fly away to london and sbi targets to collect the amount from other customers.