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CIBIL |
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33 Reviews
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Suraj Ratan Mohta 
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Customer Name in CIBIL Defaulter List inspite of having settled all dues.
I have applied for a home loan recently.
I have received information from the bank regarding defaulting in credit cards of Standard Chartered Bank, ICICI Bank, ABN AMRo, AMEX & HSBC Bank and my name is listed in the Defaulter List of CIBIL.
Except Amex, all the banks have provided wrong information to the CIBIL. Now after long email exchange and telecom I have received emails from all the above mentioned banks stating that there are no dues pending from my end and full and final settlement letter from the AMEX.
But now banks are saying that it will take 30-60 days to update the record in CIBIL. Its really a long period. MY Home loan is stuck because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help so that my Home loan can start.
Looking forward to a suitable action at the earliest form your end.
My email ID: srm1930@gmail.com
Mobile # 98202 97934 |
 32 Comments |
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Sir/Mam
This is to bring to bring to your kind notice that i a consumer lone Customer
of your Reputedbank.
I feel i am a good customer of your bank .there was a time when i
could not pay my dews but same was later paid .
Problem i am...
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I have applied for a credit card of american express bank recently.
I have received information from the bank regarding defaulting in credit cards of CITI Bank and my name is listed in the Defaulter List of CIBIL.
CITI BANK have provided wrong information to the CIBIL. I have paid all the dues of CITI Bank
But CITI Bank has not send the data to CIBIL. MY credit card has declined because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help so that my credit card can start.
Looking forward to a suitable action at the earliest form your end.
Regards
Vinod Agarwal
9876601587
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Control No.386494563
Type : Personal Loan
Sanctioned : Rs.50, 000/-
Opened : 01.02.1999
Last Payment : 20.10.2006
Closed : 20.10.2006
Reported : 31.10.2008
I would like to know the Bank and Loan Account No. for me to get a closure certificate. Although, I have cleared my PL, still my name is appread in the defaulter list.
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I have received information from the bank regarding defaulting in credit cards of icici Bank and my name is listed in the Defaulter List of CIBIL.
icici BANK have provided wrong information to the CIBIL. I have paid all the dues of icici Bank
But icici Bank has not send the data to CIBIL. MY credit card has declined because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help to remive my name from civil.
Looking forward to a suitable action at the earliest form your end.
Regards
Dr. umesh saxena
f-202, shyam nagar ext. ram path sodala jaipur
01412293128, 9352650213, 9414264806
office
kautilya institute of tech. & engg.
01412770199, 2770364
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have received information from the bank regarding defaulting in credit cards of icici Bank and my name is listed in the Defaulter List of CIBIL.
icici BANK have provided wrong information to the CIBIL. I have paid all the dues of icici Bank
But icici Bank has not send the data to CIBIL. MY credit card has declined because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help to remive my name from civil.
Looking forward to a suitable action at the earliest form your end.
Regards
Dr. umesh saxena
f-202, shyam nagar ext. ram path sodala jaipur
01412293128, 9352650213, 9414264806
office
kautilya institute of tech. & engg.
01412770199, 2770364
date of birth 08/12/1974
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have received information from the bank regarding defaulting in credit cards of icici Bank and my name is listed in the Defaulter List of CIBIL.
icici BANK have provided wrong information to the CIBIL. I have paid all the dues of icici Bank
But icici Bank has not send the data to CIBIL. MY credit card has declined because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help to remive my name from civil.
Looking forward to a suitable action at the earliest form your end.
Regards
Dr. umesh saxena
f-202, shyam nagar ext. ram path sodala jaipur
01412293128, 9352650213, 9414264806
office
kautilya institute of tech. & engg.
01412770199, 2770364
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have received information from the bank regarding defaulting in credit cards of icici Bank and my name is listed in the Defaulter List of CIBIL.
icici BANK have provided wrong information to the CIBIL. I have paid all the dues of icici Bank
But icici Bank has not send the data to CIBIL. MY credit card has declined because of the wrong information given by the bank to CIBIL.
I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.
Please help to remive my name from civil.
Looking forward to a suitable action at the earliest form your end.
Regards
Dr. umesh saxena
f-202, shyam nagar ext. ram path sodala jaipur
01412293128, 9352650213, 9414264806
office
kautilya institute of tech. & engg.
01412770199, 2770364
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How do i check my credit Report in CIBIL ?
pls let me know in this regard i will highly appriciated if some do so.
Thanks with best regards
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i have applied for ABN AMRO credit card in nov 2008. Now i have checked for that it Jan 2009 they didnot say anything. In mArch 2009 they again called me for another credit card. and when i asked them about the previous one i applied for, they said because of my name in defaulter list in CIBIL they could not provide me the credit card.
I have a good payment record with all my other credit card banks and loans too. i dont understand how my name has come in defaulter list of cibil.
Please tell how it has come in CIBIL and how it can be removed from it.
can i got to consumer court for providing wrong information to CIBIL.
Regards
Amit
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Dear Sirs,
I have been a victim of CIBIL and banker highhandedness but decided not to take this lying down. here is what i did to improve my cibil records. the CIBIL is not a public enterprise yet behaves as one. some one needs to bring them down and file a PIL against them
As a background I had a dispute of a transaction with a bank credit card. this continued for 8 years and they finally closed the account since they were unable to answer my letters (they had not delivered the credit card to me and yet charged me for using it). upon closing the account, they malafiedly updated my cibil records to show this as written off overdue amount.
All my loan and new card applications started to be declined and then I realized what had happened. I could not afford these credit issues so I decided to settle with the credit card bank (despite them having closed the account) and under protest so as to clear my name in CIBIL. I asked them for a settlement proposal. they asked me to pay 30k towards the alleged 1.5 lacs (including interest that had accrued).
1. After I settled my dues with the credit card company, I pursed them for two months both on the phone, email and written letters every few days to update my CIBIL records. They finally stopped answering my calls and still did neither zeroize the account nro udpated CIBIL. infact I restarted receving credit card statements again with interest and service charged accruing once again
2. I lodged an FIR agains the bank and the guy who had proposed the settlement stating cheating fraud etc. and not delivering what they promised in their own proposal despite my depositing the cash.
3. I lodged a complaint with RBI
4. I lodged a complaint with RBI ombudsman - www.bankingombudsman.rbi.org.in and followed up repeatedly for about 2 months . finally this settlement made around nov 08 showed strains and BO rbi invited me for a meeting with the bankers in March 2009 after 3-5 months of this issue.
5. the bankers stated in the meeting that typically they mention Written OFF as the cibil status on all settled accounts, the RBI OB almost slammed the banker and said this was wrong and they need to mention that the account has been settled and also remove my name from all defaulter lists such as MCNF . they are also to provide a zeroized statement withen 1 month of the meeting
beware that the peons at the RBI BO are in deep pockets with teh bankers and they will dissuade you from attending the meeting stating that your cibil report is as it should be after settlement "written off". donot accept that and meet the secretary and the cheif of BO and state your issue.
you WILL be avenged as BO might levy penalties as well against the bankers
TAGS: HSBC, credit card, CIBIL, RBI banking ombudsman, defaulter, written off, settlement
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Pls Help me how to check my name in the cibil list for the credit card defaulteres
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plz give me details which bank show in my name defaulter list becuase already clear all dues so why show in my name cibil site
control no 360848300
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my control no.397657484, when i have applied for loan with HDFC bank the same was not approved because of cibil report and there is a creditcard and a personaloan is due they are telling but in which bank i don'tknow. can you please help me and inform me in which bank I have dues because i have cleared all the dues 2 years back itself. and because of this i couldn't get loans and credit cards. please help me. v k chandrashekar
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Can i know that my name is in cibil list. Please confirm.
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Dear CIBIL,
We have recently applied to Axis Bank for a Home Loan.
1. I have received information from the lending bank-Axis bank regarding a certain outstanding that is being reflected in my husband Mr. Raju Sarin's name for a credit cards of AMEX.He had obtained a credit card from Amex on 25/01/1996 and due to some roudy and bad behaviour of Amex executives the card was surrendered on 17/11/2003. The entire dues were cleared there and then.
Since 2003, we have recieved NO intimation from the American Express Bank that there is any outstanding whatsoever . However when the credit rating drill was carried out by Axis we were informed that there is an outstanding of Rs.721 which is being reflected by AMEX.
2. The Axis Bank also informs us that Mr. Raju Sarin had obtained another card,
on 13/03/07 (card issuing company not known to us) and surrendered it on
27/1/08 where an outstanding of Rs.476/- is being reflected.
If our memory serves us right, we have not got any card issued which we may have surrendered in 2008.
We will request you to get us the appropriate information on these two accounts.
You will appreciate that since neither of the amounts are big amounts and we have received no correspondence from any of the companies, there seems to be an error somewhere but because of these small amounts our home loan is stuck.
We seek justice to get his name removed from the defaulter list with an immediate effect.
Please help so that our Home loan can start.
Looking forward to a suitable and expeditious action at the earliest form your end.
My email ID: punnams@yahoo.com
Mobile : +919811019024
My husband's email id:rsarin77@yahoo.com
Mobile :+919811133374
Thanking you,
Yours sincerely,
Punam Sarin
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Dear CIBIL,
We have recently applied to Axis Bank for a Home Loan.
1. I have received information from the lending bank-Axis bank regarding a certain outstanding that is being reflected in my husband Mr. Raju Sarin's name for a credit cards of AMEX.He had obtained a credit card from Amex on 25/01/1996 and due to some roudy and bad behavior of AMEX executives the card was surrendered on 17/11/2003. The entire dues were cleared there and then.
Since 2003, we have received NO intimation from the American Express Bank that there is any outstanding whatsoever . However when the credit rating drill was carried out by Axis we were informed that there is an outstanding of Rs.721 which is being reflected by AMEX.
2. The Axis Bank also informs us that Mr. Raju Sarin had obtained another card,
on 13/03/07 (card issuing company not known to us) and surrendered it on
27/1/08 where an outstanding of Rs.476/- is being reflected.
If our memory serves us right, we have not got any card issued which we may have surrendered in 2008.
We will request you to get us the appropriate information on these two accounts.
You will appreciate that since neither of the amounts are big amounts and we have received no correspondence from any of the companies, there seems to be an error somewhere but because of these small amounts our home loan is stuck.
We seek justice to get his name removed from the defaulter list with an immediate effect.
Please help so that our Home loan can start.
Looking forward to a suitable and expeditious action at the earliest form your end.
OUR CONTROL NO.IS 400124224
My email ID: punnams@yahoo.com
Mobile : +919811019024
My husband's email id:rsarin77@yahoo.com
Mobile :+919811133374
Thanking you,
Yours sincerely,
Punam Sarin
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Full Name-Santosh Kumar Ram Sonawane
Date of Birth-25/11/1976
Address-02/Ramashraya CHS, Plot No.21, Sec-19
Opp. D-Mart Shopping,
Nerul, Navi Mumbai, Maharashtra-400706.
PAN No.AVYPS0194C
Contact No.022-27702256, Mobile-9323245810, C/o-Bapu (9819679673)
Member ID-BS00012935
Control No-39, 82, 24, 953
Please furnish me the details of Credit Card no. and Bankers name having shown outstanding Rs.25752.00 and status written off in the absence of full information I could not ascertain loan taken from credit card either credit facility enjoyed. Requested delete the query raised by you since my home loan disbursement is pending before SBI, Thane.Please attend immediatly and do the needful.
Thanking you
SantoshKumar Ram Sonawane
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I had posted a question regarding the status of my Cibil standing 2 days back. My Cibil control no. is 400050545. Please answer my query as early as possible as i have applied for home loan and the bank has been enquiring with the overdue amount of Rs 17900/- dated Oct-Nov 2007 which i am not aware of. It is therefore requested to kindly reply me the details of the overdue, if any, so as to clarify the issue at the earlist.
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Dear Sir,
This is with ref. to my complaint regarding my name in CIBIL, but after providing all proofs there is no clearance of my name from CIBIL record. This is in the name of SATISH KUMAR BEHAL and there PAN CARD NO> is ADEPB9482C. Kindly clear the ststus ASAP because we are going to apply for a Car Loan.
Thanks & Regards
Amit
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Santosh Bishnoi
R. Rajagopalan
Dr. Umesh Saxena
