[Resolved]  CIBIL — MY NAME PUT IN CIBIL EVEN AFTER GETTING NO DUE CERTIFICATE FROM SBI

Hi, Sir can you tell me when i applied for the credit card why my all application are rejected regarding the CIBIL. b'coz i cleared all credit card payment and personal load also right now i m regularly paying my payment of HDFC credit card payment also my HDFC houseing loan EMI.

Why this will be happened with me every time.
Somebody give me the proper detail how i will discard my name from CIBIL

R,

Prasad E. Mahadik

Dear Sir,

As per my knowledge CIBIL is the authority to take quick & fast actions regarding the Credit Card related issues but I have not received any response from last 72 hrs.

You are requested to provide us the details which required to clear my issue

Regards
K.L.Sharma
----- Forwarded Message -----
From: [protected]@indiatimes.com
To: [protected]@cibil.com
Cc: [protected]@indiatimes.com
Sent: Fri, 6 Mar 2009 19:29:35 +0530 (IST)
Subject: Overdue against my Name

Dear Sir,

I have applied for a personal loan to HDFC bank, as per the recalls there is some pending dues of HSBC, & the control No. is[protected] but as per my acknowledge there is no old pending dues . I never used the credit Card (VISA) No.[protected].There is no Anual charges .

Please let me know the status of dues alongwith break up, so that I can proceed for Personal loan.

Your early response in this regard shall be highly appreciated.

Regards

K.L.Sharma

My Details are as under

KANCHHI LAL SHARMA
DATE OF BIRTH -- 10TH NOV. 1965
Adress E-222 Sector 9 Vijay Nagar Ghaziabad
Company Flex Industries Ltd.
A-1 Sector 60 Noida
Mobole no. [protected].
Pan Card No. is ADXPS8912P

On going through the CIBIL reporting systems, it seems that it is a ONE WAY Traffic to favour Banks and the lenders. It does not speak anything about the amount the borrower had paid so far to them. In my opinion it is harrassment to the borrowers and justice in case his/her name is listed even though the tenure of the loan is not completed, the borrower stand in good chane of repaying the borrowed amount, but because of the un-thoughful hurried actions of the lender the genuine people may also turn to otherwise. Generally no borrower would like to live with the Debt BURDEN. Delay in repayment happens due to delay in payment of salaries. Can any one held reponsible of their employers? Due to recession people are loosing their jobs. There is loss of income. But our basic expenses like food shelter children education medical etc are gto be met whether we have income, salary or not. There is vast gap in between salary increase and cost of living. how to narrow it. only by borrowing. So every body is forced to borrow. Who is responsible?. The Govt will come to rescue of the people? NO. Or if everything is available for FREE OF COST or at the very low cost (LESSER than our income or salary)then there is no problem to anybody. We dont need at all any lenders

From,
Riju N M
lalnivas
nechulimeethal [h]
chevayur p o
calicut 673017
kerala

Date of birth 17.03.84
Mob No: [protected]

To
The Head
CIBIL

Respected sir,
Sub : cheque bounds against my name .


Ref : Vehicle No : KL 11 Z 3051
LOAN NO : LTCLT[protected]


Sir,

I, Riju N M, applied for a personel loan in HDFC Bank, but they rejected my
application due to the records showing in CIBIL against me for the cheque
bounds for above said vehicle.But actually i settled that vehicle loan in ICICI bank.
Please delete my name from your CIBIL records.

Youurs sincerely

RIJU N M

MY CONTROL NO. IS[protected] AND KINDLY REQUEST YOU TO PLEASE INFORM ME IN WHICH BANK I HAVE A DUES OF PERSONAL LOAN OR CREDIT CARD PAYMENT DUE BECAUSE I HAVE TO CLEAR AND SETTLE THE DUES TO COMEOUT FROM CIBIL DEFAULTERS LIST .PLEASE HELP ME.
YOURS TRULY
V K CHANDRASHEKAR
D O B[protected]
PAN NO.ADBPC3345G

I am Udhaya suriyan had applied for a Personal loan from HDFC Koramangala Branch, Bangalore where I have salary account. After obtaining all the informations and documents by their chennai office, I was told that my application was rejected due to cheq bounced. This has happened a year back and now I have a healthy balance in the saving a/c.

Pl delete my name from CIBIL defaulters list

Dear Sir,

My Name-Viral Modi
Add- Ahmedabad
Pan- AMYPM 6432 G

Sub- chek cibil record

Dear Sir
Ples Inform My record and sugataion to me

I had applied for a Car Loan but has been rejected due to my name appearing in the CIBIL list.Pl let me know the amount and Bank.And also let me know the procedure to clear it immediately.

Rgds

Sanjeev Chaudhary
H.No 282, Ashoka Enclave 1st
Sector 34
Faridabad.

pl. inform my record i want to apply for business loan

regards


vijayant bharti
1980 malka ganj road
delhi 110007

Dear Sir,

I have applied for home loan in Relaince finance Ltd and my pan No is AIMPA1604Q and the control No is[protected] .

Dr. Krishna Priya is my wife, her pan no is ABKPG3465G and the control no is[protected].

My credit card opening date is[protected], and the second card opening date is[protected] and PL opening date[protected].

My loan has been stopped for want of some clarifications. In fact I cleared the loans I had made hence I highly appreciate your highness to have a mutual understanding with the bankers

PL also I have paid the whole amount, now they say that it is in the right off mode, hence I need to have a clarification, as it is desired by Relaince bank for the sanction of home loan.

In this regard, I earnestly request your highness for providing the clarification wrt to the above, for submitting the same to Relaince so as to enable me for the sanction of my house loan, for which I shall be ever grateful to you.

Thanking you in anticipation,


Yours faithfully,


Dr.Pantulu.

Respected Sir/Medam,

I am take ICICI Bank Credit Card and ICICI Bank Personal Loan. There was a delay in Payment, so ICICI Bank forwarde my name in CIBIL.

ICICI Credit Card No. : [protected]
Payment Cleared Date : Sep-2008

ICICI Personal Loan A/c No. : LPSUR[protected]
Payment Cleared Date : Aug-2009

Name : Jaydeep P. Vakharia
DOB : 14-Oct-1975
PAN No. : AAMPV5654R
Mobile No. :[protected]
Address : 302, Vrindavan Apartment, Opp. Gokul Row House,
Somnath Mahadev Road, Parle Point, Surat-395007.
Gujarat - India

I am applied for a personel loan in Bank, but they rejected my application due to the records showing in CIBIL. I am paid 100% payment in ICICI Bank Credit Card and also settled my ICICI Bank Personal Loan. I am request you please delete my name from your CIBIL records.

Sir,

I was having credit card of HSBC which i closed after the settlement but once i paid why my name is in CIBIL defaulter list.
My name should be removed from the list what is the procedure of the same.

Pradeep SIngh

sir,
My name is K.SANTHI and in the year 2006 i had setteled standard chartered bank card amount of Rs.19360.After almost 3 years a bank tells me that my name is in the CIBL.I have the settlement receipt's and the settlement letter from the bank with me.Please advice what i am supposed to do.

my compliant send on 18/9/2009, please give take actions report

Your CIBIL Report Showed, I have taken Auto Loan Rs. 518143 on 31/07/2008 and also showed Personal Loan takesn on 2/2/2005. Rs. 100000/- but the said loans I have not taken. Kindly issue me the the loans details from which institutaion has given the said loans. my PAN No. is ADIPA2057J and date of Birth is 21/10/1976. Kindly check the said loans and give me immediately anme of the institutions becoz I am getting problem regarding taking home loan.

control ref #[protected], Pan card # ASEPS0344k

Dear Sir,

With ref to the abv and the statement furnioshed by you to SBI bank-kormangala personal banking branch towards my take over loan, there are 2 transactions which are showing as written off, I wish if i could the details -

1. for amount Rs.18, 560 - this was from ICICI cards as my card was stolen on 15th aug'07 and somebody else has swiped and i had lodged a complaint which they had reversed after initial debit and found that i have not used the card, ,
2. for amount Rs.44, 000 - this does not pertain to me as I never had any out standing with any credit card to this extent and neither it wasn't settled in any manner for this amount with any bank, also Pls note this transaction dates back to the card which i possesed from 2004, , (only possibility would be of Citibank, but no such big transactions)all the amount has been paid, Also pls note in the year 2007 sept, I have availed site loan from HDFC, this transaction has not reflected in any manner, surprised about this appearing now !

I would request a response for clarifying the same as my loan process is held up pls rush the details to me,

I HAVE SENT A MAIL IN THIS CONTEXT FOR PAST 3 DAYS, , THE PROCESSING OF LOAN IS STALLED CAN ANYONE CONCERNED BOTHER TO RESPOND !!!

Thanks and regards,
Sathish.G.C (Sathish Gubbi Channabasavaiah)
Pan # : ASPS0344k

Sir,

I was using credit card of HSBC which i closed after the settlement. But Still my name is in CIBIL defaulter list. Can u Please provide me the details documents regarding my issue.

Name- Kishor M S
D.O.B- 01/06/1984
Pan card Number-AVPPK2359E
HSBC Credit Card no- [protected].

Please provide me a Statement and tell me what i have to do for removing my name in the Defaut list.

Sir,

This is regarding the information the Citi Bank Card No. [protected] & [protected]. In this connection I am to inform that the outstanding balance of Rs. 38, 000-00 as on[protected] which was in my name in the Citi Bank card No. [protected] & [protected] have already been closed & I have received the information of the closure of the account from the Manager, Citi Bank card regarding the full & final settlement of the outstanding balance of Rs. 38, 000-00. The same is attached to this mail. Inspite of this full & final settlement my name is continued to be shown as negative in some records (CIBIL). This has resulted inconvenience to me for availing housing loans or any other loan in any other bank. Therefore I request you kindly to take immediate action to delete the negative status in the records (CIBIL)


REGARDS,

Stores Purchase Officer
UAS, Central Stores, Hebbal,
Bengaluru, Telefax:[protected]

Sir,

This is regarding the information the Standard Chartered Bank Card No. [protected]. In this connection I am to inform that the outstanding balance of Rs. 6, 216-00 as on 8-5-2002 which was in my name in the Standard Chartered Bank card No. [protected] have already been closed & I have received the information of the closure of the account from the Manager, Standard Chartered Bank card regarding the full & final settlement of the outstanding balance of Rs. 6, 216-00. The same is attached to this mail. Inspite of this full & final settlement my name is continued to be shown as negative in some records (CIBIL). This has resulted inconvenience to me for availing housing loans or any other loan in any other bank. Therefore I request you kindly to take immediate action to delete the negative status in the records (CIBIL)


REGARDS,

Stores Purchase Officer
UAS, Central Stores, Hebbal,
Bengaluru, Telefax:[protected]

send me racord towords the cibil.