Airtel — airtel secure scheme

Address:

530014

I am a subscriber of airtel postpaid mobile service. The company had launched an airtel secure service for its customers to insure their handsets against liquid / accidental damage on payment of a regular premium everymonth. I had subscribed to this offer and was paying my premiums regularly. On the 05 of feb 2018, i accidentally dropped my phone in a drain and it was damaged. The phone was an expensive one plus five make costing 38000 rupees. So i approached airtel for covering it under the insurance clause. I was harassed by the customer care executives for last five days asking me to submit various details. Some embarrassing questions were asked as to how did i drop the phone? What was i thinking when the phone was dropped? Etc. My adhar details were taken now all this was neither asked not sought at the time of selling me the insurance. However the moment a claim was raised all sorts of proofs became important. Finally today on the 10th february o have been informed that the claim has been rejected as it does not fall either under accidental or liquid damage. Ian aghast at this justification of theirs because my phone was dropped accidentally and was damaged for to a liquid. I think that airtel is running a scam by charging it's customers for insurance. I think that they need to be investigated and the customers like me should be protected by such