[Resolved]  Axis Bank — Personal loan fraud from axis

Address:	560006
Website:	Axis Bank

Hi i have Applied an Personal loan with Axis Bank, For amount of Rs 4, 00, 000/- with balance Transfer facilities from current icici bank. for lower interest on Axis. Plus an Top up of 1.5 Lakh, the documents were collected some 20 days from today 02/11/2015, Today I have received the message from sales Executive saying that it has been declined with low credit score of 215 minimum requirement is 264, Now question what is this score related i checked the Cibil score which was 765, there Are no Cheque bounces in the current personal loan from icici bank i use only one CC which the Payments are prompt with no bounces, the executive has collected the documents and cheques for the same yesterday saying that the loan has been approved and the balance transfer will be done today, However Now they have told its rejected. Now this has caused a lot of agony of giving all the documents and waiting for an update for 22 days the delay has caused an mental harassment as all the plans went up for an toss, Plus the cheques are still with them I need an compensation for loss time and loss of personal embarrassment which has caused an agony.