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Citi Finance Complaints & Reviews

J
JAYANT SAURKAR
Jul 28, 2021
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Hello team,

Hope you and your family are safe and well

We have settled a personal loan which we availed in 2006

Loan account number -9215974

Please provide us with the NOC or loan closure certificate as we need it urgently.
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    sammy827
    Mar 20, 2021
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    My two wheeler loan has been closed long back and citi finance has not given me noc due to same my vehicle still holds hypothecation and now i am unbale to sell the vehicle, please provide noc so that i can sell my vehicle

    Name- Arvind Kumar Bajpai
    Bike no.- UP78BF1745
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      V
      vvkpug
      from Bhiwadi, Rajasthan
      Apr 1, 2019
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      Address: in delhi, New Delhi, Delhi, 110085

      I received a call from citi finance that they provide interest free loan for that i need to do policy of Bharti AXA. Now they are not picking the phones also Now i request bharti Axa to make refund of amount that was done by me because of wrong commitment.
      Akhilesh Sharma of Citi Finance [protected]
      request you to look into the matter for customer .
      Loan closed but noc not meet mee
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        I
        iamgeets
        from Noida, Uttar Pradesh
        Nov 13, 2018
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        Address: New Delhi, Delhi, 1100

        I want to complain against CITI FINANCE, they have done fraud with my family. They have promised us that they will give us a loan of Rs 12 Lakhs against one insurance policy of Bharti AXA life insurance. it will be interest free loan which we will get after doing the policy within 15 days. but its been more than 2 months and we havent got any loan amount. we got to know that they are fraud and make people fool. they do the policy take their commision and doesnt provide any loan. i will mention the name and contact no of the people who called up. their are many fraud people associated with them but the call we received was from Shahid - [protected], Priya - [protected]
        They are all fraud people, making fool of other people by cheating them, who are in need of money or going through financial crisis. please be aware of these fraud people, and please take strict actions against these kind of fraud people who cheat others.
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          A
          ashimdey
          from Kolkata, West Bengal
          Dec 31, 2017
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          Address: North 24 Parganas, West Bengal, 743145

          Citi finance se merajust 10 days pahele call aye aur mere ko bole aap loan apply kiye tha uske regarding call hain, uska naam hain [censored]al dixit. Woh mere ko bole apke 5 lakh ka loan sanctioned hus mere documents dene k baad, woh loan pane k liye apko project file create karna parega humare c. A se. Amount lagega 5000. Main kiye uske 1 din baad bole apko sanctioned letter aaj ayega apko fd karna hain 25000 ka, nehi toh loan disburse nehi hoga, woh bhi maine diye, last disbursement ke din mere ko bola gaya bank se call ayega verification k liye, woh bhi aye & woh bank person mere ko bole apko 5 lakh dispatched mere ko karne k liye apko transaction amount dena parega jiska charge hain 15000. Woh last denge toh apko 5 lakh 2 hours mein a/c mein ayega, mere ko paisa bohot hi dorkar tha jo last maine woh diye aur sang sang mobile phone switch ho gaye.

          Pmegp ka naam se aisa fraud call ate hain loan k liye toh goverment pls koi step lijiye, yeh mobile number address track kijiye & pls pls mere ko kuch help kijiye. Mera 45000 rupees le liye. Main bohot problem mein hoon. Mera naam hain (Ashim dey, email - ashimdey. [protected]@gmail.com) pls yeh logo ko track kijiye pls.

          Most wanted 2 people jiska naam & mobile number hain... Delhi se call kiye tha citi finance company ka naam se.

          1) [censored]al dixit ([protected]

          2) umesh agarwal ([protected])

          Account mein jo paisa liye tha uska naam hain farooq & rajesh kumar.

          Farooq ka a/c no hain ([protected]) yeh sbi a/c hain pls address track kijiye, aur dushre ka hain rajesh kumar iska a/c no tha ([protected]) yeh bhi sbi a/c hain pls iska address bhi track kijiye.
          Mera mobile number hain [protected] pls contact me & help pls.
          They took money from me saying it’s gover loan. They are not answering my cal nor refunding my anmount
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            G
            ganesh nagargoje
            from Mumbai, Maharashtra
            Sep 22, 2017
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            Address: 411004
            Website: citi finance

            I have received call from citi finance santcurz branch tel no[protected] name priya deskmukh, she saying please inform to rahul kumar to repay loan or call to citi finance, but i am not right person to inform rahul & how to update my person details in his loan, because i don't know rahul kumar & he has take loan from[protected]. Kindly look into this matter, because i am not a right person

            Please don't disturb for the same
            Sep 22, 2017
            Updated by ganesh nagargoje
            I have received call from Citi Finance Santcurz Branch Tel No[protected] Name Priya Deskmukh, she saying please inform to Rahul Kumar to repay loan or call to Citi Finance, but i am not right person to inform Rahul & how to update my person details in his loan, because i don't know Rahul Kumar & he has take loan from[protected]. Kindly look into this matter, because i am not a right person

            please don't disturb for the same
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              R
              rahul8991
              Jun 16, 2017
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              Address: 110024

              Hi,

              I have raised a request for my address change and bike loan noc on 13th of may 2017 with all the required documents and after that also raised a new request on 1st of june 2017 and also call continuously on customer care but the customer care person always say its in under process and not get any proper solution, this behavior is really very unprofessional.

              Loan number : 12548786

              Please resolve my query
              Thanks
              Jun 16, 2017
              Updated by rahul8991
              Due to this i have going to loss m 10 K
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                S
                sunil srm
                from Jamnagar, Gujarat
                Feb 16, 2012
                Resolved
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                Resolved

                Dear Concern,
                i had a personal loan from citi finance which has been settled now but once i apply for any kind of financial product from any financer if they check in cibil it shows negative......and my application gets rejected.....so now i want to know that how i could be able to get help from any financer..



                Warm Regards,
                Sunil Sharma
                Aug 13, 2020
                Complaint marked as Resolved 
                One of the worst organziation i have ever seen is CITI FInance.
                By Mistake and some compulsion I opted for a personal loan from citi finance for 15K, during 2005, with my condition I agreed for a heafty Intrest rate which is 22% PA, I was paying around 1090, I had already paid for more than one year, one fine day some guy calls me and offer a topup loan, they offered 50K Loan bcoz of my prompt repayment. When i approached they handed over me a cheque of 35K where in my payment since one year has reduced the principle by 4K, and with some preclosure charges they deducted 15K. Now this is with very great service midset they offered me at 21% rate of intrest.
                Now i am paying the EMI of about 2024/- since 2006, still it is notcompleted. I have ended up paying around 80K for a loan which i took of 50K(actually got onlty 35K).
                I always feel in what dirty buisness i got trapped. I approached the citifinace and tried to close the loan. they never worked for it and further many ECS they present before the due date, and as lack of funds 276/- is debited in my saving account. consolidately i have incured more than 1 Lakh rupee loss in this transaction.
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                  A
                  Anupam9877
                  from Mumbai, Maharashtra
                  Jun 27, 2011
                  Resolved
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                  Resolved

                  Address: North 24 Parganas, West Bengal

                  Dear Sir,

                  I Anupam Mondal from Baguiati, Kolkata. I took a personal loan for buying a Video Camera from Citifinancial in 2007 for 1 (one) year installment facility. already I have cleared the loan in due time (i.e. 2008).

                  Even though after the full payment of the loan, Citifinancial has not removed my name from CIBIL, wherein it is showing as an default customer, negative result.

                  As an old customer, I have lost the papers regarding this, at the time of shifting of my house for repairing.

                  I request you to kindly do the needful as soon as possible and mail me with a reply.

                  I am giving some data about me from which you can find out my account no. & details of my loan status.

                  Name : Anupam Mondal
                  Address : Residential - CE 258, Bagjola Colony No. -9, P.O.- Gouranga Nagar, Kolkata - 59 (102)
                  Office : Bidhanpally, Aswininagar, Baguiati, Kolkata - 59 (159)
                  DOB : 09.08.1977
                  Loan Amount : 27,500/-
                  1st installment paid on - 23.07.2007
                  e-mail : [protected]@gmail.com


                  With Regards,

                  Anupam Mondal
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Hi Anupam,

                  It is with deep regret that I reply to your post. CIBIL can really affect a persons mental state. an article in the papers today mentioned CIBIL CAN AFFECT FUTURE JOB PROSPECTS this is sad. out of concern for you i suggest you have this issue sorted out asap. If you would like help i can be contacted on [protected]/[protected] or email me at [protected]@debtdoctorindia.com. I am attaching the link of the article pls spread this
                  http://epaper.timesofindia.com/Default/Scripting/ArticleWin.asp?From=Archive&...

                  Regards,
                  Timothy
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                    M
                    mahendra_75
                    from Chennai, Tamil Nadu
                    Jun 20, 2011
                    Resolved
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                    Address: Mumbai City, Maharashtra

                    Sir,

                    My Loan account number: CEJ [protected]

                    Till as on today i have not got the pre-closure letter from citi finance. I have taken a new vehicle on exchange offer which was to be delivered on 20th June. but as dealer is informing that unless they provide a pre-closure letter they cannot deliver vehicle.

                    My first request was on 6th June, but my self and my wife are working the courier person did not deliver the courier as my house was locked and they did not drop the missing card so when i came to know i immediately called the customer care on 13th June, he assured me that he is providiing my mobile no to the courier person and they will call me before they deliver and it will be taken on priority and you may expect the courier by 16 or 17 June

                    I have requested citi finance that i am ready to collect the statement from Mumbai branch for that also they did not agree and my self and my wife had take leave on 16 & 17 june and wait for the courier but we did not receive it, when i called the customer service they told that by mistake they have sent the statement through register post.

                    Today they are telling that i have to pay the interest for this month, so they cannot send the statement.

                    I once want to tell you that citi finance is already collecting more interest and money than the RBI rule, below mentioned are the points.

                    1. In the 2007 Sep, they have given the loan for my new vehicle with interest rate 11.83%.
                    2. For the pre-closure of the loan they are charging 5% of the outstanding principle amount and again on the pre-closure charges they are charging 10.3 % as service charge.
                    3. Earlier SBI seepz branch as issued a letter that they are shifting the branch so the ecs will not be accepted and we have to provide a new ECS, i have sent the letter to citi finance then also they have sent the ECS and charged be bounce charges. When i spoke to them they informed me to provide the letter when i close the loan, they will reverse the charges.


                    In this way they are minting money from the customer and they are not providing the service.

                    Thanks,

                    Mahendra Reddy
                    Aug 13, 2020
                    Complaint marked as Resolved 

                    citi finance — Not providing the Closure Letter

                    On 19 th Oct.2006 I had purchased one Sony Colour T.V. having model no. SP29M83 from Sony dealer Jumbo Electronics, Dombivli ( East ) for price Rs. 24, 990 /-

                    I had paid Rs.9, 030 /- in cash to the dealer while booking the T.V. and remaining amount through monthly EMI basis by providing eight PDCs of Bank Of India having cheque no. 01 to 08 dated from 05 / 12 /206 to 05 /07 /2007 of amount Rs.2, 083 /- each on the behalf of Citi Finance.As per bank statement of Bank Of India for my account all the PDCs are cleared and no one cheque is bounce . As per Citi Finance, the last four cheques are bounced and bank write off the balance amount. Due to which in CIBIL system I am defaulter. It is the question of my credibility. As I am perfect from my side with paying all the EMI sincerely then also I am facing lots of problem and harassment from Citi Finance due to this.I request you please take the necessary action against Citi Finance and it will help me in proving my credibility by removing my name as a defaulter.Hoping for favourable reply.
                    i had taken personal loan on ur citi finance on 20 jul[protected]/-)account no 12795630 & 05/7/[protected]/-) account no 15344080, two personal loans taken and it is cleared by emi cheque, till the date i didnt reciev the NOC in davangere (karnataka) branch is closed please send as soon as possible waiting for ur call and noc

                    new address DOB-- 17/02/1981

                    D.T.VAMSHI VANDAN
                    S/O LATE THIMMAPPPA D.C
                    #3652 9TH MAIN 5TH CROSS
                    OPP: DAVANGERE HEART HOSPITAL
                    MCC B BLOCK DAVANGERE-577004
                    KARNATAKA
                    PH [protected]
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                      P
                      pramoth.p
                      from Palghat, Kerala
                      Dec 24, 2010
                      Resolved
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                      Address: Palakkad, Kerala

                      sir,
                      I have completed my 2 wheeler loan(loan account number:[protected] from citi finance and i didnt get the no objection certificate. kindly help me to get the certificate as early as possible.

                      thanking you,
                      pramoth nedungadi
                      mbl[protected]
                      +1 photos
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      i had taken personal loan on ur citi finance on 20 jul[protected]/-)account no 12795630 & 05/7/[protected]/-) account no 15344080, two personal loans taken and it is cleared by emi cheque, till the date i didnt reciev the NOC in davangere (karnataka) branch is closed please send as soon as possible waiting for ur call and noc

                      new address DOB-- 17/02/1981

                      D.T.VAMSHI VANDAN
                      S/O LATE THIMMAPPPA D.C
                      #3652 9TH MAIN 5TH CROSS
                      OPP: DAVANGERE HEART HOSPITAL
                      MCC B BLOCK DAVANGERE-577004
                      KARNATAKA
                      PH [protected]

                      CITI finance — I have cleared all my dues but my cibil report is not updated from setelled to clear

                      Name anuj patgiri a/c no 16315289 add forest gate house no 55 narangi guwahati email [protected]@gmail.Com repair of my account as soon as posible cibil control no[protected]
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                        S
                        sanoshk
                        from Jammu, Jammu and Kashmir
                        Nov 15, 2010
                        Resolved
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                        Address: Karnataka

                        I have taken a loan of 2 lakhs from citi finance for 36 months and with another 15 EMI left to pay, and there are no unpaid EMI’s , the problem started a year back when due to my dad’s illness and death my financial condition got worsened because of which I paid the EMI’s late for few months (but cleared all EMI’s) I requested citi finance to provide me some time to clear the payment when first time EMI was bounced but they did not help me instead I used to get 10-15 calls a day from them, even threatening me that they will put my name in defaulter list, first time I made the payment along with bouncing charges and asked citi finance to change my EMI due date so that I can make EMI payments regularly on time, but there was response was negative that they cannot change the EMI due date. Whenever I got call from citi finance for EMI payments (whenever there was delay) I asked them about bouncing charges every month, but the executives keep on telling me that I don’t have to pay any bouncing charges and only the EMI’s has to be paid, which I did. But after 6 months I started getting calls from citi finance executives threatening me to report Cibil defaulters list for not paying the EMI bouncing charges, I told them that there is no fault from my side as I have been keep asking about bouncing charges to their executives, and I have been informed not to pay the bouncing charges, and even asked them to send details of bouncing charges pending by mail, but till date they did not give the details and also told me that the executives who told me not to pay bouncing charges and not authorized to inform me about bouncing charges or to collect it, so it’s not their mistake and the will proceed reporting to Cibil.

                        Please let me know what actions can I take about this issue, whome should I complaint.
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          sriramav
                          from Pune, Maharashtra
                          Jul 15, 2010
                          Resolved
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                          Resolved

                          Address: Bangalore, Karnataka

                          I am getting repeated calls from Citi finance recovery agents asking Mr Pramod. I'm using my current number from past 6 years. Many times I told them that I'm this number from six years and requested not call again.
                          But still, I am getting calls from this number [protected]. I told that I'll complaint to Police but still they are not stopping.
                          Request your help to stop these calls phone calls andtake action on them .

                          Thanks & Regards,
                          Sriram
                          Aug 13, 2020
                          Complaint marked as Resolved 
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                            A
                            ABDUL MAJID AHAMAD SHAH
                            from Mumbai, Maharashtra
                            Dec 30, 2009
                            Resolved
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                            Resolved

                            my name is A.A.shah, im paid my loan amounted rupess 33,200 + interest has been paid early one year. my loan account no-7032018.
                            but there status is being my full amount. please there is overdue is nill state that it not written off which cause to getting another loan from other bank to me. please solve my complaint early for alll the money paid by me and i have not yet status of written off going on the statement by citi finance.
                            if any document required to u then just email me.
                            Aug 14, 2020
                            Complaint marked as Resolved 
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                              P
                              Prakash.A
                              from Bengaluru, Karnataka
                              Nov 18, 2009
                              Resolved
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                              Resolved

                              Dear All,

                              I have taken a Personnel Loan from citi finance i was paying by account but due to some problem my account has been closed thats why i am paying an advance EMI but last month EMI has not credited to my loan when i asked about this the cashier was very rude on me.and with out our mistake we have to pay the bounce cheque chargesI hope you will take these issue as serious one Please reveret back with the status

                              Account #10948899
                              Place -Rajajinagar branch,Bangalore
                              Phone#[protected]
                              Aug 14, 2020
                              Complaint marked as Resolved 
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                                Mummaneni Srikanth
                                from Hyderabad, Telangana
                                Oct 30, 2009
                                Resolved
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                                Resolved

                                Hi citibank,

                                My Citifinace account no is 15600094, previous conversations, i asked to send my original signed paper. still i am not get that paper. When i received your welcome letter it showing 20.06% flat right, but when i signed to the document your represent priya wrote 16% flat interest. That is the reason only i was taken the amount from citi finance. After some months, i was checked the document , then it is showing 20.06%. After that only i was desided citifinance is cheated me.
                                Once again i was aked the original signed document, other wise i will take serious action on citifinance. I will wait more days for getting my signed doucment, otherwise i will go to the consumer court. Not only court , i will share my problem to all over world.
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                loan ref.no. 197/aabca3223b

                                certificate no. 0110aw674g

                                tan no. jldr02231f

                                our monthly installment is rs18750 but we have recieved tcs exsumption certificate for rs12000 only.we do not understand how to adjust it.please reply or contact on mobile no. [protected].email address [protected]@sify.com
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                                  A
                                  arshdeep singh
                                  from Anand, Gujarat
                                  Jul 14, 2009
                                  Resolved
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                                  Resolved

                                  dear
                                  Due to some probleb by citi finance My Father name add in ur id So we have not apply for loan any other bank .. My father name show in ur id So that my verifiction rejected ... i am Samit my monthly payment rs 1380 with fine . so that my father name remove from cibil .com.I have N.O.C. Writen By citi finance Recived At[protected]. Am requested to you...

                                  am his son Arshdeep Singh Mobile No:-[protected]
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  Before 2yrs i have the salary account in city bank...i am the working in the aditya birla minacs( idea customer care) but after 4months i had left the job...but my a.c still open.. after 6 month one letter coming to my home tht indicate your ac. balance is -730(something) i dont know proper figure. .. msg alert also coming every sunday.. so i just know i am DEFOULTER or Not.. so pls infore me.. pls...bcs i have no time to in the bank.. bcs i am working out of baroda..
                                  DEAR SIR,
                                  MY NAME IS KASHISH MAHAJAN S/O VINOD MAHAJAN. I AM ASSOCIATED AS A DIRECTOR IN M/S KASHISH SILK MISLLS PVT. LTD. EARLIER I HAD TAKEN TWO CONSUMER LOAN FROM YOUR BANK. DUE TO ANY REASON FEW PAYMENTS WERE REMAINED OUTSTANDING. WHICH HAVE BEEN PAID COMPLETELY NOW. BUT TILL DATE MY NAME IS SHOWING IN CIBIL'S DEFAULTERS LIST.
                                  HENCE I REQUEST YOU TO UPDATE MY NAME IN CIBIL AND TAKE OFF THE MATTER AND MY NAME FROM CIBIL'S DEFAULTERS LIST. FOR THIS I WILL BE GRATEFUL TO YOU
                                  DEAR SIR,

                                  MY NAME IS JHARNA DAS D/O SRI. DILIP DAS. I HAVE BEEN USING I.C.I.C.I. BANK CREDIT CARD SINCE LONG TIME & MAINTANED PROPERLY BUT, DUE TO SOME MISS UNDERSTANDING BETWEEN BANK & ME LAST 8-9 MONTH I HAVE NOT CLEARED OUTSTANDING AMOUNT, FEW PAYMENTS WERE REMAINED OUTSTANDING. WHICH HAVE BEEN PAID COMPLETELY NOW. BUT TILL DATE MY NAME IS SHOWING IN CIBIL'S DEFAULTERS LIST. SINCE I HAVE APPLIED FOR A HOME LOAN & NOT GETTING SANCTION FROM BANK BECAUSE OF MY NAME IS IN THE CINIL’S DEFAULTERS LIST.

                                  HENCE I REQUEST YOU TO UPDATE MY NAME IN CIBIL AND TAKE OFF THE MATTER AND MY NAME FROM CIBIL'S DEFAULTERS LIST. FOR THIS I WILL BE GRATEFUL TO YOU
                                  Dear Sir,

                                  REMOVE NAME FROM CIBIL.COM

                                  Ref; My Account number [protected], pu 90927233,

                                  Loan outstanding in the above account was settled on 11 jan 2009,
                                  even though my name is appearing in cibil .com, hence I request your good office
                                  to remove my name from your site
                                  expecting your immedieate action.

                                  yours lovely
                                  joyalexander
                                  TO Whoesever is concern:

                                  i would like to clear my credit card bal amount., do give me the options.

                                  thanks,
                                  Dear Sir/Madam

                                  MY NAME IS JIMMY TIWARI, DUE TO SOME MISS UNDERSTANDING BETWEEN BANK & ME LAST 3---4 MONTH I HAVE NOT CLEARED OUTSTANDING AMOUNT, FEW PAYMENTS WERE REMAINED OUTSTANDING. WHICH HAVE BEEN PAID COMPLETELY NOW. BUT TILL DATE MY NAME IS SHOWING IN CIBIL'S DEFAULTERS LIST. SINCE I HAVE APPLIED FOR A 2 WHEELER VEHICLE LOAN & NOT GETTING SANCTION FROM BANK BECAUSE OF MY NAME IS IN THE CINIL’S DEFAULTERS LIST.

                                  HENCE I REQUEST YOU TO UPDATE MY NAME IN CIBIL AND TAKE OFF THE MATTER AND MY NAME FROM CIBIL'S DEFAULTERS LIST. FOR THIS I WILL BE GRATEFUL TO YOU. PLEASE CONFIRME

                                  MY MOBILE NO. [protected].
                                  MY EMAIL ID IS [protected]@bajajauto.co.in
                                  dear sir,

                                  REMOVE NAME CIBIL LIST

                                  ref; My account number 8672571

                                  loan outatanding in the above account was cleard on 13 jun 2011,

                                  even through my name is appering in cibil and i requested to remove my name your site

                                  expecting your immedieate action.

                                  THANK YOU
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                                    K
                                    Kirti Kumar SOni
                                    from Delhi, Delhi
                                    Jan 9, 2009
                                    Resolved
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                                    Resolved

                                    I had paid all installement agnsinst my personal loan but comany represtative not given me my NOC.every time they are Excuse for that.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
                                    Dear sir,
                                    My name harish kumar I finanaced a motorcycle yamaha gladiator type ss from you on dated 27-feb-2008
                                    I want NOC letter for my bike. I wants to finance another bike of yamaha. so I request to you pls issue me NOC letter.


                                    Thanks
                                    Harish Kumar
                                    F-2/146 Sultan Puri
                                    Delhi-110086
                                    Mob [protected]
                                    i want settlement letter provide by bank to customer of personal loan
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                                      A
                                      Abhijit Mandavkar
                                      from Mumbai, Maharashtra
                                      Sep 11, 2008
                                      Resolved
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                                      I am getting 4-5 calls per day from Citi Finance for wrong person. I have told them several times that this number is not the number of the person they are asking for. Then also I'm getting calls. I am getting call from following numbers:[protected] [protected]. Please do something they are irritating me everyday.
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      I took the loan from Ratlam Citi Financial Branch in 2005 and I return the instalment regularly, but after 3-4 installments I have change my city and the installments was going irregular. on 25/3/2008, Mr. Ajay Warghese the Recovery Agent come to my house and say me that your balance is Rs 22, 700 please deposit and using abusing words in front of my 75 year old Mother. Then I give him a Rs. 22, 700 at a time and against the said amount I require him a Receipt, then he say that first I deposit the amount then I send it to you. On the same day my reservation for Bombay my present residence city and I am very busy because only 2 hrs left for the train. When I call him for receipt he say that tomorrow is the Festival so I send it day after tomorrow i.e. 27/3/2008. But till now he cant give me a receipt and when I call him on his mobile he can't receive my number. I write the manager of Citi Finance Ratlam also for the above matter. So please suggest me on my email id [protected]@yahoo.com that what I do.
                                      am getting 4-5 calls per day from Citi Finance for wrong person. I have told them several times that this number is not the number of the person they are asking for. Then also I'm getting calls. I am getting call from following numbers:[protected] [protected]. Please do something they are irritating me everyday.

                                      citifinancial mumbai — irritating calls

                                      hi
                                      this is sameer.i've been getting a number of calls from this company asking me for a person named sachin panhale.i know this person but i m not aware of his financial things.these people say that he has taken a loan from them and stopped paying back 17 months back.i asked them where did u get my no from.they say that my name n contact has been given by sachin panhale as a guarantor.my concern is that they shoud confirm with me before giving out the cash that if i m ready to become a guarantor for the said person.now that the loan taker is not reachable they are calling me up and troubling me.they should try to catch mr.sachin panhale instead of troubling me by calling me a number of times.
                                      Date : 18.01.2010
                                      To,
                                      The Customer Care Executive,
                                      Citi Fianance

                                      SUB : Loan Recovery Harrassement on Wrong Telephone number[protected]

                                      I have neither taken any loan nor do I use any Credit cards, still I get Harrassment calls on my Telephone number[protected] daily morning, at about 8.00 a.m. I am fed of these calls.

                                      I have given a many complaints to Customer care departmet, Consumer Complaint board, and if these calls are not ceased immediately I will surely give complaint in writing to Police Department as well as to RBI, because without taking any loans or credit cards, I am getting harrassed by Citi financial Call Centres. So please update your data immediately.

                                      I, am giving my all details below,

                                      My Personal Details :
                                      Name : Mr. Jayesh Dinesh Rao,
                                      Phone : Office 25896587

                                      PAN No. : ADWPR4234J

                                      Please do the needfull and stop this un-necessary telephonic harrassment immediately.
                                      Thanking you,

                                      Jayesh Rao
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                                        A
                                        Avinash Manegar
                                        from Bengaluru, Karnataka
                                        Jul 31, 2008
                                        Resolved
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                                        Resolved

                                        I had availed a loan from Citi Finance 6 months back of Rs 65000/- at 19.77% PA Interest for 24 months, as I was in need of money, I just took it without looking at the EMI part Rs 3779/- per month for 24 months (which comes to Rs 91176/- at the end, apart from Pre EMI paid at the beginning with some service charge). To my surprise Rs 3779/- per month for 24 months carried 34.29% interest rate, actually if it is 19.77% interest then it should be Rs 3301/- per month. When I called citi customer care, the guy said that in agreement it is showing 19.77 % but did not help me with the EMI amount, he actually said politely “Sir, you should have seen it when you were signing the agreement itself”, I asked about foreclosing the account, buy that time call got disconnected. Today I got a call from their Delhi customer care center saying that I need to pay around Rs 59000/- to close the loan account and when asked about the EMI part he said it is calculated for 24 months (that is 19.77+19.77 % interest annually, which is violation of the Usurious Loans Act, 1918.) which was shocking to me. I had put a mail to [protected]@afsindia.com asking for justification, till now I have not got any reply from them. Please help me out to fight this with CITI finance.

                                        Thanks & Regards
                                        Avinash Manegar
                                        Aug 14, 2020
                                        Complaint marked as Resolved 
                                        The same case is mine. Citi Finance is a cheater company. At the time of giving loan their executives have told me that the interest rate will be 18% p.a.i.e.1.5% per month.
                                        Dear Sir/madam

                                        I have a loan of rs 48000 one and half year back, from your vokola (santacruz )branch at mumbai.and this the second time i have borrowed the loan from Citi finance. My current loan account #is 11915563. i was prompt in repaying my first loan, (That is how my loan was sanctioned the second time), However the management of the company i work with has changed and so have the policies of the company.the salary i get is between
                                        5th to 10th of every month, due to which i am unable get my ecs cleared on the 5th of every month, when the same is presented
                                        on the 5th of every month.But when the ecs is represented on the 12th of every month, it gets cleared without any hitch. My kind request to you.Please sumbit the ecs of my loan account after the 10th of every month, for it get cleared smoothly.And i am facing a lot harrsment from citi finance every month( The same i have brought to the notice of the branch i borrowed the loan from, but it turned futile) your recovery people start calling me from the 1st to the 20th of every month asking me if i have paid the emi.
                                        that too after the ecs is cleared every month. i really dont mind that if your staff is reminding me of the ecs to presented. And check with me after the same is paid by me every month, But the issue is in a day i get atleast 10 calls inspite of confirming the same with earlier representative of your bank. sometimes i get calls at the break of every hour.Please help me with the above problems as they become unbearable for me.
                                        Looking forward for humanly response from your end.

                                        Thanks

                                        Sudhakar gaikwad
                                        loan a/c # 11915563

                                        Personal Loan — CITIfinancial EMI - Deducted twice in a month

                                        Respected Sir,

                                        I am a customer of Citifinancial ( personal loan No :[protected], my EMI is Rs. 2925/-. In the month of December 2008, from 1st on wards i was getting calls from citi financial people, forcing me to pay the EMI, but i could manage to pay the amount on 12th Dec 08 ( Receipt number - 1543014 @ 9:39am at Brigade road, Bangalore office. Again on 15th December 08 Citifinancial have deducted Rs. 2925/- from my bank account. I made a complaint regarding this but there was no action taken.

                                        I have approach all people in Citifinancial in Bangalore & Delhi, but there was no action taken up on it. Hope, this complaint will help me out to find a conclusion on the same.

                                        Regards

                                        Sanjeev Kumar
                                        Bangalore
                                        loan refferance no. 15782831 & Name of the A/c Holder : Navkar Xerox Graphics Stationers
                                        i will not agree your intersert rate 17% for new loan i will agree olds rate onthers cancelled my loan
                                        Hiee,
                                        My father (A.Ramesh) had a loan from Citi finance, S.R.Nagar Branch in Hyderabad. The lady over there sanctioned the loan and my father is illetrate and he is need of money. Lady over there said that they have some tie up with Max New York Life Insurance and the loan will be sanctioned if and only if he opts for the policy. My father is in need of money and Rs.6500 was debited from our loan amount and remaining was handed over in form of Cheque and was told that the documents of the Max New york life will be sent to our mailing address within 7working days.

                                        Its been 2years almost but we haven't reached our documents. I went to the branch and enquired about the issue the manager over there says there might be problem in delivering the documents and promised me he will look in to the matter personally. But we havent received any call from him. Its really very much frustrating. Is it not the responsibility of the manager to look in to the matter?
                                        Do not send my personel loan account statement.
                                        p.a. A/c no. 14198643

                                        Please send my acount statement earlier .


                                        Shehzad Qureshi
                                        A/c. No. 14198643
                                        I have taken loan of rs 22000 one and half year back, from your Anand (V.V.Nagar )branch at Gujarat.and i have borrowed the loan from Citi finance.

                                        i have to pay rs.36000/- withe interest of above it is very high interest, this much amount we cant repay to the finance. at the time of receiving lowan, the agent have not cleared this much interest will be charged
                                        it is realy thrue the citi fiance is chiting with peoples
                                        Looking forward for humanly response from your end.

                                        citi finance — CITIfinancial EMI - Deducted twice in a month

                                        Respected Sir,

                                        I am a customer of Citifinancial ( personal loan No :[protected], my EMI is Rs. 4365/-. In the month of June 2009, from 5th on wards i was getting calls from citi financial people, forcing me to pay the EMI, but i could manage to pay the amount on 9th June 2009. Again on 12th June 2009 Citifinancial have deducted Rs. 4365/- from my bank account. I made a complaint regarding this but there was no action taken.

                                        I have approach all people in Citifinancial in Bangalore Bridge Road a person my name Rohan Hiber said that he will revert back the amount to my acc back, but there was no action taken up on it. Hope, this complaint will help me out to find a conclusion on the same.

                                        Regards,
                                        Vijay
                                        [protected]

                                        CITI finance — EMI Date

                                        Dear Sir,
                                        Im loan customer of CITI Finance since last long time. As per the decided 5th date is EMI date. But due to delay of my salary date I have lots of time requested them to change 10-15 of every month. I have paid all the EMI on 13th date by ECS and their is no problem to bounce. So, please its my kind request to CITI Finace and help in this Recession period.
                                        To,
                                        Account officer,
                                        CitiFinancial
                                        Consumer Finance I. Ltd.

                                        Sub.: Required Detailed A/c Extract for Account No. 10708753
                                        Dear Sir,
                                        As per attached 4 files, in which two files of tracker which are provided by you. Also one picture file is an Down payment Receipt of the asset which was provided by Dealer on 04.01.2007 of Rs. 10, 941/-
                                        Also one file is an excel file in which Red coloured marking for quiry which i can't understand.
                                        Please solve these quiries by sending me detailed a/c extract for me which should be consist of how many amount I paid for - Downpayment, My vehicle original cost, Principle amount paid & finance charges paid. Also provide me how much amount outstanding from me still now.
                                        Also provide me details how can I can pay this remaining amount. As I am living in Ratnagiri (Maharashtra). I can't came in Pune/Kolhapur/Mumbai as distance is many from my home city. Please provide me details if you have any recovery officer in my home city.
                                        Eighter provide me procedure to direct payment through bank. As my friend name 'DEEPRAJ PARKAR' done CMS work for Standard Chartered Bank, ICICI Bank, HDFC Bank, HSBC Bank, Deutsche Bank as an co-ordinator for these banks in Ratnagiri.
                                        Also provide me when & how you can send me 'N.O.C.' against my financed vehicle by you.
                                        Revert me as early as possible.

                                        Regards,
                                        Nitin Bal Ghate,
                                        Ratnagiri.
                                        [protected] / [protected]
                                        I am having a personal loan from citifinancial, my loan a/c number is15340524, i had already paid 14 installments I have pending EMI 4.so my problem is recently changed my company now I working in L & T, I was joined before 15 days so i request to you please give one month time (25 march 2010) i will paying next EMI so please understand my problem. Your But the Collection Agents is haunting me, every now and then. K.krishnaiah chary Cell [protected] Off L&T Hitch City (Cyber Tower) cyberabab Hyd
                                        Dear sir, my Ref no:14635043 lone ac no:11173220. There is no response for all departments like as collection center, customer care, due schedule list also asking one year, but still i am not getting any information regarding these details.service is very very worst. Last two due amout I have given to executives, but still i am not getting bill receipt. Now also i am asking bill, there are so many reasons said by executives.collection executive name and number Parthiban-[protected]. Take a action immediately.
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