Credit Card Complaints & Reviews

Sub: compulsory late fee reporting. Card No: [protected]

I am regular customer past one year your colleting late fee regularly last month. I requested you for not colleting late fee but still your collecting .I am not satisfied with your service kindly consider this problem immediately

late fee deducted from my account to be reversed

1) This is possible only when you have paid the entire amount displayed as due by the bank on the card statement. All settlement cases are viewed as defaults and the bank never withdraws the name of the person till the balance payment has been made to the bank. If you have paid all the money that is owed on your card (and not a settlement figure quoted by the collections team), you are eligible to request for a removal of name

2) Assuming that you made full payment, call up the customer care of the bank and request for two things: 1) no dues letter within 7 working days 2) a zero balance statement. Take down the request number to follow up. these two documents are very essential if you want to apply for another card or any loan in the future and it stands proof that you have cleared all your dues with the bank. Please keep these documents safe

3) Call again to customer care and ask them to do two things: 1) update CIBIL so that it does not show you to be a defaulter 2) send an email to Satyam database to take your name off the defaulter list. Satyam Credit Services maintains the list for the Indian Cooperation committee where Mastercard and couple of other banks came together to start a list service (before CIBIL was born) and put the name of all defaulters on it so that other banks do not lend to them. Only the bank that put your name on the list, can get it removed. There is no known address of Satyam list so you have to take the bank's word that it is removed. Insist that a letter be sent to you stating that the bank is taking steps to have your name removed from the Satyam list ASAP and this letter will do when you apply for credit again

4) If the letters do not come, write to the grievance redressal head of the bank. All banks as per RBI regulation need to have internal grievance redressal cell and you can get their email address and phone number from the bank's website or from the customer service on phone.

5) If even the grievance redressal people fail you, file a complaint with the banking ombudsman of RBI who will solve the problem for you. Different regions have different people - check the link below:
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164

Usually, the bank takes your name off and gives you a no dues letter without creating problems when you pay them off in full. This is my personal experience with Stanchart and ABN.

Best wishes

I am neeraj kumar dhiman my dob is 15061977.i pay full & final payment of my creaditcard (icici, hdfc) bank, s tell me there is no due to your c/card. please removed my name in defalter list. i applay a loan for car bank people tell me your name in defalter list.ple remove my name.
THANKS
REGARDS

I am goint to take a creadit card from HSBC bank, they called me and asked about any complaints in police, i refused, he told me that u will have to pay Rs. 1500/- as fine.

is it right thing or wrong???

i am Intrested sbi creadit card plz call me [protected], 4040249

I am Sachin I received call from delhi related to full & final settlement of my credit card as per his telcon I paid I paid full amount of my credit card in cash in citibank. But still I am getting mails from citibank your payment is due. Please guide me what to do. When can remove my name from defaulter list.

as per my view indian people should avoid to getting credit card as the credit card company are cheating the poor peoples of india, if you had then always carefully go throght charges, you might be able to find they are overcharging to the custmer on one and another pretetex.so i request all of you foolw the complaint proceder and then file a suit nin consumer forum and to the banking obmusbusman so the r b i may be foo;ow the complaint data .

Dear Sir / Madam,
Sub: Credit Card Outstanding Payment (Card No: [protected])

First of all I would like thanks for your service.

The above mentioned card I am using from Jul-2007 onwards, and still now I am regularly paying my dues. Due to some personal reason I couldn't able to make the payments on time from the month August 2009. But same has been paid in the month of Sep 2009. In the mean time One of your collection executive (Mr. Jegan) went to my native place(Vellore) & he informed to my father, your son is using credit card he is not paying money regularly, so ask him to pay the money otherwise the action will be very severe. Because of this one reason, relationship with my father is spoiled and he shouted and don't want me to come his home. Eventhough they know very well I was not available in that home that time, because my communication I had given in your records is Chennai address.
So immediately I pledge my wife jewel I paid the Rs.3000/- in chennai Nungambakkam branch. After that also I had received an SMS, stating that your card is in over limit, to avoid updating your name in CIBIL to pay the minimum amount Rs.1975(Aprox), so I made the payment of Rs.2000/- in Vellore branch.
After that I had received a call from your executive Ms.Jothy(Call from followed no:[protected], 66458500,[protected] on 7th Oct-2009, she immediately started shouting that what happen the amount you are suppose to pay the outstanding amount know, when you are going to pay? So I had replied to that madam Please give me some time because my daughter had admitted in hospital, surly I will pay the money, but she is not ready to listen. And she started saying that, if you are doing like this I will your wife & your native place contact no & disturb them. She did the same, within a few second she called my wife mobile no. she ask my wife, What madam(but actually she didn't use madam- shougted in local language)are you ashamed of your husband? like that, because of this reason my wife stop speaking to me. HDFC Credit Card is given So many changes in my life. But it is not stopped again on 08th Oct-2009 again the same executive called me & started shouting that today I am going to send some collection executive to your native place. I don't know what to do, I am helpless.
Requesting you to help me for my card closure, please I am begging you to waiver off the charges & tell me the final settlement amount. Otherwise waiver off the charges in that I would like to go for EMI (with the genuine interest). Last six month onwards I am enquiring with your customer care regarding the EMI, please convert my outstanding amount into Loan, but I didn't get any revert, so sir we can't provide this offer to you. Whatever the money I purchased I paid more or less equal. Please help me to save my life & live with my family members. Please...Please...

Thanking you

Yours Sincerely
K.Padmanaban
Chennai-600034, Cell : [protected]

please send me any creditcard or bank loan in my name.

Take legal advice on this immediately. Few are offering free legal advice on this matter.

how can i find my name in CIBIL or satyam online credit card defaulters list .Can any body help me.

Thanks

Ajay

How can I file a lawsuit against HDFC Bank for Harassment?

I have submitted proof of divorce to them over 5 months ago but they are still harassing me with threatening calls for my ex-wife.

As per RBI regulation, you can ask SBI to give you a copy of your CIBIL report if they are rejecting your card request based upon CIBIL report. This right is given to you by the Government and SBI cannot turn down your request. The CIBIL report will tell you which bank has written off this amount and you will come to know about this from the report. Writing to CIBIL will not get you any help because they are not yet bound by law to give you a copy of your credit report (very soon they shall be because RBI is working on this). If SBI does not give you a copy of your credit report, write to the grievance redressal head of SBI (you can get their details on SBI site itself). It is very much required that you find out the name of the bank who has put a write off statement against your name because no bank will give you credit till this is removed.

Regards
Sudeep Sanyal

very much helpful

I use to own a HSBC credit card, I use to do regular credit card payment.
But One fine day HSBC stopped sending me the statement, despite og my so many request they never reacted properly, in NOv 2007 I told them I do not want to carry the card anymore Kindly send me the settlement amount as they have charged me unneccessarily intrest on it. I was told the amount which I am payable to bank is Rs, 10, 000/-, I was given the oprtion that 2500/- chq be issued fiest then balance which is 7500/p another chq payment, They never depoisted that chq, despite of my several reminders, to HSBC Noida, their call centre they never listened then one fine they called me and told that please do the stop payment of the chq, I told that kindly return my chq, because stop payment will be charged and in case they (HsBC) depoisted the chq and I dont have that much balance in my accont then chq would be dishonour and I will be ansewerable to the bank. They never returned the cheques THen in Oco 08 they told me to do the settlement I said fine Now I will give you one chq and I want the NO DUES Certificate also they said after the chq is credited in their account I will receive a o balance payment statement then they will issue me a No dues Certificate.
Now I got the NDC in Dec, but the problem is I applied for the car loan in SBI, they said that the CBIL report is negativ as they have wriitten the the legal fees is waived off.

Now I have no idea what to do, where to go, as its not my fault. The bank only gave me a amount and I agreed to pay that amount after paying also I am suffering.

Please help me out on this.

Rachna Sahni
Victim of HSBC credit card.

Dear Mam,

Its very simple, Cibil iwth attactment clouse . after that apply for any loan ok !

Due to the CBIL, banks are taking advantages and listing customers name to the CBIL without informing anout the outstanding.

Hi
This is kailash and holder of icici credit card due to some reason i have to do stellement of my due
where as i have not use more than 10 thousand from my card and inthe last april i done setelment and for 17 thousand in 3 instalement in which i was notto able pay the last cheque and itwas bounce .but now again icici is foresing me to pay 16 thousnd where it is not afforable to me in the current conditions .s o reply what should i do in this conditions where i am telling the bank that i am ready to pay the amount 5000 which was balance .so pls relpy tome asap

I was holding AMEX corporate card. Card has been given to one of my team member to use during this foreign travel. We were not able make the outstanding amount on the card as he returned to india only after the due date. I have not received any statement from AMEX about outstanding. We have a process of claiming travel expenses and getting credit to employee account. It took min 3 weeks to credit to employees account. the total outstanding has been paid off in next due cycle. So, AMEX team has charged Late payment charges once for not paying on time & second time for not paying late payment charges. All these transaction has been done in 2007 June. Actually, the problem / delay has not happened because o[censored]s. Now i am requesting our HR to request for reversal of this amount. So, i am feeling this should have gone to CBIL. because of which i am not getting any credit cards / loans. Please advice us how to get confirmation on whether it's gone to CBIL or not? if yes, what's the way to get remove from CBIL history.

Dear Kailash,

First of all kindly note that in every cases of SETTLEMENT ; in a prima facie, Banks use to incur a huge financial loss and thats what as per the guidelines they reserve the right to refer your card details to the negative database/regulators such as CIBIL which appears as " WRITTEN OFF ".

Secondly If at all you have gone for settlement, To avail this benifit too there is a particular fixed terms as mentioned below :

IN THE EVENT OF ANY INSTRUMENT ISSUED BY YOU TOWARDS THE DUES RETURNED BY YOUR BANKER UNPAID BY ANY REASON, THE OFFERED STRUCTURED PAYMENT OPTION WILL STAND NULL and VOID.

On this kind of event Bank will be entitled to demand/claim for the original amount as reflected in your credit card statement.For your information this kind of structured payment offer always have a base of special circumstances surrounding your card account and does not set any precedent.

So in order to give you a better advise, it is quite suggested to contact ICICI BANK for the better resolution.

Regards
K Rajneesh
Head
INDIAN CONSULTANT GROUP
( Expert in Banking Disputes & Grievances )
Email : [protected]@indianconsultantgroup.com
visit us : www.indianconsultantgroup.com

I am using ICICI Amex card, and i was having some outstanding amount due to some reasons. Due to some reasons my name is added to CBIL. Now i have paid complete amount, can someone give some idea how my name cane be removed from the CBIL report.

Regards
Uday.

sir,

I am resident of Hyderaad, having icici credit card since 2006, in the year 2008 september 27 i received a message to my phone stating that i made transaction with vodafone mumbai immideatly i made a call to ICICI customer care they told that there are 4 transaction with vodafore for Rs. 6, 000-00 and reported the complaint for the 4 transaction and immideatly blocked my card, they instruced for sending fax to mumbai office for taking necessary action on the transaction and when i receied my credit card statement i came to know that there are transaction at mumbai at ADLABS and VODAFONE for Rs. 28000-00 immideatly again i called care center reported the same, after that i made complaints through online also but I never received any action from them.. but they are adding the interest and send the statemens to me regurally.. i had made minmum balance 2 times, after that in the month of february 2009 on person form ICICI Bank, by name Raju, had came called me and ICICI bank going to settling you account for Rs. 18, 000/- so please pay 10, 000/- for that I asked the settlement letter for the same for that they told that settlement letter will be given to me after paying the 10, 000/- beling the GREAT ICICI Bank I made the payment of Rs.10, 000/- on[protected], after that I made so may calls tothat executive but he never responded my calls, once he responded and stated that concerned lady in the department was in leave and he will give it in one day.. after one day called him again and requested for the same again he never responded for my report, vexed with their attitude I apporched the Credit Control Branch at Nampali, Hyderabad they told to approach Bagumpet Branch when I went their they told that u will receive a call soon but no body is anot taking care of my problem.

but I am receiving calls from ICICI bank people stating that i need to pay monies to them actuall my out staning balance to ICICI Bank is only 10, 000+1200+560+500+ on insurance policy.


in this junsture I requesting ICICI people to settle my account for that also they are not responding in a proper way


so please advise me what i need to do

Dear Sir,

My name is vivek n ansurkar
I have cleard all my dues with ABN AMRO Bank credit card.
please look into the matter urgently and kindly remove my name from the default list I hope you will oblige my request and do the needful at the earleist & inform me ASAP.

I will appreciate a line from you.

Regards,
vna

Dear Sir
I had taken a home loan from ICICI bank in Feb 2005 to purchase a flat in Bhubaneswar from a builder.The bank sanctioned 11.0lakhs of Rupees.But in 2006 I had gone through financial crises and unable to pay the pre EMI . So I had surrendered the flat to builder and builder made a agreement to cancel the possession letter, repay the outstanding amount to bank, and will resell the property.But unfurtunately the builder did not repay the money to bank.Instead he had been depositing EMI regularly till March 2009 and the same flat had sold at Rs.28.0Lakhs to a person.The total amount was refinanced by same ICICI bank withiut closing my existing loan.In April 2009 I have applied a personal loan in Axis Bank and they have refused to sanction a P.L. Because my name is entered in cibil.Earlier Axis Bank had given me Rs.1.25 Lakhs and Rs.0.55Lakh as top up.So I just cant under stand how it is possible. Please advice me.

my control no 39, 82, 12, 095

plz send the my loans / credit card details

I have applied for home Loan through Sundrama Finance ..but my application was returned due to information given by CBIL that is written off by Some un disclosed Bank/Credit card issuer.I requested them to provide proper details which they do not have. I am regular paymaster to all my CC payment without any defaults. Pl adv any one that how to approach CBIL to know this details to correct my self if i am due to any bank and also all the previous loans are closed, but show outstanding balance


plz provide full details


my control no 39, 82, 12, 095

Some one has misused my name as garantor for personal loan, and I need to know how do I get the list of loans against which I have been made as a garontor

i want to know about my cbil report, can you help me? what details would you require?
please guide

Please note i have closed some of my credit cards and personel loan 3 years back.
But still it shows some pending. I hereby request you to update.

I have come across lots of instances where, banks have reported credit card customer to cbil. And most of the customers were genuine. No one will pay, wrong charges. And this kind of reports must be verified, before innocent people are reported.
We have to remember only one thing that nobody is 100% right.

I have opened a OD facility account from ABN Amro bank, and I never use that account, at the time of opening that account it was told me that no charges will be there. Now I have applied for a personal loan with HDFC Bank and banker says that you have been listed at CIBIL for defalter case, and the application has been rejected.
Now HDFC bank is not able to provide the details and hence I am not able to do any thing. please suggest what should i do.
Regards
Radhey

Dear Mr. Pandey,

First of all you should ask HDFC for the CONTROL no. of the said CIBIL report based on which your proposal was rejected.

After this you kindly mark a mail to [protected]@cibil.com along with the CONTROL no.You will be able to know about the default in clear within 2-3 working days.

Simultenously if at all this ( DEFAULT ) is due to the ABN AMRO BANK information...Better resolve it with ABN.

Kindly note that CIBIL is a organisation which has come into existence by the joint effort of the government of India and the RBI ; with the idea to gather all existing consumer and commercial credit information and pool it in a one-point source, for reference.


CIBIL acts as weeding mechanism that helps identify repayment track records of the customer. It helps protect lenders from giving credit to people and establishments who are unlikely to repay what is lent. Even if credit is provided, it is done so at a very high rate of interest, thereby ensuring that the bank is able to recover a considerable sum of money even if a default happens some time into the loan tenure.

On the other hand, on the availability of an impeccable repayment track record, one can reap benefits from it too.Banks provide a lower interest rate for sound credit profiles that have excellent credit scores.It also helps lenders and banks quickly process a loan, without wasting valuable time on research and background check on the loan applicant.

CIBIL provides only those information which are being shared by its members ( Presently banks, financial institutions, state financial corporations, non-banking financial companies, housing finance companies and credit card companies are members of CIBIL) about any customer on its report.

Please do note that if and when there are any grievances, the individual needs to resolve it with the concerned Bank or may write to the Customer Service Department of the concerned bank and after resolving the matter, the Bank informs CIBIL to take the necessary action.

CIBIL cannot modify any information in the database without the concerned member confirming the same.

Later on you should ask your Bank to send the updated data to CIBIL and subsequently CIBIL will upload the same onto its database. The changes will then get reflected on your Credit Report.

I feel the query is clearly clarified.

You may write me for any further clarification.

Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
Finance & IT Consultant
( Specialisation in Banking Disputes & Grievances )
Email : [protected]@indianconsultantgroup.com
visit us : www.indianconsultantgroup.com

hi sir/madam,
i use to use the icici credit card and i had the due amt of approximately Rs.40000. i was unable to pay the amt due to circumstances, finally i was being offered the settlement which i agreed to and completed the settlement at Rs.22000 in the month of october 2007. and unfortunately the bank did not updated the pymnt and as result today none of the bank are approving my credit card.
i also got in touch with the icici abank and resolved the issue and finallly they have zerovised my a/c
but still i am unable to get the Credit card from any bank. please help me and find me a way to get rid of this issue. more over the bank which i applied the credit card send me an E-mail stating due to the creteria & reports from CIBIL we are unable to process the application. while ICICI says they had not send the reports to CIBIL. So basically i am confused as to what to be done.
pls find me a way to get rid of this issue and pls do the need full as soon as possible.

Sir

I paid my EMI for ICICI personal loan due to some unfortunate curcumstances i was not able to pay the amnt since 5 months were s i am willing to do that but i dont have any idea were i can pay. previous what exactly happened I paid the amnt via my salarid a/c. I left the company so my salary a/c is no longer valid in this situation what can i do no. its not like i dont want to pay but i want to know how can i pay that amnt. Infact i want to settel this matter..

Hi Kumar,

By great effort I have received to the CIBIL report, could you please help me to understand CIBIL report


Ex
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED
ACCOUNT NUMBER: NOT
DISCLOSED
TYPE: CREDIT CARD
OPENED:[protected]
LAST PAYMENT:[protected]
CLOSED:[protected]
REPORTED:[protected]
HIGH CREDIT: 20, 166
CURRENT BALANCE: 0
OVERDUE:
WRITTEN OFF


-Manjunath

There is no site to check the cbil .

You can order your Credit payment Report from CBIL. The URL is given here http://www.cibil.com/accesscredit.htm.
Please check your credit payment report to ensure that the information is correct if not then take the necessary corrective steps. It is important to keep your credit record clean. The best practice is get your report every year.

Pls help me out from this situation:

I am having SBI credit card which is having out dues of Rs. 32, 000/-. I am monthly due timely except sometimes together for 2 months, last month i had a due of 2 months and executive came to home for collection of money, i asked him about EMI and he said he can arrange for that but i have to pay him Rs. 2000. I agreed and he gave me a letter from SBI which stated to have pay the amount of Rs. 22, 000/- into 4 instalments and brought Rs. 2000/-. Even at the time of receiving letter, i used to talk to his senior and he was also said it is "OK". In the evening, i called the SBI Customer Care and asked about the letter, they said this is the settlement letter and my name will go to CIBIL. I have been great shocked because i asked again and again to that executive that i jst my outstanding amount into EMI rather to get it settlement. So one day another executive came and i told him everything he said to me to make the 3 months payment and he will try to get my letter cancelled. So i gave him a cheque of 3 months dues on before 2 weeks of the cheque date i.e. 15.10.09. He deliever the receipt at my home jst one day before and leave the mess that "It will not be possible now".

Due to business n office n diwali festival i could not deposit money into Bank and the cheque was returned. Sir, now my question is how can i come out from the situation becuase i need a HOME LOAN so i never be shown bad record in CIBIL infact i wont to get my records negative. thanx in advance.

sir
i have taken citi bank credit card my balance due is 32500/- the market executive is settlement is 25000/- so i have paid that much of amount. now i apply home loan idibi bank so bank was taken cbil statement in my defualt cbil is showing 146000/- dues sir
what is sir what can i do sir please help me
sir
s devi prasad

Dear Sir,

I have request to you that, pl. give the suggestion, In 2005 i had a credit card of ABN AMRO bank, after sattelment form their branch office (KOLKATA). again they was creating new outstanding fro their Delhi offic, and they asked the payment.When i told their person for sending the doc. proof, they are not sending,

Pl. give me the suggestion.

Arabinda Maji.

Citibank — FRADULANTLY DEBITING MY SAVING ACCOUNT

Respected Sir,



My name is Kulshresth Rawal and I am a recent victim of the Credit Card fraud. As per customer service of Citibank credit card division, I was issued a credit card in August 2007 with number [protected]. However I never received this card. I have also never received any statement for this Credit Card on my mailing address.



Since August 2007 there was no contact done by the Credit card division people with me. As I have never applied for the Credit Card, so I was not knowing that a card has been issued in my name. Then all of a sudden two months back I got a call from a collection agency stating that i have a total due balance of Rs. 35000 on my Credit Card.I tried calling the Collections number given to me and talked to one of your collection representatives.



He told me that there was a shopping done by an Add on card which was issued to me. As I have not applied and not received any card I told them to block the cards immediately. The card was blocked on my request. When I told them that i never received any card, they told me that they have created a dispute and the investigation is going on. I relied on them and waited for the investigation to get over. When I don't got any call regarding the dispute on my account, i again called after 14 days.



They told me that still investigation is going on and I need not require to panic about it. I again got consoled and waited patiently for a result. Then all of a sudden on June 30, 2008, Citibank automatically deducted Rs.14133 from salary account in Citibank for the Credit Card due balance.



I contacted once again to the same people and they told me that you have a due balance of Rs. 48967 and I am bound to pay this. I told them that a dispute is going on my account and to check its progress. They didn't gave any information about it and asked me to contact the Credit Card division once again.



I visited e Serve office in Mohan cooperative Estate to get this issue resolved. There I met Puneet Sharma who was handling my case. He told me that a card was issued in my name and I am required to pay that amount. I asked him him produce the POD for the credit card delivery and he was not able to answer the same. How can such an important thing be delivered to someone without any authentication ??



When I insisted about the details and the fraud done on the Card, he told me to settle my account by paying Rs. 6000. Is it justifiable to pay such a big amount for no fault of mine??



I also have the call recordings of the talks I had with the collection agents and Mr. Puneet Sharma.



I am now being mentally tortured by your collection people for the due balance. I was required to pay the fees for my MBA papers and I was not able to do so as you deducted amount from account without any authorization. I am going through a very rough time and could not find any way out. Who will compensate for all this agony through which I have gone through.



And to better it off, now Mr. Punet Sharma is not picking up my call. He is avoiding me as I am his slave. Is this the kind of service we expect from such a large financial institution??



I always trusted Citibank and have my salary account in Citibank for last 3 years. But the way i have been treated in the past few days has changed my mind.



At this moment I do not find any way but to move to consumer court to get justice. I have enough evidence to prove my innocence and your carelessness. But before I move I thought of informing you about the incident.



So please help in getting out of this problem ASAP and refund my money which was unauthorisedly deducted from my account. Also I require a detailed investigation of this fraud done on the card In my name.



I am not asking anything extra for the stress and frustration given by you. I am only demanding my right and my hard earned money .



I hope that you will look into this matter seriously and get this issue resolved. If you need any kind of cooperation regarding the details of the incident you can contact me n my mobile no. [protected] or my email ID : [protected]@yahoo.com



In hope of getting justice, I now sign off. Looking forward for your reply.



Yours sincerely

Kulshresth Rawal

pls send mail id of customer service for citibank credit card.

awaiting your valuable reply

Hi,
Did you get any response from Citibank for this ?
I also have a similar case for them but am wondering how to go about it and get my money back.

I am a credit card holder for Citibank. On 21st of Nov 2012 I received two messages in the morning around 07:15 AM and 07:19 AM about the two transactions that happened on my card amounting $700 and $900 which I did not do. I called Citibank immediately to inform regarding the same but they refused to take any action by saying that there is nothing that they could do till the transactions are claimed by merchant except blocking the card. I told them repeatedly as it was a fraud transaction and I did not do it they should block it.

I also sent them the dispute declaration form as requested by them on 22nd Nov 2012 but no action was taken. On 24th Nov the transaction was claimed by the merchant but still they did not take any action. On 25th Nov when they received a complaint from the National Consumer Helpline they registered my complaint and gave me a temporary credit and informed that the investigation would take around 60-180 days to finish after which they would take the decision that the transactions are fraud or not. I am completely at their mercy regarding the same. I have also filed a complaint regarding the same with Economic Offences Wing at Mandir Marg police station but no action was taken and after a month received a letter from them that they have forwarded my complaint to the local police station.

I am completely stuck and not sure what to do regarding the same. Where should I approach to get my money back.

Please advise. My Phone number is [protected]

Dear sir
as i told you erlier in my complaint dated 29thand 30th june that HDFC Bank Recover Taem calling me and at my home and using abusive language... today i got a call from [protected] named Dharamveer Tyagi Using abusive language. last time i had called him came to me and collect the payment but he had not come to me and inspite of coming to me they are calling me and at my home also and threaten of life to every one in my family. when i had told them i don't have money to pay in one shot plz take it in EMIs then he told me "they will kill me when i go to them." here i am mention that numbers from which i had got calls no's are [protected], [protected], [protected], [protected].
I am ready to lodge an FIR in the nearest police station in name of R.K Chaudhary, Saurabh, Vishasl, kishan Walia and others who are handling my case and file against the bank with Human Rights

Hi

i am facing this same problm. what can we do agnst them.

This has reference to My Credit Card No. [protected], [protected], These Cards are not received, 21 days after receiving of pin code I contact to customer care for enquiry of my credit card, they inform me that card is delivered, I said them to block this card and send me new one, but after 25 days I again contact to customer care for enquiry of new card, again card is delivered to some one other, finally I have decided to block the new one and not to send card further. In between some purchasing done by the fraud receiver.

Please help me to settle this matter and confirm delivery of credit card.

Dear sir,
my application form no : 'G'[protected] still now i didn't received the card please call me and issuse the card

regards,
valli lalitha
[protected]

I have applied for barkleys credit card many months ago, till date I have not received the same. Kindly arrange to despatch the same as I have already received 4 digit PIN Number at my residential address on 11.2.08.Please see that if you can forward the same still now, note my office address in Mumbai: Controller of Stores Office, 1st Floor, New Administrative Building, Central Railway, CST Mumbai-400 001.

Dear Sir,


You have informed me that my credit card issued by u is is blocked. The credit card is not recieved at my end so question o[censored]se of credit card and blocking does not arise. Kindly arrnge to send new credit card.
Credit card Account No XXXX XXXXX XXXX 0008

Thanking you,

I did apply for HDFC credit card on 30.07.09. The application was received from me.

I received SMS stating that, the cerdit card will be delivered within 3 weeks time.

But then tillnow i have not received the same.

The reference no. is [protected].

Please confirm if this card will be sent or not.

Dear Sir/madam

i hvare not recieved my credit card though i have recieve SMS from bank that tha card has been despached from your side. this not first time that i am getteing harrasement. why such wiil happen please let me know, otherwise i have to close my account from thaq bank go for the better one coz i am one of the founder member of the your Gangtok Center.

For your kind reference please-

Permanent Address

Tek Nath Sharma
Bermiok 13th Mile
P.O. - Bermiok Bazar
P.S. Kaluk
District - West Sikkim, Gyalzing
Sikkim, India. Pin. 737111


Official Address

Tek Nath Sharma
General Secretary, SDF
SDF Bhawan
Indira Bypass, Tadong-737102, Gangtok
East Sikkim, Sikkim
contact- [protected].
India.


Regards
T. N Sharma
Gangtok Sikkim

blue dart faridabad — credit card not delivered

blue dart not delivering my courier at given time even his delivery man not come to my address and he said i m return to your address 4 times. and i m conforming time with hdfc customer care but still i m not receving my card. this happen 2 time my time westing.pls help me

the sms sent to me that my card was sent by blue dart curier no. AWB # [protected] on dated 14/07/2012.on my office adress at G-102 ,sector-9
1st floor noida.the delivery man comes one time on dated 17/07/2012 & 18/07/2012 1st time.after telephonic communication he says that he will come
again after half a hour.but he do,not come upto to 4 hour,s.in my absence he came and go away without any message.so,please check i doubt that
probably he is doing any unlegal action from the card or not any delivering responsbility.please my any document not sent by blue durt. their office
bearer/delivery man are very unresponsable they can not call or delivery timely.it is my many a times experience.they say,s in returning the paper
not my any loss.in realy they not in loss.

Iwant to know my Credit Card Status. Ref . No 1260593

CREDIT CARD APPLICATION STATUS
DEAR SIR,
MY NAME IS SATYANARAYANA DASARI D.O.B. IS 10.06.1975 .PLEASE LET ME KNOW
THE STATUS OF MY CREDIT CARD APPLICATION . TILL NOW I HAVE RECEIVED ONLY
MY REFERENCE NUMBER DATED[protected]. MY REFERENCE NUMBER IS 1352711.
MOBILE NUMBER IS [protected] EXPECTED THE INFORMATION AS SOON AS POSSIBLE...

REGARDS,
SATYANARAYANA DASARI
MOBILE- [protected]

i want to know my application status since till now i didnot get my credit card for which i have applied 25 days before

i know the application status

i want to know the application status

MY NAME IS DEEPAK JACOBPLEASE LET ME KNOW
THE STATUS OF MY CREDIT CARD APPLICATION .
MOBILE NUMBER IS [protected] EXPECTED THE INFORMATION AS SOON AS POSSIBLE...

REGARDS,
DEEPAK JACOB
MOBILE- [protected]

Hi,
I would like to inform u that I have Applied for Barclays CreditCard on[protected].
one of your representative took all the required documents & informed that with in 15 working days I'll receive my credit card but upto now nothing has happen.
on several phone calls to UR service there is no response from UR side. My application ID is 82066
So, please check my status inform me through mail r phone
My Mob no:[protected]
My Home Address is
H.No: EWSH - 239, KPHB Colony,
Kukatpally, Hyderabad - 72

Hi,

I have applied for barclays credit card . it has been more than one month and i don't know the status of Application . my all verifications are over. i leave home at 7.30 in morning and reach my home at 7 pm hence i had requested them to hand over my credit card to my office address. i don't know anything about the status . Kindly let me know what is the status.Pls do the needful

Dear Nameless,

A credit card company retains sole descretion whether to issus a credit card or not. They look on various factors.

1. Past payment history.
2. Card using pattern.
3. Net salary and expenses
4. reputation of area of residence
5. Reputation of employer/business
6. Tenure in the present employment
7. Marital status

and many more, to assess the credibility of the credit card holder. It is upto the underwriters to give a positive nod or negative.

If your card application is declined, you can not complain to anyone as they will not reveal any information regarding the denial.

Good luck.

i want know the application status how many daya it will be take pl reply soon regads v.m

Dear Sir/Madam,

Iam very sorry to write this mail as we have applied for credit card in the month of july but till date we have not recieved any feedback regarding that..Mr.Jayanti from mumbai came to our office and took 5 credit card application along with the documents but he didn't responded to us...We are surpise to get this type of treatment as we are listed as top corporate in your company.

So kindly respond to our query as we are worried about our documents ...

Rgds
Pushpa kabara
Customer service executive
[protected]

Dear Sir,

I have applied for Credit card about 15 Days back. I would like to know the status of my application. Whehter it is rejected or accepted.

Thanks and regards,

D. Sampath Kumar

Sir, I have apply for credit card my application number 110950 date of Application 05/01/2011.

ABN AMRO Credit Card — ABN AMRO staff shouting at customers

Last week i am faced very bad situation one of your collection agent was called to me make the payment of Gold card. I told to him i am asked your bank for some query about that card they will not clear my doubt after clearing my doubt i will make the payment then he said i don't know i am calling from collection department you should make the payment i said without clearing my doubt i will not make the payment he said you used the card then why should not make the payment. I said you see my payment history then you said this word to me but he is not accept so i cut the line he repetadely calling to me giving the torchure to me.

Regards,

Tharanendran.D
[protected]

ABN AMRO bank people are actually very rude and talk real foul language, Ina days time you will get several calls for same thing ... you used the card why are you not paying??? When you ask them about the history so far no body knows anything... completely messed up and unorganized organization.. people with no manner and no knowledge...the bill amonts is charged with any clarification...they have also taken force payment from my salary account with ABN AMRO bank, but still after payment, due amount only increases.

satyam — credit card status

Hi ,

this is siva prasad mvs working in satyam computer services.I jus want to know the status of my credit card,my reference no is 844386

Hi,

This is regarding a credit card i had from ABN AMRO Bank, due to some unavoidable situation i couldn't make few payments to this bank against my credit card.

However when i was contacted by the collection department of the bank I made full payment at one go for the settlement amount asked by the bank, but still after four months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ABN AMRO has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Standard Chartered Bank Had offered me credit card free for one year.
After completion of 1 year they send bill for next years annual subscription.I replied them that I was not interested and sent back card torned. I had no other dues pending.Despite this they send me bill for subscription and put my name in defaulters list.
So please help .

Yes, Standard Charted bank is Standard Cheaters Bank. A common man dont keep all the records. They can easily fool customers. Now you wont be having any proof that u sent them a request not to renew subscription. They will deny that they received any application. these things should stop somewhere.

Hi,

This is regarding a credit card i had from ICICI BANK, due to some unavoidable situation i couldn't make few payments to this bank against my credit card.

However when i was contacted by the collection department of the bank I made full payment at one go for the settlement amount asked by the bank, but still after four months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ICICI BANK,has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

I.C.I.C.I Bank Credit Card — May be name not removed from Satyam defaulters list

Hi

I had a I.C.I.C.I bank credit card. Due to some unavoidable circumstances i was late in the payment. Now i cleared it and had a settlement letter even and it is 8 months back. Now iam facing the problem even to take the credit card or any other relation with any other bank. Can you please suggest me regarding this. It would be very helpfull if you can suggest me.

Regards
Syed Adil Hussainy

There were payments delayed due to my abroad travel and my relocation from Delhi to Hyderabad, there were huge interest rates and service charges when i was actually notifed through a phone call. After this I have gone to personally
and closed the card with a full and final settlement at their office, they even gave a discuount becaue i was ready to make in one payment and close the card. I have even recieved the closure letter. All this was in 2003, after this i have taken home loans, car loans form a ICICI bank. Now another back which is offerring an NRI loan sees my name in SATYAM database under defaulter list. This is the most rediculous think to happen. Just because the consumer does not know what they do, they just spoil a customer's reputation here. The due amount was not more than 5K.
Can some one please help me out. Is there a way to legally sort this out. How can only banks do this, what about customers facing problems with this banks.

Appprecite any inputs.

I have settled all the dues with standard chartered bank and they
have given the settlement letter also, still I am getting regular calls from them regarding payment . They have also posted my name in satyam defaulter list which is a big setback for me .I want my name to be removed from the defaulter list, so you please help me out .

without any due some one put my name in cibil, please give me detail of which bank put my name in cibil

name jagdish mandaviya
date of birth : 01/03/1973

i had a credit card account with standard charted bank. i had closed my account with the bank.. they had given me a settlement letter also. i was been told thats settlement letter means closure of my account with standard chartered bank. and now they have put me in defaulters list. when i ask them abt the same, they say my account is not closed and i need to make a payment. and closure letter is different and account settlement letter is different.. and they ask me for proof when was it told that settlement and closer were the same. where i was never given any proof and told that all the calls were recorded and i need not worry. who do i complain now. is there anyway to stop these people from fooling us.

Hi,

This is regarding a credit card i had from HSBC Bank, due to some unavoidable situation i couldn't make few payments to this bank against my credit card.

However when i was contacted by the collection department of the bank I made full payment at one go for the settlement amount asked by the bank, but still after one & half year of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since HSBC has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

how can i see satyam defaulter list ?
please tell me the site address so i can see the defaulter list.

i have a credit card from icici bank, due to some unavoidable circumstances i was unable to make payment against my credit card.
now i have come in contact with one of the managers at the recovery departments and we have come to a settlement but the problem is that the manager is saying that even if i make the payment my name will not be removed from the satyam defaulters list as they cannot do that.he said that i will have to go to satyam office and do the needful.now i am going to my mba and for that purpose i need educational loan and i am not getting it because of this.
please help me get out of this problem as it is causing me a lot of trouble.

my name is anjali vishwasrao pls. i want see the satyam list because of some body is very harresment me and i am suare this person name in this list so please help me my mobile no : [protected]

give me rcorde to my loan

Now you can solve your credit card issues through Ombudsman(a statutory body appointed by RBI to accept grievances against banks and their services).
You can file a complaint online also @ www.bankingombudsman.rbi.org.in

Note: Before registering the complaint make sure that you have reported the complaint in the service providing bank(against whom you will complain).
For more info have a look on these below links
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159
http://www.rbi.org.
in/Scripts/FAQView.aspx?Id=24

Hi,

This is regarding a credit card i hold from American Express BANK, due to some unavoidable situation I missed to make few payments on time to this bank against my credit card.

However I made full payment at one go for the settlement amount asked by the bank, but still after three years of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since American express BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks

Regards
C.M.Tickoo

This is regarding a credit card i hold which I used to use around 2~3 years ago from ABN AMRO BANK, due to some unavoidable situation I missed to make few payments on time to my credit card.

However I made full payment as per the settlement agreement between me and ABN AMRO, after that I didn't received any call for around 2 years regarding any due in the credit card, but since last 2 months ago I received couple of calls that there is outstanding in that credit card. When I asked him that please send me the letter indicating the due so that I may take up this matter in cunsumer court, no answer was provided and the call was disconnected but again and again I am receiving such calls also when I approached for loan I got news that My name is reflecting in Satyam defaulters list.

Please help me get out of this problem and do let me know that what action can be taken against the bank for harassing me after 2 years of closure of my payment.

Thanks

Rahul

Dear Team,

Myself shrijit menon, want to check that whether my name is in any defaulter list. As due to some financial problem I was not able to make payment of ICICI BANK CREDIT CARD. but after that I made my Full and final settlement payment to bank. Thus on this record I am unable to apply any loan or credit card from any other bank. I assume that my name has not been removed from satyam and might be possible that it has been moved to CIBIL. Kindly get me back on my cell no [protected]/[protected].

dear All,

I used to have three cards ( ICICI, ABN AMRO, CITI). last year I called up their customer care and surrendered my cards by making total outstanding cleared. still when I came back from abroad, I found my name is in cibil from ICICI as write-off from their side. Now i am unable to get any card.

What should I do.

I was using ICICI credit card and was very regular pay master, looking forward to my good track record ICICI upgraded my card to GOLD card and ever since i was using and paying my dues in time.In Feb 07, they sold me a insurance plan without my permission, which i came to know in my march statement, i called call centre and told to discontinue this insurance policy, in the month of MAY 07 i got a letter from the bank stating my policy has been discontinued and i have to pay the previous installment of the insurance policy, i paid my dues of insurance as well which i haven't subscribed, after that also they kept charging me the insurance premium i immed stopped using this card and now the charges are as high as 18k, when i contacted ICICI bank they told please pay Rs.2000 for the settlement.I told them, why when the insurance was discontinued and i have a letter with me.They never replied back.

Now name is in cibil and satyam defaulter list and i am unable maintain relationship with other banks.

please guide me

Regards

Bikramjit Grewal

Ref. Card No.[protected] of barclay credit card.

I have made payment of Rs. 341.86 vide ch. No. 915227 dtd. 01.10.2007 on specified due date towards my purchases made in the month of Sep.07-Oct.07. The same is debited in my bank statement on dtd. 03.10.2007
instead of giving me a credit of Rs. 341.86 in my credit card statement bank have been charged late payment & interest with ST in every month statement which amounts to Rs. 2200 something. I have already given my bank statment to concern bank officer name chirag and mobile no of that person is[protected], who is based at ahmedabad.All though i received call from Delhi customer care office of barclay bank.

Please do the needful.

I am holding an ICICI Credit Card and I was not using it for about an year. A few months before they gave me a promotional credit of Rs.100 i don't want to use it as i was highly satisfied by my other credit card. Later a month ago i was charged a bill amount of Rs. 36, 000, which i have not at all used. Please help me out

dear sir
i had paid for full and final settelement amount to ABN Amro Bank on 25/07/2008 as per cash receipt 5421 and they committed me to they will send the letter for the same and name will removed from the defaulter list however i was not defaulter but to wrong charges and harrasement and to buy peace i had paid for settelement but after payment they forget their commitments as regular work and also i request and advice you to ask the pesons who are publishing the name of defaulters of credit cards they must geneuness of outstanding dues raised by the banks because generally all credit cards company has dispute regarding dues with customers for over billing, late fees, high interest rate and etc.please help to general public
thanks and regards
and

Dear Sir,

I am a HDFC card holder and have been using the card regularly. My payments were regular and sincere. Six months back i lost my job and i am still unemployed. Thus wasnt able to make payments against my card from the last six months. From last month i have been receiving calls from recovery agents for the dues against my card. We came to an agreement to settle the principal amount on my card (Rs 22500/-)and asked for 3 instalment. The agents refused and are still calling everyday(Around 25 calls a day). They use abusive language and are harassing the whole family.

Please help.

Aastha.

If one got Full and Final settlement letter of credit card from Bank. Is this mean that his name will not be their in satyam defaulter list?

Please reply me.

Thanks and Regards,
Sachin

I have a hdfc bank credit card which has got an overdue of rs 26000, when i had contacted the concerned people they asked me to pay 26000 at a one go which was not possible for me & as a result they have hold my salary without any prior intimation ...pls suggest me what best can be done

i have a connection from airtel the no. is 41751436 i have getting a problem from the set but now they are not changing the set please help me to sort out of this problem

I had HSBC credit card but at first payment they have not mail/call me about the payment due date and start some Healthcare policies automatically. That time I was not aware about the credit card processes.

They were adding unnecessary amount into my card. I mail a lot to their customer care to stop my card and their tansactions but I did not get any response.
After 2-3 moth I got a call from their collectors to pay the outstanding amount then I told them about all the problems. Finally they admit their faults and told me to pay the sattlement amount and ensuring me to not put my name in Satyam Cibil Froud. I paid this sattlement amount as they told but after some time when I applied for other banks, I found my name is in Satyam Cibil Froud.

I am a well honoured and mannered person. I am using some other cards(HDFC, ICICI) also and using them properly. I also have taken a personal loans for one year later and paying my EMI regulerly.

Can you please suggest me to come out from this situation and how can I remove my name from Satyam Cibil Froud.

where can i check that whether my name is exist in Satyam's Defaulter List or not...?
plz help me

If one got Full and Final settlement letter of credit card from Bank. Is this mean that his name will not be their in satyam defaulter list?

Please reply me.

Thanks and Regards

Narender Singh

Name in Satyam Defulters List and cibil
Hi,

This is regarding a credit card i had from ICICI BANK, due to some unavoidable situation i couldn't make few payments to this bank against my credit card.

However when i was contacted by the collection department of the bank I made full payment at one go for the settlement amount asked by the bank, but still after four months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ICICI BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Amit Sharma
I[protected]

Sir,
My name is Bandu Raut, I had take a Credit Card from Standard Chartered Bank. I had paid all outstanding dues and cancelled the credit card. But the bank has declaired my name in Satyam Defaulters List.
I send a e-mail to SCB and requested to remove my name from Satyam defaulters list. After 3 days SCB had send me e-mail and said that my name has been removed from defaulters list.
But I want to see that my name has been removed from defaulters list.
What a procedure to see my name is not in satyam defaulters list.

I myself is also facing the same problem from citi financial and ICICI Bank please help me for the same



Regards,

Kavita Sharma

Sir,

I had applied for Credit Card with ABN Amro Bank & Punjab National Bank but after protracted correspondance i was informed that I'm not eligible for the credit card being defaulter. it was subsiquently learned unofficially that the default was due to reports from Citibank & HDFC. I have never applied for any credit card from any bank especialy these 2 banks and have not taken any sort of loan which may have been defaulted therefore the reason for not issuing the credit card does not appear to be sound. May I request to kindly investigate the matter and let me know the reasons for not being eligible for credit card when i have never defaulted as no loan or any amount has been drawn from any bank.

defaulter

I have settled all the dues with ICICI Bank
have given the settlement letter also, They have also posted my name in defaulter list which is a big setback for me .I want my name to be removed from the defaulter list, so you please help me out .


due some one put my name in cibil, please give me detail of which bank put my name in cibil

have settled all the dues with citi Bank
have given the settlement letter also, They have also posted my name in defaulter list which is a big setback for me .I want my name to be removed from the defaulter list, so you please help me out .


due some one put my name in cibil, please give me detail of which bank put my name in cibil

My name is rajan Jhanji D.O.B. 29/03/1973 am i in defaulter list

This is regarding a credit card i had from ICICI BANK, due to some unavoidable situation create from the bank side by issuing me Health Care Policy without my Permission and Debited the policy amount from my credit card thats whyi couldn't make any payments to this bank against my credit card.

However when i was contacted by the collection department of the bank I agree for the settelment amount asked by the bank, but still after two months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ICICI BANK, has not removed my name from the Satyam Defaulter List. And i also want to know how to check the Satyam Defaulter list so that i can too check it from my Office.

Thanks
Warm Regards
Zohaib I Mansuri

I think all these banking and financial institutions act smart at times, but, consumers also become smarter -it s like a race sometimes they win and sometimes the consumer! People who default are still getting loans and will continue to get them even in future as they are smarter even in the best governed economy o[censored]S. the best thing is to rely on your personal financial savings and good investments which yield good returns. Credit cards, loans, etc are just banes - that is something I realized after being a victim of those ' impulsive urges'. Its true that you need a loan for buying a house if you are a working middle class individual as the home prices are beyond reach. Live in rental projects as per your budgets and invest the rest in high yielding instruments till you make a substantial saving on that! even if you take a home loan for say 20L for 15-20 years, you are anyways paying almost the same amount to the bank in interest. So, even if the property value trebles in those many years, you are not making much!! Or buy homes in small towns, which are good for living in long run after retirement...I am a supposed defaulter but I am not going to pay a single pie to the banks in interest, as, they just make you dependent!! So, HSBC, HDFC, StanC and ABN (my favs!!) just write off my debts as NPA (I think that is what you call the term...I don't want to improve my credit which is anyways good...

DEAR SIR


I M DHANRAJ KAMBLE I LIVE PUNE SO IM DEFULTRL CREDIT CARD SO PLZ EXPLAN HOW CAN DO MY DEFOULT LIST I WANT CLEAR LIST MY NAME

Name in Satyam Defulters List whereas I have fulfilled all the conditions of HSBC credit card dept.

Hi,

This is regarding a credit card I had from HSBC BANK, credit card # [protected], due to some unavoidable situation i couldn't make a few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go. Asked by the bank, but still after a few months of making the payment I fail to build up any financial relationship with any other bank instead of having very good track record with all other bank .My name has not removed from the Satyam Defaulter List. Moreover HSBC credit dept are no more response whenever i try to contact them. Even they didnot give me any clearance letter or NOC, or ZERO payment letter so that atleast I can show this letter any other bank during dealing with them.

Now I dont know what to do, should I go to court to file case against HSBC credit card or still i should run after the HSBC bank as they are no more responsing in a positive manner.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks $ Regards
Chandan Kumar
mob- [protected]

tell me abt my name in defalt list coz i secared abt that


please tell me


thanks

Hi,

This is regarding a credit card I had from Sate Bank of India, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.NIL dated 29 DEC 2005 asked by the bank, but still after 3 years9 months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since State Bank of India, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Rajesh Takyar
+91-[protected]

Hi,

This is regarding a credit card I had from HDFC Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.24776 dated 8th July, 2006 asked by the bank, but still after 3Years and 3Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since HDFC BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Rajesh Takyar
+91-[protected]

Hi,

This is regarding a credit card I had from ABN Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.DE 2919 dated 29th May, 2006 asked by the bank, but still after 3Years and 4Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ABN BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Rajesh Takyar
+91-[protected]

Hi,

This is regarding a credit card I had from ICICI Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.135069 dated 4th Feb, 2006 asked by the bank, but still after 3Years and 8Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ICICI BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Rajesh Takyar
+91-[protected]

Hi,

This is regarding a credit card I had from Standard Charted Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.NDR[protected] dated 16 June, 2007 asked by the bank, but still after 2Years and 4Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since Standard Charted BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Shashi Sethi
+91-[protected]

Hi,

This is regarding a credit card I had from State Bank of India, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no. Nil dated 28 Dec, 2005 asked by the bank, but still after 3 Years and 9Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since State Bank of India, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Shashi Sethi
+91-[protected]

Hi,

This is regarding a credit card I had from HSBC Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.Nil dated 24th March, 2006 asked by the bank, but still after3Years and 6Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank sinceHSBC BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Shashi Sethi
+91-[protected]

Hi,

This is regarding a credit card I had from ICICI Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.234391 dated 23rd Jan, 2007 asked by the bank, but still after 2Years and 8Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ICICI BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Shashi Sethi
+91-[protected]

Hi,

This is regarding a credit card I had from HDFC Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.17107 dated 25th Feb, 2006 asked by the bank, but still after 3Years and 7Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since HDFC BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Shashi Sethi
+91-[protected]

Hi,

This is regarding a credit card I had from ABN Amro Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.Nil dated 23rd Feb, 2006 asked by the bank, but still after 3Years and 7 Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ABN Amro BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Shashi Sethi
+91-[protected]

Hi,

This is regarding a credit card I had from ICICI Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.326377 dated 23rd August, 2007 asked by the bank, but still after 2Years and 1Month of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since ICICI BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Gulshan Takyar
[protected]

Hi,

This is regarding a credit card I had from HDFC Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter no.17730 dated 13th March, 2006 asked by the bank, but still after 3Years and 6Months of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since HDFC BANK, has not removed my name from the Satyam Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Gulshan Takyar
+91-[protected]

Dear Sir,

I M KUMARESAN SO PLZ EXPLAN HOW CAN DO MY DEFAULT LIST & I WANT CLEAR LIST MY NAME AND ALSO I WANT TO BE REMOVED FROM THE DEAFULT LIST. SO, YOU PLEASE HELP ME OUT.

sir,
I shopped from Big Bazaar on 13.10.2009 for Rs.281.59 and paid the entire amount of Rs.282.00 by cheque. Cheque no.272549 dated 04.11.09 through corporation bank on ABN AMRO drop box in Kushambi at 8.00 AM. The amount was deducted from my bank on 12.11.2009, later I got the conformation from ABN AMRO bank through SMS.I got a SMS that your card bill of Rs.399.41 with due date 07.12.2009 has been sent & will reach you in next 7 days. I am unable to understand as to which amount the bank talking about.After contacting the bank they told me that this was late fee amount. I am unable to understand that when i deposit the entire amount before the due date why they ask me for the late fee.

kindly look into the matter and do the needful to the earliest.
Yours truly

AJEET S RUPA

Hi,

I have a Personal loan from HDFC bank and due to personal reasons i skipped 1 EMI ( this month) and i have been regular payer for last 3 years and i am working for a reputed company. Unfortunately when i travelled i lost my mobile and was not unable to reach anybody. The bank executive called up my office landline and used abusive language and threatned my team member's which spoiled my name in my team. I have the proof who is the executive from HDFC and also manager who is supporting him from the HDFC bank.This is really ridiculous dont they understand the criticality of the things what they do??? please suggest how do i file case againt them??? i really felt they are harrasing not only me but also my team member's who are not related to this issue...am i getting punished for not making the 1 EMI????? Do the excutives do anything for their money ...Someone please help.

how can i see satyam defaulter list ?
please tell me the site address so i can see the defaulter list.

I want to know whether my name is in the list of Satyam Defaulters.

My Name is Pankaj Kumar Verma & DOB is 10/01/1977

Please email me after checking.

Hi,

This Sujit Ghosh and My ABN AMRO credit card.

I had total outstanding 25893 rupees and I had made my total payment on 27/08/2009.
Actually during some period I was not present That’s why I am unable to made payment during that period.
However after returning India, I made total payment including total interest and late payment., but still after four months of making the payment I am fail to build up any financial relationship with any other bank, has not removed my name from the Satyam Defaulter List also from CIBIL.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
SUjit Ghosh
+91-[protected]

Hi,

This is regarding a credit card I had from HSBC Bank, due to some unavoidable situation I couldn't make few payments to this bank against my credit card.

However when I was contacted by the collection department of the bank I made full payment at one go for the settlement amount vide there letter asked by the bank, but still after 1.5 Years of making the payment I am fail to build up any financial relationship with any other bank instead of having very good track record with all other bank since HSBC BANK, has not removed my name from the Satyam and CIBIL Defaulter List.

Please help me get out of this problem as it has already caused me a lot of trouble.

Thanks
Sujit Ghosh
+91-[protected]

Even after one year of the settlement of credit card with SCB of the late fee which has increased to 6 k .The bank has not removed me from the satyam list as bank has issued me a letter that my name has been removed from the list. Can you please suggested me the way to get me out of this and how i can check & to clear my status?

Regards.

Vinod Sharma

Satyam Defaulter List. shame person himself country defaulter
and how bank can trust him

I Mr Pankaj Kulkarni +91 [protected] am also a victim of similar case my name seems to be part of Satyam List - despite full settlements

need help - Please advise

Dear Kaushik Goswami,

with dut to respect that, this is regarding your SCB credit card no:[protected]. your last payment is received on nov 06 of Rs 2200/- after that we haven't receive any pmts from your side. now your card is permanent blocked on 14/05/2007. we are not able to contact you. kindly contact ASAP in custmer care deptt on ::::::66014444, 39404444.

Regards

hi,
this is kiran kumar mannava.I applid for the credit card and final verification also finished.i am working in TechMahindra
my Ref no:1092741.
so please give the reply to my mail ID that what is the status of my credit card

i am expecting your earlier respnose as early as possible.....
Thanking you
kiran kumar mannava
mobile no:[protected]
email id :[protected]@gmail.com

Hi,

I got reference no from your bank. I want to know the status of my Application.

Thank you

sir i have applied credit cards in several banks like icici, hdfc, barclays, but i have not recieved any kind of reply from these banks so i request you to find a solutions for my problems and please let me know through my mail. thank you


nireshkumar

Dear Sir/Mam,

pls send to me the status of my credit card.
My Application no. is N[protected].



Regard:
Krishna Pal Mehra,
Mob:- [protected]