Homecredit Complaints & Reviews

I had taken a loan from home credit and paid my settlement amount of 25k in the month of jan 2022, from then iam following up on my Noc with the lawyer who called me for settlement but no response from him tried reaching through all the means,
And today morning i have received a msg in whatsup stating I will have to come to court and i need to pay 40k.
Then I called customer care but no proper response from them

Myself Bhavin Sharma I hv taken a personal Loan for 36 months MI @ 8980 . I taken moratorium of 4 months out of 6 months . Now the loan tenure increase of 9 months as i not paid for 4 months only. So they are taking more then the Double of the EMIs . Its Incorrect as per the law they charged a Interest on the Loan . So please check this Issue .

Bhavin Sharma M- [protected]

Homecredit loan of Rs 50000.
Monthly EMI - 2675

With no information, i was paying EMI for months after moratorium and see the mails i got after asking for foreclosure amount.

[protected]

The Moratorium period’s interest amount of Rs.2, 015.82/-* 5 months has been added to the outstanding principal amount and then your EMIs are re-calculated as per your loan interest rate is 30.87% P.A.

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We would like to inform you that as observed from our records your loan account is having a total of 66 installments out of which you have paid 20 installments and availed the EMI Moratorium for 05 months (Apr to Aug). Hence, the tenure has increased on your loan account and you have 46 pending installments.

The Moratorium period’s interest amount has been added to the outstanding principal amount and then your EMIs are re-calculated as per your loan interest rate. Basis the revised principal amount and to ensure there is no increase in your EMI amount, the total EMI count has increased from 36 to 66 EMIs.

Additionally, the moratorium is not a waiver but deferment of your EMI payment, it accrues interest. Hence, the applicable interest amount is charged for the moratorium period and is payable in the subsequent installment(s).

[protected]

This company is pretty fraud with their dealings, on contacting their customer care they are pretty dumb useless themselves. they just insist and threaten with credit score and legal actions on questioning them.

im filing a writtern complaint to RBI about it.

for 2015rs of interest, i have to pay 30 x 2675 rs extra over 36 months emi? i told them id pay their interest and avoid the repayment tenure of 66 months. no, they wont do that. id stop paying at 36, id go to court if i have to. i cant give them free 180000rs for 50000rs loan. STAY AWAY FROM THIS COMPANY, CHEAPER THAN SCAMMERS.

I have issue with the moratorium interest payment which EMIs have been added in my personal loan [protected].
I had a personal loan for 45months but in lockdown I used moratorium payment scheme as I was job less and that is the reason I wasn't able to make the payment for three consecutive months. But now I see that i need to pay additional 22months of EMIs which is not possible for me. Am ready to pay the three months emi which I missed. Please help!!!

'm receiving many calls daily. Fed up with these irritating calls.

They are asking to take personal loans. & mostly aurtomated calls where we cant even speak to them .. I have answered many calls and told i don't need and to stop calling me but no use. Also complained through mail to homecredit. No response from their side. Now regretting taking a loan from Ihomecredit . Kindly help in resolving the issue. Also where should i complain about this (like to cyber cell or consumer board).

Hi Sir,
my self Deepak Gowtham I have took personal loan from HOMECREDIT on 16 october 2019 with everymonth EMI of 11049rs with a tenure of 24 months. But I have paid total 6 emi's of 24 months. due to lockdown I have shuted down my business and I was stuck in financial crisis due to some unconditional circumstances I was unable to pay emis on time to HOMECREDIT...
Now I have money to forclose the LOAN account. But homecredit demands to repay the amount with fines and charges of 2, 34, 000 to forclose the account but sir i have already paid 6 emis that is 66000rs approx... The disbursed amount is 190000rs. So I request u to please waive off some amount and help me to get out of it sir plzzz understand my situation yes I agreed u r terms and conditions but sir due to this lockdown I have lost everything like I am not filling my GST even from 2 years because no business sir... Please understand my concern and sort it out sir... And I have mailed to homecredit team they are denying my concern and demanding to repay the full amount with penalty charges. Yes I agree with u that I have took amount for my needs but as a responsible customer I have to return it to company to help other borrowers those who are in need of money. Please understand sir. Again I request u to please look into it to help me sir. Not only me every customer facing same issue sir

From
Deepakgowtham

I m receiving frequent calls from home credit loan company, and from this tyes of number : [protected]

Dear Team, I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily.. My concern:- I am receiving unwanted calls approx 5 to 10 times on daily basis even on Sunday from your company (Home Credit) with different different numbers. However I didn't not taken any loan, I have already requested to your executive that please remove my mobile number from your database but they do not do any thing and warned that you will receive daily call the statement like "Kar lo jo karna hai call toh aayegi" . Requesting you to please remove my m.no from your database and do not call Their behaviour is very rude when they talk to me. Please help me from getting disturbed and harassed, it will be a great help to have our peace of mind!

I got a call from legal department adv shrivastav he told me that homecredit is fililing a case against me he told me to pay settlement amount i paid the amount via online to home credit as per his voice after paying the amount he told me that i will receive a noc for that but i don't receive any noc i called to home credit for this issue they told me that they didn't received any request for settlement home credit share my detail to that person i have all the recording of my conversation in that conversation he mentioned my personal detail to assure me that he is calling from homecredit legal department i called home credit to share his details but they are not proving me solution for that as per home credit they have forwarded my case to them this means that they have to fix this ussue i have paid the settlement amount so i want home credit to settle my loan and provide me noc for that please help me for this..

Mob no [protected]
I have to pay the money at homecredit app..
Payment are deduct in my account...
But amount are not receved...
Kindly resolve my problem..
I have purchase mobile at finance
Homecredit..
I have to pay emi in homecredit app...
But amount are not adjust in homecredit company..
Amount are deducted in my bank account...
In 28/06/2017

Dear sir,
I am working in home credit india finance pvt ltd company located at gurgaon dlf phase-3, in cyber city area
but due to health issue i was resigning my job date of 02/11/2015 gave him proper letter on mail and orally also but they told me you get your salary after 45 days later and that is the company rule but sir around three month has been gone they cant give my salary.please help sir i need my salary.please help...