KSFE Complaints & Reviews

I have made a payment of Rs. 5000 (Five Thousand) to ksfe.online.com from billjunction.com via my SBI account and amount is debited from my account, shown the message your payment was successful ( TECH_BILJUN_REF[protected].43 IST) but it is not reflected there. Kindly refund my amount as soon as possible.
Thanking you
Fasal C

I A.G.Alexander was holding two FIXED deposits numbered 3900 & 3906 in your KSFE Branch at Thevara. You have provided interest of Rs.53290/- year FY.2022-23 after deducting TDS 10% of Rs.5329/- the balance credited was Rs.47961/- we do not have any other income from your branch, but on the AIS STATEMENT you have uploaded RS.84983/-.(AIS COPY ATTACHED). But you have shown in the IT STMT.(AIS) Rs.36520+16770+31693=84983/-. This is to inform you that the amount of Rs.31693/- has not been given to us, credited only RS.53290/-(36520+[protected] TDS. Since the interest of Rs.31693/- is not provided for us and it may be of some other party.
You are requested to get this amount of Rs.31693/- removed from the IT SITE. as you have not given this amount to us but uploaded.
Awaiting for your earliest action and confirmation.

We have a chitti in KSFE kilikollur branch the
name: CS Sreelatha
chitti number: 2016A132
phone number: [protected]/[protected]

We have auctioned the chitti and submitted enough documents for remitting the cash yet the branch refuses to do the remittance on time and asking for more time and documents....

Highest intrest rat very bad . Poor person cheating

I have joined for a 10L (25kx40) pravasi chitti on 2022 and presently due to the circumstance I cannot continue this chitti.
Hence I contacted the branch by telephone and by mail as well but they are not ready to refund the amount saying that they can remove me from the chitti but they cannot refund the amount until chitti ends unless somebody’s took this chitti.

It seems that the KSFE chitti is cheating and looting from poor customers.

When I contacted the branch initially they informed me that the will refund the amount what I paid and the the value of the chitti, now they are ignoring to refund it.

When I joined for this chitti the representative told me that at any time u can exist from the chitti and if due to some reasons you are unable to pay any chitti, there will be no fines.

On January I received a mail saying that 9% interest is applicable for the pending month and now I got a mail saying that 12 % for the same.

Regards
Hariharan

An amount of Rs. 25000/- transferred to CCAvenue on 1/08/2022 07.44 pm towards the chitty account 32/2019/A/1-21 of Arakkunnam branch held by BABY V V via UPI Ref[protected]. But it is not updated in chitty account but amount already debited from Canara bank account.Kindly refund the amount to Canara bank.

LOAN A/C NO. [protected]. Error in EMI CALCUTION.
it seems wrongly calculated, and about RS.18000/ charged extra.
Please arrange to refund the excess money paid by me, by doing the needful

I am sini kurian holding chitty 3/2019 chittal no:5 in pallippad branch. As I am living far from the said place my comfortable method of payment is online transaction. For that I need updation in every month after the auction, but since 6months there is no updates.since 3months I am complaining in the branch but until now no solution. So kindly do the needful.

I hold a chitty in the said branch. I had called the 10 lacs chitty for 7.5 lacs. I had informed them prior to joining the chitty, that my security land is 3.5 cents, and they had consented to using the same for security. However, now they are refusing it. I have filed a complaint through email, ccing all the concerned authorities, however my mails are unanswered. I want to escalate the matter to higher authorities....

The manager of KSFE Convent Square, Alleppey branch Mr. Pradeep shows complete disregard to the system and is an advocate to strictly violating human rights and integrity by not providing the amount already in FD even after submitting the required documents. It is high time the officials took the issue in nto consideration....

My online payment of ksfe pappanamcode was not paid due to online error from kfse website. My chitty amount was debited from my account 24/2019, 7

സർ, 40% disability യുള്ള എന്നെ KSFEകടുങ്ങാത്തുക്കുണ്ട് ബ്രാഞ്ച് മാനേജർ അനിൽ കുമാറും വലിയ പീടിയേക്കൽ മൊയ്തീൻ കുട്ടിയും ചേർന്ന് എന്റെ വീടിന്റെ ആധാരം പണയപ്പെടുത്തി എന്നെ വഞ്ചിച്ചു KSFEൽ നിന്നും ചിട്ടി വിളിക്കുന്നതിന്ന് വേണ്ടിയാണ് ഇവർ എന്നെ വഞ്ചിച്ചത്

The ksfe manager at chavara thekkumbhagom branch kollam district shows inappropriate behaviour to the customers and delay in processing the files and dispersing the amount and shows rude behaviour to the costumers....

ഞാന്‍ ഇപ്പോള്‍ മുളന്തുരുത്തി കെ.എസ്.എഫ്.ഇയില്‍ ചിട്ടികള്‍ ചേര്‍ന്ന് നടത്തിവരുന്നു. എനിക്ക് വൈറ്റില കെ.എസ്.എഫ്.ഇയില്‍ 2013ല്‍ ചിട്ടിയുണ്ടായിരുന്നതും തുക എന്‍റെ വിലായാധാരം ഈടാക്കി തന്നിട്ടുള്ളതാകുന്നു.മുളന്ത�...⇄ രണ്ടു ചിട്ടികള്‍ക്ക് ടി ആധാരം ലൈബിലിറ്റിയില്‍ പെടുത്തിയിരുന്നതും, സെക്യൂരിറ്റി മാറ്റി ഗോള്‍ഡാക്കിയിട്ടുള്ളതാകുന്�...⇄ ആധാരം ഇപ്പോഴും വൈറ്റില കെ.എസ്.എഫ്.ഇയില്‍ ഇരിക്കുന്നതിനാല്‍ ആധാരം റിലീസ് ചെയ്തുതരുവാന്‍ മുളന്തുരുത്തി ബ്രാഞ്ചില്‍ നിന്നുംലെറ്റര്‍ തന്നിട്ടും വൈറ്റില ബ്രാഞ്ചില്‍ നിന്നും ആധാരം തിരികെ തരുന്നില്ല. ഇനി ഞാന്‍ ആരെ സമീപിക്കണം...

Hi I'm fathima kunju - from enath branch holder of chitty no 22/2016 - 4, .I would like to present my grievance and difficulties currently facing

1) my chitty initial value was of 10 lacs, however we availed the final amount to 8 lacs through laylam, however due to non availability of security we kept the amount in fixed deposit

Going forward we had planned to buy property house -;we had given prior information to manager mr baiju of enath branch regards to house valuation, location etc we had clearly stated to manager only 3 wheeler is accessible to house and from 3 wheeler stoppage only 5 meters the house is located, however manager given us lot of trouble and inspite of knowing all prior information told us to credit the valuation fees of 1500, and.later telling us house has no value and not telling us the exact value of house, he has wasted our time and given lot of mental agony

2nd matter he told to close our FD but not giving the exact amount, he cheated us

Kind help us

Iam manikuttan from thiruvanathapuram
Working in govt. Of kerala harbour engineering department
My rcl no is 722.22.11. 16 thamapanoor evening branchand i would pay
12 installment. Urfortunatily 10 intallment pending. But no warning notice deliverd for me. Today branch manger and staff came to my office and recovery notice issued. They are insulting me.. So please help me.. Then i will complaint and... Pls help me..

I have a chitty of 10 lakhs in ksfe. I got it instead of that i deposited an amount of rupees one lakh fifty thousand and gold of amount one lakh and sixty thousand as guarantee. Remaining amount to be return is 2 lakhs. I clamied remaining amount. The employees in ksfe vazhakulam branch, muvattupuzha, ernakulam offers very bad customer service. I am an employee in another institution. To get back my money just to deposit the money in my...

I had taken a rcl loan from ksfe vattiyoorkave branch and closed on 19.8.2017 before 10 months of the due date of closing. Ksfe people took interest @rs. 1319/- for the 10 months which is after the closing date i. E. They took interest upto 01.06.2018. I am requested the branch manger to return the amount which had taken from me as interest for these 10 months but they refused to return the money.
I closed my loan before due date for saving the interest. So it is requested that kindly do the needful to return my money which ksfe took from me as interest for 10 months after closing of loan amount fully.

സാംരാജ് tr എന്ന പേരിൽ 5/2015, 39 (100x 5000)റ്റാൾ നമ്പരായിട്ടുള്ള ചിട്ടിയിൽ കുറി വിഴുകയും അതിൻ പ്രകാരം എന്റെ സ്വന്തം സാലറി സർട്ടിഫിക്കറ്റിൽ വച്ച് 198000 വിടുതൽ ചെയ്യുകയും ബാലൻസ് തുക 152000/- താല്കാലികമായി ഡെപ്പോസിറ്റ് ചെയുകയും. ഒരു സാലറിസർട്ടിഫികേറ്റ് കൂടി തരുന്ന മുറയ്ക്ക് fd തുക തരമെന്ന് അറിയച്ചതിൻ പ്രകാരം എകദേശം 24000 രുപ നെറ്റ് സാലറി വരുന്ന ഒരു സാലറി സർട്ടിഫികേറ്റ് കൂടി നൽകുകയു ണ്ടായി എന്നാൽ ഇതുവരെ എന്റെ ബാലൻസ് ചിട്ടിതുക വിടുതൽ ചെയ്ത് തന്നിട്ടില്ല. തടഞ്ഞ് വെച്ചിരിക്കുന്നതിന് വ്യക്തമായ മറുപടിയും അവിശ്യപെട്ടിട്ട് നൽകുന്നില്ല.
പ്രസ്തുത ബ്രാഞ്ച്
| ksfe 2nd brarnh
ചേർത്തല
ആലപ്പുഴ dist.

അപേക്ഷകൻ
സാo രാജ് tr
വാരണം po
ചേർത്തല
Mob. [protected]

I am join chatty for 100 months chitty in 2010 january in ksfe kannur branch and after 8months i gone to abroad in 2012 agent collected a cheque and sentfor collection i am not paid the money in bank due to my fathers treatment after three years in 2015 i am needfor money for property purchase and i paid the default dues in my chitty got the chittyby auction chitty number 27/2010and ksfe released my chitty amout after submitting security as lic bond. After one year ksfe sendind a letter by mistake they credited the 2012 return cheque amount credited in mychitty and it is by systemerror. That is not bear by custumer now they are arguing for interest for default credit

My brother-in-law have a chitty at harippad main branch 03/2015, and for the chitty amount of rs 6.5 lakh we produced land documents of my brother 2 months back. Every week we are following ksfe manager. By brother, a govt. Employee due to his helping nature he had given to some third person and tht person expired and for that monthly rs. 15, 000/pm deducting from my brothers salary (Adoor branch). But in this haripad branch he produced land documents worth 40 lakh for rs 6.5 chitty amount. Still ksfe is creating issues and harassing a lot. 2 day back after contacting ho thrissur my brother signed for the final security document submission. Yesterday the gentleman manger (I wanted to use another words) from haripad called my brother-in-law and said that they will deduct the dues amount at adoor branch (4.5 lakh) balance only will give. What a keralam... The chitty holder is my brother-in-law, haripad branch salary deducting from my brothers salary at adoor branch for 3rd person and ksfe manger wants to deduct another branch's dues that is not at all connected to this chitty. I don't know which type of language i wanted to use or what type of medal or award we wanted to gave the manager. "make the hay while the sun is shining". Please don't join any ksfe chitty.

Sir,
Iam having three chitties in ksfe kuttiady branch. On april 6th i claimed one of my chitty (Chitty no 19/14 no.33) for rs.3, 50000/- of chitty amount rs.500000/-. I have already submitted all the required documents. On 7th may i went to ksfe and they were agreed to transfer the amount of rs.347000/- as rtgs. But the amount didnt credit to my account on 7th may, then i went to ksfe today morning (09/05/16) and they told me to go and check with punjab national bank (Ksfe's bank account) and they informed that cheque returned because of wrong rtgs code which they didnt inform till i went there and asked.. I checked and by mistake i missed one letter. Again i went to ksfe and they only issue an account payee cheque which i can only deposit in my account and it will be cleared only tomorrow evening. I have already issued a cheque to a builder for my new flat. Manager told me that they cannot rtgs again as once it was returned. My son working in a bank and he told me that there is no such rule in a bank, they can again transfer amount as rtgs if account holder requests. I want to pay interest to builder for delay of payment and my bank also charge minimum rs. 600 as cheque return charges. Why these people are treating their customers in arrogant way.

Im having 5 chitty in KSFE Manarcadu Branch, kottayam Kerala.

I did the fund transfer, transfer copy attaching and sending mail to ksfe, there no confirmation from them. But total INR 113625 deducted from account.

my Chitty details
CHITTY NO CHITTAL NO AMOUNT
46/[protected]
46/[protected]
46/[protected]
46/[protected]
08/[protected]


Account No. Account Type Branch Amount Commission Amount Transaction Type UTR Number
[protected] Savings
Account VADAVATHUR INR21, 125.00 INR0.00 NEFT SBTR[protected]

[protected] Savings
Account VADAVATHUR INR92, 500.00 INR0.00 NEFT SBTR[protected]

[protected] SOUTH INDIAN
BANK LTD MANNARKAD NEFT
Regards
Sreekumar

Dear Sir/Mom,

I am an NRI & I have around 5 chitties in KSFE erumely branch, During my last visit I bought a land and to make the payment I requested to claim 2 of our chits ( 21/2014- 29 Class A & 8/2015-6 class A) and when the time come to claim the money they where asking for salary certificates of government employees / Land documents as guarantee .

Yes its the rules and regulation of their facility I agree with it so we have submitted our family friend's land reg documents original (27 cents survey number 112/7/1) and now they are playing around asking the previous reg documents up to 30 years as If they don't want to pay us.

Now its been one month everyday my parents visiting their office and each day their demand is different different documents.

Its a big time cheating KSFE and we keep paying them the hard earned money and at the end when we need our money back too much of formalities and worst case if we cant to cancel the chitty that is also not possible saying we have to wait all 5 years until it finish.

jijo philip
[protected]

I had invested in a chitty in the year 2012.. for 5 laks. .. in vattappara branch..one Mr. Sujith was the branch manager. ..I paid 12500 rs in cash..he said chitty wil start by October. . I gav cash in September. .as I'm working abroad I hav requested to send all communications thru my mail id..which he agreed thrun written mail.. but aftr that no news... later I got to know tht he has send a letter to my house address tht chitty has started in the month of December. .so wht he was doing with my cash in the month of september...Oct and November. .later whn I tried to contact thru mail thr was no reply..followed by phone calls...I hav left tht money n chitty as it is...so people who are looking for investments...its a request dnt fall for such fraud chittys like ksfe...u will loose ur money for sure... let it be an eye opener for all... anyway I hav reported this to the media in india and in kerala.. and the story will come soon in all the media's. .. Thank u

No.GT 17181 I was a surety of the above Chitty which belongs to my Brother. On 23rd March 2015, the Branch Manager issued a Recovery notice. It is learned that my brother closed the account before 23rd and requested the Branch Manager to issue a stop memo in this regard. But till today there is no response from the authorities concerned. Please inquire in this matter and do the needful.

I am filing this complaint on behalf of my father. My father is an Ex-Service person and is currently working with KSFE, Kerala. He bought a Maruti Suzuki WagonR VXi from Popular Vehicles, Mamangalam, Kochi on 10/10/2013 and the registration was completed with Vaikom RTO on 26/10/2013 with Regn No KL-36D-3302. On 30/04/2014 he was driving back home from Eranakulam after dropping some family members at the railway station. My mother also was with him in the front passenger seat and they were having some casual talks. At about 2Kms from the home, they suddently heard a large sound from the otuside and within no time he lost the control of the car. Despite his attempt to steer it to the side of the road it wen to the other side of the road and hit a cement slab/block and crashed down. Thanks to God - there were no other vehicles/people in the close vicinity or else it could have been worse. My parents both escaped with minor injuries. But the car was almost completely damaged. The rear wheel got separated, front wheel got damaged, the mould was bent. Even dashboard, gearbox and steering column got damaged. It is a good candidate for Total loss. My father is an experienced driver and hardly cross 60kph. Even my mother who was with him at that time and re assures that there was a large sound before the control was lost. There was no impact to any vehicle. But, no one would believe that a 4.5L worth of car can be so badly damaged by hitting a concrete slab. Think about how well it can protect the driver and passengers if it was hitting head to head with another car! The large sound before losing the control should be by all possibility the separation of the rear wheel. Maruti service persons are yet to make a comment on this. Vaikom Police has taken a GD of the incident. I want Maruti Suzuki to investigate the root cause of this problem and compensate us for the full amount of the car and all damage it caused to the third party property. I would also like to hear Maruti's explanation for this wierd incident and the low standards of security they are keeping. Please help. Rajani Chand C (On behalf of my father Chandrasekharan Nair)