Loan Complaints & Reviews

To,
The Manager
Kotak Mahindra Bank
Jaipur

Sir,

Sub : Regarding Loan Agreement No. CSG-1546918
CRN NO. : 13069284

In respect of above loan we received your statement Dated 16th August, 2010 but we have not taken any loan from your bank for and on behalf of me,

Please verify above loan that who is the actual user of this loan and using our identity and address and you are requested to inform us about this matter and person who is using our
Name and address.

Kindly consider this matter very seriously and do the needful and obliged.


Thanking you
Rakesh Kumar Jain
614-15, Vivek Vihar
New Sanganer Road,
Jaipur ( Raj. )
[protected]

Hai ,

I am Nagarajan. I had four credit cards and closed them all two years ago and also i had two personal loans,
that too i closed it 6 months back. Lot many times i didn't pay the dues in time because of my poor financial
situation. But i closed all the above with NIL balance and paid the required penalty or with preclosure
charges if any. I got NOCs for all the credit cards as well as for the loan.

Now my question is

1. Will my name present in the CIBIL defaulter list ?
2. If not any banker will sanction a loan in my future?

Kindly post your reply and thanks in advance

Dear Sir,

I got financed construction equipment from Magma Fincorp Ltd.

When I requested for No Objection Certificate after completion of loan, they are asking for amount as NOC certificate issue charges.

Please tell me Charges are legal ?

Regards,

K P Dubey
[protected]
email: milestone.[protected]@gmail.com

I HAVE AN ACCOUNT( SB A/C NO. [protected]) WITH PUNJAB NATIONAL BANK FOR THE LAST 28 YEARS , BRANCH ADDRESS : DEO, AURANGABAD,BIHAR.I AM A RETIRED GOVT TEACHER. I HAD TAKEN A LOAN FOR RS.50,000/- ON 28.01.2009 AGAINST PENSION FOR 2 YEARS PERIOD. THE BANK DEDUCTED FIRST MONTH EMI RS 2400/- AND AFTER THREE MONTHS PERIOD DEDUCTED RS.12000/- AND NOW THE BANK BLOCKED MY TOTAL CREDIT AMOUNT INSTEAD OF DEDUCTING EMI RS 2400/-. LOAN A/C NO. 064000PD00001492.

Respected sir,
My name is shashideep pandya m from kalol Gujarat.i have applied for loan to Mr.Rakesh kumar and hs compny and uske kahneper maine 18,000/- deposi kie in S.B.I a/c whos number is [protected] but aj pure 5 din ho gaye but he is not giving any respond .sir m from poor family so pl m requessting you to help me pl sir as m in gujarat and this person is in delhi pl sir pl its my request to yuo pl sir,
My no is [protected]

Thank you

Dear Sir/ Madam
My name is R.Rajasekaran. I had applied for loan in Statebank of India , as my application was kept on hold due to amount pending status shown in the Cbill.com.
As i saw in the website there was two dues pending in my name , Also the bank name is not shown in the site. But iam not a defaulter to any bank. Hence kindly send me the list of banks, branch and Loan AC number for my reference and action.I here below furnish my PAN for kind reference.

PAN NUMBER -- AHCPR7068Q
NAME RAJASEKARAN.R

Regards
Rajasekaran.R

namaskar,
aadarniya mein vikas kumar S/o Lokchand R/o 6/92,village jharera delhi cantt-110010,aadarniya mere papa kaa CENTRAL BANK OF INDIA loan pass hone ke baad payment mil chuki thi uske baad mere papa ki bina izaazat ke CENTRAL BANK OF INDIA ne online cheque return kar liya zisme ki meri mummy ke account mein bhi loan ki aadi amount thi woh bhi bank walo ne nikal li jiske chalte meri shaadi postponed ho gayi.

vikas kumar
[protected]
[protected]
[protected]
[protected]
[protected]

Hi ,

This is regardin my Loan Amount. I have taken a loan of RS.3,00,000. I have paid 33 installment and have 15 installments more.

Bank has levied unncesssary cheque bounce charges and when enquired with the collection executive. It was informed that all amount would be reverted and the same would be confirmed through mail. Even after my frequent follow ups nothing was communicated. Hence stopped paying my EMI for last 3 months. This month they have again followed up. I have changed address and my parents are staying at my old address. I said i would pay the amount within weeks and enquired the charge reversals. They refused to accept and the same now they are frequently disturbing my parents who are aged and sick. My father is a heart patient and its seriously affecting. Collection executive is still staying in my house and even after repeated requests that i would pay in the bank within two days. Collection manager from Bank Sukumar who was contacted by the number[protected] Sukumar , where should i come and collect the amount today. This has caused lot of mental disturbance to me and my family and has created lot of shame among our neoghbours. Kindly intervene.
Thanks
Syed
[protected]

Dear Sir

I have applied for loan (loan against property), it has been rejected due to cibile report, it seams i have not closed some of my loans as wells as credit cards, hence I request you u to give my full details so that i will remove my name from defaults

My name: S SUBRAMANESWARA RAO
D O B: 06/11/1952
Address;
Sasi flats no 41 g-3
Krunji Street
Roja main road
Amabal nagar
Porur chennai 600116
Land line[protected]
Cell: [protected]

ITS BEEN 10 DAYS BUT I DIDN'T GET ANY REPLY FROM UR SIDE.

THE CHEQUE IS NOT YET DEPOSITED IN BANK.

AS PER MY PREVIOUS AND OBVIOUS RECORD I AM GOING TO PAY THE FULL AMOUNT DUE TO ME INCLUDING THE FIRST INSTALMENT OF LOAN REPAYMENT ( WHICH IS NOT YET ENCASHED DUE TO REASONS MENTIONED IN FIRST MAIL TO YOU )



BUT-----BUT, I AM GOING TO TAKE THIS MATTER TO THE COMPETENT AUTHORITY NOW.




--- On Fri, 6/27/08, anil sekhri <[protected]@yahoo.com> wrote:


From: anil sekhri <[protected]@yahoo.com>
Subject: Fw: COMPLAINT FOR UNJUSTIFIED AND UNLAWFUL PRACTICE
To: "SBI CREDIT CARD" <feedback.[protected]@ge.coHEm>
Date: Friday, June 27, 2008, 1:10 PM


DIDN'T GET ANY REPLY FROM UR END.
--- On Tue, 6/24/08, anil sekhri <[protected]@yahoo.com> wrote:

From: anil sekhri <[protected]@yahoo.com>
Subject: Fw: COMPLAINT FOR UNJUSTIFIED AND UNLAWFUL PRACTICE
To: "SBI CREDIT CARD" <feedback.[protected]@ge.com>
Date: Tuesday, June 24, 2008, 11:52 PM

PHONE : [protected]



CARD NO. [protected]

--- On Tue, 6/24/08, anil sekhri <[protected]@yahoo.com> wrote:


From: anil sekhri <[protected]@yahoo.com>
Subject: Fw: COMPLAINT FOR UNJUSTIFIED AND UNLAWFUL PRACTICE
To: "SBI CREDIT CARD" <feedback.[protected]@ge.com>
Date: Tuesday, June 24, 2008, 11:43 PM


Name : ANIL SEKHRI
Account number :[protected]

--- On Tue, 6/24/08, anil sekhri <[protected]@yahoo.com> wrote:

From: anil sekhri <[protected]@yahoo.com>
Subject: Fw: COMPLAINT FOR UNJUSTIFIED AND UNLAWFUL PRACTICE
To: "SBI CREDIT CARD" <feedback.[protected]@ge.com>
Date: Tuesday, June 24, 2008, 11:40 PM



--- On Tue, 6/24/08, anil sekhri <[protected]@yahoo.com> wrote:

From: anil sekhri <[protected]@yahoo.com>
Subject: COMPLAINT FOR UNJUSTIFIED AND UNLAWFUL PRACTICE
To: "SBI CREDIT CARD" <feedback.[protected]@ge.com>
Date: Tuesday, June 24, 2008, 11:24 PM

DEAR SIR,



TODAY i.e. 24TH JUNE, 2008 I RECEIVED YOUR CHEQUE NO. 360464 OF RS. 40000/- DATED 6TH JUNE 2008.



AS PER THE TERMS AND CONDITIONS MENTIONED BY YOU, THE FIRST INSTALMENT IS TO BE PAID FROM THE NEXT MONTH BUT WHEN I CHECKED MY 18TH JUNE STATEMENT ON YOUR WEBSITE I WAS SHOCKED TO SEE THAT FIRST INSYTALMENT IS ALREADY ADDED IN MY DUE AMOUNT.



IN THIS REGARD I WOULD LIKE TO INFORM YOU THAT THE CHEQUE IS NOT YET DEPOSITED IN THE BANK ( SINCE I RECEIVED IT TODAY ONLY ) AND YOU HAVE CHARGED ME THE FIRST REPAYMENT INSTALMENT AMOUNT, WHICH IS NEITHER JUSTIFIED NOR ACCORDING TO CONSUMER RIGHTS.



I AM NOT WILLING TO ACCEPT THIS TYPE O[censored]NFAIR PRACTICE ON YOUR PART. HENCE I REQUEST YOU TO EITHER MAKE IT ACCEPTABLE TO ME i.e. START CHARGING ME FROM JULY OR TAKE BACK THE CHEQUE.



WAITNG FOR AN EARLY REPLY.


Name : ANIL SEKHRI
Account number :[protected]

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