Shriram Housing Finance Complaints & Reviews

Dear sir/madam,

We took loan against property in shriram houing loan in end of febuary - 2023 for buying a property.Due to legal query pending, they didn't issue the cheque. But Without clearing legal queries, Loan sanctioned and disbursement . And they said that "clear the pending legal queries, then collect the cheque". Loan status is "fully - disbursed" in online. . Still they didn't issue the payment cheque. But 1st emi...

I applied HOME LOAN Top Up and BT from Shri ram finance.
In 1st week of October I signed sanctioned letter and completed all required detail.

My loan has been disbursed but they haven’t given cheque to me yet.

Continuously I am following but all time they said wait for 1 day.

Shriram Housing Finance Green Park branch their employees are not giving any response.

When I call...

Dear Sir

Further to my mail of date, I have lodged my complaint with Ms Tejaswani at Shriram Finance Helpline number and she has confirmed that no one has the right to behave the way Mr Sinha and his team has done.

Since all calls are recorded for quality purposes I request you to kindly check the recording and do the needful in the matter.

Thanking you

Yours sincerely
br...

It’s a big scam they say they will give you personal, Business loan even after having a bad civil score they give you loan after every document process they ask for agreement money 5999 Rs to Sriram finance & after that they say state charges 15000 Rs Plzz don’t fool yourself by paying so much money Priya is the female don’t get fooled by these scam companies…...

Dear Team,

In Subject mentioned Account numbers are still not closed.
I want take over loan to SBI Bank.

My self submitted SBI Bank DD In Nizamabad branch on 13/12/2021.still my accounts still live. In nizamabad location no response.

Submitted documents copy attached for your reference.

Kindly do the needful...

Regards:
Jakkam Dhanunjay,
Nizamabad,
[protected].

I have paid all dues of my loan as per provisional NOC given by shri ram housing finance and after paying all the amount they are not releasing my document..

Sriram housing finance seems to be the most irresponsible financial organization .

I have been requesting for the list of documents and my forclosure details from last 1month but the company is not replying to the emails .

They have charged a interest rate of 13.5% and it seems they do not want to loose this income and so are not responding .

Shriram Housing finance Loan sanctioned me but i have not taken disbursement due to sanctioned amount less then my requirement, as they have taken signature and HDFC bank blank cheques along with Rs.5900 towards processing charges from me at the time of initial process they have deposited my cheque of Rs.44840 towards processing charges and also debited my 1st EMI of Rs.8799 (pre emi) without disbursement. Now Jinesh Panchamiya manager at Mumbai Andheri branch denies to refund as i cancelled Loan.

Loan Account Number : SHLHMUMB0002445
Loan Sanctioned : 43 Lacs but i wanted 50Lac
Date of sanction : Feb 2020

Before Disbursement Charged

1.Pre emi - 8799

2.processing charges - 44840

3.Processing charges - 5900

Total = 59539

( Refunded pre EMI Rs.8799 later)

Hi,

We planned to buy a built house in my hometown Karimnagar.
June 15th 2020 we have started home loan process of Rs.10, 22, 000₹ (Ten Lakh Twenty Two Thousand Rupees) with ShriRam Home Finance.
They took all our address proofs, signatures, my bank statement, salary slips, 10 cheques, processing fee of Rs.5900₹ by DD in the beginning and later after handovering the cheques Rs.10, 419₹ was debited. And for Aug 3rd to 7th pre emi of Rs.2010₹ was debited. After almost two months, after all the process and approvals are taken, on Aug 3rd they sanctioned the cheque and after than they told cheque can not be hand over to us now, still they need some approvals and told it may still take more than 30 days.
It has been already 2 months the building seller is not able to wait a single day for the registration and he is ready to cancel to sell the house.
so we decided to cancel the home loan and then we arranged amount from outside for high intrest and we bought the house.
Aug 4th to Aug 9th ShriRam Hyderabad branch was under quarantine. Aug 13th we went to our local ShriRam branch and requested for the cancellation of loan. We have written a letter also. The ShriRam manager told us that EMI will not debited loan is already cancelled, and he suggested me not to maintain any balance in by slary account, on 7th Sept i did not maintained any balance, on 15th sept Rs.9834₹ got debited.

I again contacted local ShriRam branch and manager also, they are telling load got cancelled but money is debiting.

Please help me in this, I'm waiting if Oct 7th again emi with debit or not, if debited what should i do?

Amount was not used by us but still EMI are debiting. What i can do in this?

Regards,
Abhilash.

I have housing loan in guntur branch. Andhra pradesh. Housing loan account no. Shlu0000096. I submitted appl for issue of outstanding balance amount to close the loan on 15.03.2020. But still guntur branch people are not responding not properly, most irresposible towards customrers. It is most necessry to me. Who is resposible to the additional interst even i am ready to close the loan. Abnormal delay. Pl take necessary action and rectify my problem immediatly.

With regards,
M. Srinivasa rao
Loan no. Shlu 0000096
Guntur branch. A. P

Hi i am here to notify you that i wont be able to pay the emi as the government has clearly mentioned the emi shouldnt be deducted unless the until we resume back from covid -19 situation.

If you still continue deducting my emi i would have to take it to higher authority.

As clearly suggested by jan dhan yogna under PM's custoday the monthly EMI's should not be debited from our bank till the lock down gets over.

Name:- Upendra Joshi
Mob :- [protected]

Durga prasad and saravanan from chennai branch of shriram housing using abusing words to customers and many more. I heard recently from many of the customers. If one due is late also they are talking too much and coming to the working companies and disturbs work, going to the relatives house and create problems and lot more things. Even their manager is also not taking any action against after i complained a lot to them. Created a too much pressure to me in different ways. I am planning to file a case against them to protect basic humanities from loans.

I am adding the photo of Durga prasad, dont take loan from shriram housing finance. Ur life will be over. Interest is 13.5%
too much o[censored]nwanted fees.

Such Fraudulent peoples, too much fees, no organised sector, talking to a customer very bad manner, telling any lies to collect dues. Mainly Chennai branch is poor. Durga prasad, Saravanan and Upili Srinivasan are the three from collection departments are very poor in customer handling and they are keep gundas with them and shouting in front of doors for one due late in front of house.

M from vadodara through reference i gave my file for getting renovation loan from shriram housing finance. Executive came home took file & also cheque of rs 5900/- shriram housing finance ltd name on 17.02.2018 (Saturday) saying that its for processing fees..
On 19.02.2018 (Monday) cheque was deposited by that person without any process being happened for loan. Not even evaluation had happened. Person for evaluation came on 20.02.2018. Coz of their non transparency reason we cancelled taking loan from there.
Now when m asking for refund of rs 5900/- which they charged before processing they are refusing to refund & giving excuses. Not even once anyone of officer or executive who had home never told that this amount is non refundable... Also now they are not returning my personal documents. They are asking to give application if i have to get my personal documents back...
They are cheating with ppls hard earn money. Its very bad. I want my hard earn... Please help to ressolve my probs

One of the legal vendor sba in kolkata sector usually release most of files against registration which will be mandatorily be conducted through them otherwise most of files are unnecessary hold due to unethical reason and most of proposed borrower under compulsion of the said vendor compelled themselves to agree on registration against huge consideration.

Sir, this is katchi mohammed had availed loan with you earlier wide loan account no shlhtiru0000078 for 10.43lakhs which has got closed against a cheque dated[protected] and subsequently documents was also received on 15/04/2017. But so far modt discharge has not been done as i have to submit the same to other hfc where i have availed take over + top up loan. Whenever i had been to your tirunelveli branch there were no response.
Kindly look in to this issue and resolve it
Otherwise it will be escalated to your regulator

This was with reference to my Housing Loan transfer from AU Finance to Shriram Housing. This entire journey of transition has been a huge nightmare for me from the very beginning. I have been made to run from pillar to post right from the start and this has been a huge harassment for me. I got my sanction letter dated 23rd July and then after that even after paying the franking, PF and all other finance to get the Loan closed. Then I was...

A lady namely NITHYAGOMATHI , She is a realy time money eater, initially she was asking me for the 2% commission , when i refuse to give , she was very openly said "no worry madam i will take your file withing 10 to 12 days i will confirm you the loan process and let you know" she understand verywell that i wont be giving her bribe, she has thrown the file aside and kept quite, whenever i call for an follow up she ask Muthukumaran...