Sunmarg Welfare Society (Suraha Micro Finance) Complaints & Reviews

Dear customer care... The mobile loan apps are not seems to be authorized by rbi's mou. Threatening calls, violation of human dignity, too much interest and processing fees, access to my personal contact list, financial scam is there. I am so much affected. I am trying to talk to the customer care agent. Kindly help me.

I need of money in august 2017. I searched on quikr.com and after giving my contact details there. I received a call from [protected] named as neha & she told me you send address proof, id proof, salary slip & bank statement to this whatsapp no.[protected] & i sended the document to this number. Second day i received a call from [protected] named as mr. Sharma from nbfc pvt ltd, he told me my loan in sanctioned with rs.1.25 lakhs, but to get that money i need to pay rs.86300 (Amount will be refundable with your loan amount rs1.25 lakhs). After paying rs 86300, he demanding another rs 20000 for guarantor to my loan. I said to him please refund to my amount, he told me maximum 15 days till amount refund in your account. After that his not pick my phone not reply to my msg or whatsapp. Plz help me for refund amount 86300. I am already save the sms send by him. I am sending transfer payment screen shot & msg proof in attachment.

Respected Sir

My self Deepak Gangaram Patil Rural salaried personal loan as per discussion in bajaj finance employee Atul wani Upendra patil &ATUL DESALE Bhadgaon&pachora branch loan sanction in 236006 at a ROI IS 13.50% emi paid per month 6589 MY loan a/c no is 4N6RSL08079776 emi start for 02.04.2015 to 02.02.2016 total 11 month EMi Received 72, 479.00 regular paid by me but ROI 22.53% taking the bajaj finance today i have receive the massage in register mob no [protected] so find statement & screens shot please co-prorate and need-full action


Thanks&Regards

D.G.Patil

Mob No [protected]

Banking regulator, Reserve Bank of India has cautioned customers against unregistered non banking finance companies (NBFCs) and sec 25 companies dealing with money marketing which allure customers by offering high returns on deposits and claim to have RBI registration.

The central bank has also said that all complaints of this nature should be addressed to the Economic Offences Wing of the state governments concerned.

"It was reported that some individuals, firms, unincorporated association of individuals (unincorporated bodies) or marketing companies and companies engaged in money circulation schemes have been collecting money from the public by making tall promises of high returns, either through issue of advertisements or by sale of products," the RBI said.

"Money circulation schemes are banned under the Prize Chit and Money Circulation Schemes (Banning) Act 1978 and the respective state governments have the power to take action against the persons involved in such schemes," RBI said.

The apex bank has also generated a list of 300 registered NBFCs which are permitted to accept deposits.

"No NBFC outside of this list can accept deposits from public. Doing so is clearly fraudulent and has to be investigated by the law enforcement agencies in the normal course," the RBI said.

Punitive action like cancellation of Certificate
of Registration (CoR), prohibition from
acceptance of deposits and alienation of assets,
filing criminal complaints and winding up
petitions in extreme cases, appointment of the
RBI observers in certain cases, etc.
Co-ordination with State Governments to curb
unauthorised and fraudulent activities, training
programmes for personnel of NBFCs, State Governments and Police officials.