[Resolved]  Account — Charges for Return Cheque.

I opened up my account with this bank, on 1/10/07 I recived a confirmation SMS on my cell till now I have not recived the welcome kit till now, is this the kind of service provided by you then I guess you will definately stay in the Indian market.

account — bill related problem

hi
this is my payment receipt i have pay the bill on 23/52009 but still it is showing due usually it use to get cleared from my account through ECS but this time not clear so i paid through cash
my mobile no is [protected] and the complaint no is 27540762 do the needfull and again they have send ECS of 1424.62 but my bill was 709 my account bal was 809 sufficient to clear my bill but they have send 1424.62 so it got decline and i have attached the bank statement in which my ECS decline charges 225 rs they have charged this month bill is also not been cleared it is problem from airtel

account — account opening

I wanted to open an account in state bank (thousand lights,CHENNAI).First i contacted branch manager(relations) he told there is no form available so go and contact some other branch.I asked if i bring form from some other branch can i open an account..reply""i dont know"
then a lady in bank(employee) advised me to contact branch senior manager.He told a peon to give the the account opening form..TO MY SURPRISE I SAW HUNDREDS OF FORMS INSIDE THE TABLE.
In the form i mentioned that i have a sbi account in nandambakkam branch(chennai)..i never wanted to close that account.when finally after completeing the details in form i was asked to contact the same BRANCH MANAGER (RELATIONS) who got a chance to screw my happiness as he saw i have arranged a FORM TO OPEN account.He asked that lady(employee)to tell me "get lost" and come later as some manager is not available and also new account cant be open as i have an account already..
I DONT KNOW IF I WOULD EVER GET ANY RESPONSE FOR THIS WRITING>>BUT STILL I WOULD WAIT>>>BECAUSE I STILL BELIEVE SBI will take strict actions againt those officials..
VINEESH [protected]

account — not received the cheque

Dear Sir,

ref: A/c No.[protected], Cust ID: 6789620

I was an account holder in HDFC bank, G C Avenue, Kolkatta. I had closed the account on last september, at the time account balance is Rs.15,492/- The bank authority told me they would send the cheque for Rs.15492/- through my address. But I have not received the amount till this time. Please do the favor.

no one can gives the detail of current account opening,
pls can you help me for account opening at dadar prabhadevi branch.
thanks

some banks charge certain percentage of the cheque amount as 'cheque return charges' ; some banks charge a fixed amount as 'cq rtn chrg'. check with ur bank, the logic behind that rs.551/- and you always have to be careful with these private banks. please read the terms and conditions, before proceeding further.
"Complaints against any Financial Institution may be made directly to the concerned Departments in Reserve Bank of India."
http://www.rbi.org.in/regionalbranch/ahmedabad/complaints.aspx

Hi,

I too hold a salary account with SCB and the same happened with me a week ago and the same amount of Rs 551.50 was deducted. The pity is that my cheque was for amount = 250 Rs and the charges were more than double of the amount of cheque. Did you find out the reason for the deduction of 550.5 Rs?

From
Samira Katvelia
Ganeshpuri, housing Board
Mapusa-Goa.
Pin Code-403507

Date – 06/07/2014

Subject-To clarify details about the car loan that I have taken from Bank of India, Ganeshpuri, Mapusa –Goa.

Dear Sir,
I am holding an account (bearing no-[protected]) in Bank of India, Ganeshpuri brance, Mapusa-Goa. I had taken car loan from this branch on 8th October 2009, for the duration of 60 months along with the interest rate of 10.25% and instalment per month came upto Rs.13, 493/-This scheme was told to us by the then bank manager which we applied to. Accordingly money was deducted from my account to pay from the same.
After 1 year, interest rate was increased by the bank at the rate of 11.5% but the bank went on deducting the amount according to the old interest rate i.e 10.25%. The increased 1.25% was never deducted and now penalty interest is been charged on it for non payments on time. Bank never cared to inform me about all this due to which we are told to pay extra amount.
I came to know this recently and when we inquired about our loan, the bank said it is according to the RBI rule. I want to know what is the RBI rule regarding this and why I am being charged extra when it is the fault of the bank who did not deduct the amount on time and also failed to inform me about the same.
The current rate for car loans is 10.5%. According to the loan sanction letter of the bank my interest rate was a flexible one, based on that I should be charged but the Bank is still charging us 11.5%interest, when it is clearly mentioned in my sanction letter that instalment/interest to be served promptly.
I would also like to bring to your notice that my loan duration of 60months will be getting over in the month of October 2014, according to which 5 months instalments were remaining from month of April onwards which comes up to Rs.67, 465/- but according to bank it is Rs.1, 02, 278/- how is that possible, The bank is not clearing my doubts regarding this. I am sending you the scanned copy of reply of the bank in the attachments.
I would therefore want you to reply and help me with how to go about this situation before the installement period gets over.
Kindly reply at the earliest.
Thanking you,
Yours sincerely,
(Samira Katvelia)

Hi... I m Dinesh Kumar my no is [protected] I have transfer my fund to other account but your are already process. What is bheviour guys, pls short out my problem otherwise I m going to legal. Thanks

Sir, my account has been suspended so please reopen my free fire account that has ur goodness n afcos mine