[Resolved] Alcatel Lucent India Network Management Ltd — Plz remove my name civil list

sachin dwivedi

from Delhi, Delhi

Address:

West Delhi, Delhi

Hi
My name is Sachin Dwivedi and mycard number is [protected]. I am working with an MNC. On nov. 2009 i applied for hdfc bank credit card in year 2005, and card expired 2008 and card is invailied but I never use it and I have receive NOC. and after that I apply new card year 2011,presently iam using it .on behalf of my account come offer personal loan, and applied it and quote ref. no.18129604 ,and personal loan rejected because my name entered civil list. Personal loan department. Says that reason is credit card.plz sir can you suggest me what to do next?

Regards
Sachin Dwivedi
M.No - [protected]
E.Mail ID = [protected]@yahoo.co.in

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Aug 13, 2020

Complaint marked as Resolved

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Comments

Tim@DebtDoctor

from Bangalore, Karnataka

Hi Sachin, This is a very common problem people face. You have to understand that immaterial of your default or good payment track record your name will be on CIBIL. CIBIL maintains data of all customers who have some time or other borrowed or used different debt products. However if your loan is getting rejected because of CIBIL scoring we can advise and work with you on improving your credit scores and also we can counsel you on good financial management skills along with discipline to avoid getting into such situations in the future.

You can visit our website www.debtdoctorindia.com for more details alternatively you can call me on 30732226 or 30732222 and talk to me in details.

Regards
Timothy