[Resolved] Barclays Bank — Issue of Credit Card | |||
Dear Sir/Madam I applied a personal loan in ICICI bank but after a week bank refused to give personal loan & gave reason o[censored]npaid amount of credit card of Rs.29582.They told me, in past i have used credit card of other bank & till date i have not cleared the amount & right now CIBIL is showing my name in record.I have also applied loan in other bank but no bank is ready to give me loan due to less CIBIL score. But i have never applied or used credit card of any bank in my life & from past i am using only debit card. In last i contacted to CIBIL office where i got some information related to this credit card.I find that any unknown person have used credit card of BARCLAYS BANK by using my name & pan card no.The record showing my name (Vipul Sharma) & Pan card ,which is correct but other information related to address(residential & office),email-id.& contact no. was wrong. How could any unknown person make the credit card by using the documents of other person & how bank can issue credit card on receiving wrong documents. Credit card information- Name of person-Vipul Sharma(Unknown) Credit Card No.-[protected] Amount due -Rs.29581.82 Bank - Barclays. I am living in DELHI from last 7 yrs..But document submitted in record showing address of noida & andamans which i have never seen. For discuss this issue of credit card i contacted at Barclays Bank,Nehru Palace branch where i could not get any satisfactory response. Bank told me to contact Kotak Mahindra Bank,Vikas puri where he will help me to sought out my problem as now Kotak bank has take over barclays bank & responsible for all communication.Now i don't know which bank will resolve this issue either barclays bank or kotak bank. Kindly resolve this issue as soon as possible. Regards Vipul Sharma Mob.-[protected] New Delhi Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 3 Comments | |||
Comments
its CIBIL not civil - CIBIL is an agency which records the transaction of credits which includes credit cards and loans.
You can get you CIBIL report from cibil by paying just 142/-rs anyways ask Barklays bank the card number and ask that guy to get the full information about the card demand a copy of complete file from application to approval to delivery to till date statement.
Tell that guy point blank do whatever they want and warn them to be ready for a rbi action from banks ombudsmen and criminal cases against them.
To me it seems that there is a gang operating who collects information about people and they show up fake statements
You can get you CIBIL report from cibil by paying just 142/-rs anyways ask Barklays bank the card number and ask that guy to get the full information about the card demand a copy of complete file from application to approval to delivery to till date statement.
Tell that guy point blank do whatever they want and warn them to be ready for a rbi action from banks ombudsmen and criminal cases against them.
To me it seems that there is a gang operating who collects information about people and they show up fake statements
should file a case against the bank. How can they approve for a credit card without proper verifying.
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Barclay Bank Credit Card — WONG INFORMATION
Dear Sir,My name is ANKIT GUPTA. Presently in am living in rudrapur uttaranchal.
I have a complaint against BARCLAY BANK.
Two years back i was living in greater noida n applied two credit cards one was from ICICI bank n another was from HDFC bank n after some time i got those credit cards.
Now after two years Barclay Bank made a communication to me that i have got a credit card of barclay bank and some amount over that card is pending. it is approx Rs.3200/-
And due to not paying the amount my civil report has been spoiled.
Even i never received any kind of credit card from barclay bank.
They are saying that they have my paper in their records.
Twice they communicated me the same problem and i made request them to check where and to whome they have delever the credit card.....
where n when payment has been done thru this credit card.... and then make me confirm what is the problem....
even i dont know the number of that card...
if i have received the card n they have proof of that.....i ll pay them amount....
but bank is disturbing me..... and spoiling my civil record.
plse look in the matter and suggest me what to do.?
with regards- ankit gupta