[Resolved]  ICICI Bank Pvt Ltd — MAB - POLICY CHANGE

Address:Ahmedabad, Gujarat

This is Darshak Vaghela, holding an ICICI saving b/a :[protected]. My complaint is related to the minimum average balance charges that bank has debited from my account without even notifying their policy changes, if any. ICICI bank is simply debiting amount from my account. I get monthly statements but I have never got any information about the policy changes & quarter period(decrease from 90days to 30days). I think ICICI bank is not even following the guidelines mentioned by RBI. Previously they take the average for a quarter to check the minimum balance but suddenly they changed without any information.
Please find the below details for all the transactions made by bank. I tried to get in touch with the manager but they say we can't do anything about this.
07/02/2013 MABChgs-Jan13+STax 30.9 DR INR 280.90

refund within week or i'll close my a/c.
Please take some action against this bank for not complying RBI standards / guidelines.
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Aug 6, 2021
Complaint marked as Resolved 
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ICICI Bank pvt Ltd — Cheated by giving wrong commitment and took the money

Hi,

This is Dannie from Arumbakkam, working as a Sales Manager in a Commodity Broking Firm. I have taken a new two wheeler. For the down payment of the vehicle I required fund, so I sold my vehicle to my friend couple of week’s back. Since I required money very urgently he got the money for Finance. He was asking for NOC, so I went to ICICI bank on last Thursday 29th June 2008. They said if I apply, I will receive only on 1st of July (Tuesday). Since my friend got money from Finance, he is paying interest for it. So a person by name Mr. Rajesh (Sales Executive) from ICICI Direct who sits in Southern Motors – Anna Nagar Branch said he will get the NOC in a day’s time and got the payment of Rs. 1690 (Cheque bounce charges of my old vehicle) from me on Friday evening. He committed me that he will give NOC on Saturday evening. So I also committed the same to my friend.

But from that day onward Mr. Rajesh switched off his mobile and not responded anything till Wednesday (2nd July 2008). But I was answerable to my friend about the NOC which I dint get. He started shouting on front of my house because he is paying interest for the money he has given to me. On Wednesday morning when I tried his number he picked up the call and said he was out of station, which I felt it was a wag answer. Till Wednesday I was having a problem which I could able to sleep properly and not having a peace of mind because I was pressurised by my friend.

Mr. Rajesh told me on Wednesday that he will get it before end of the day. Evening I called he said he paid the money which I have given to him on 29th June 2008 and he have sent his friend to get the NOC from the bank to Ambattur. So I told my friend that I will give NOC by evening. From that time onwards, Mr. Rajesh stopped picking my call. I tried from 5.00pm to 7.00 pm continuously to his mobile, but he dint pick the call. I am totally vexed calling him. I was helpless I couldn’t able to answer my friend; he started asking me to pay the interest for the money I have received form him, so no other go I paid the interest from my hand for doing nothing. I had exam next day which I couldn’t able to concentrate and study. I got mind block because of this.

Next day ie on Thursday (3rd July 2008) morning 9.30 am I went to ICICI Bank Anna Salai branch to check whether he paid the money or not. But he dint pay the money which I have given to him. So I paid the money by myself and cleared the money and applied for NOC.

Same day I went to Santhome branch of ICICI to raise a complaint against him. I met Mr. Umapathy (Sales Manager) and told him the matter at 4.15pm. He called Mr. Rajesh from his mobile and asked him to come to Santhome immediately. He dint inform Mr. Rajesh that I am there near him. I waited till 5.35pm. Then Mr. Umapathy came to the waiting room and said Mr. Rajesh bike is puncture he will be coming in 10 min and took me to a tea shop to speak casually.




After coming down only I came to know him playing game with me. He said Mr. Rajesh found something wrong is going to happen for him and he said definitely he will not come to office. I have a doubt that a Sales Manager is calling from the head office and a executive can’t come and meet him is it? Chanceless, I can’t believe this.

Mr. Umapathy took money from the ICICI Bank ATM at 5.50pm and given it to me. He knows very well that I am pissed off. I told him that I don’t want the money, but I have to see Mr. Rajesh face to face. But Mr. Umapathy gave the money to me and sent me home escaping Mr. Rajesh from meeting me. Mr. Umapathy said the thing which Mr. Rajesh did is against law of ICICI Bank; they are going to terminate him. But I don’t think he will do to that. He is trying to safe guard Mr. Rajesh. Mr. Umapathy said he will fix conference call at 8.00 pm. But that also not happened. He is playing excellent drama.

One full week I was fully stressed because of Mr. Rajesh and he is enjoying his life with the help of his higher official. Net I am in loss. I have paid interest of Rs. 3000 to the financer and not met Mr. Rajesh and not spoken to him. I dint went to Sathome to get the money of Rs. 1690. I went there to raise complaint about their employee. But the higher official safe guarded him. So I am going to raise a case against to the people involved in this. I may go to consumer court. If I dint get justice from the ICICI Bank. Mr. Rajesh has not felt for me complaining in head office. I have the proof for that. Is ICICI is running the business with this kind of fraud people? That too this happened in the head office, really disgusting. Whomever reads this complaint please help me out. I have good opinion on ICICI Bank. I hope at least this time I will not be cheated.

Mobile Numbers as follows:

Dannie: [protected]
Mr. Rajesh: [protected]
Mr. Umapathy: [protected]
sir i complain 06.10.2008 my cash 2500 rupees axis atm machine inside so i want amount 2500 immediatly pls retrun my amount u verify my SR no is more so u check pls my account no .[protected]
pls check my complain i want 2500 rupees cash drop place arni axis atm my a.c .vellore branch
Dear Mr.Darshak,

We have made a note of your account number. Our official will get back to you soon to assist you.

Regards,
ICICI Bank Customer Service Team.

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