[Resolved]  CIBIL — CIBIL Report

I just applied for Kotak cards and they came back rejecting my application stating my CIBIL report is negative. I dont know even know what the hec is that. The least I expect is someone informing me about any thing like this.

My current status, ZERO default on my credit card, loan..and car loan.

I closed two credit cards in the past (ICICI and SBI)---8 years ago...why? worst service and highly unprofessional.

Does this report works one-way?
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Aug 14, 2020
Complaint marked as Resolved 
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I am Rahul Deshmukh DOB:[protected]. I have applied for credit card which was denied. I am thus suspecting problem in CIBIL report, though I am having good repayment track record. I have sent multiple requests to CIBIL to provide me with my credit report but they don't seem to be interested. Please help me, I am not getting any loans.
I am not able to get loan in any of the banks. I am suspecting that I have become defaulter in CIBIL.
I had taken a loan in MAr-2006. But now It is cleared fully. But in between I have missed 12-EMI's and I payed Directly Cash after the EMI date. This is causing me problem. Please help me to come up with this issue
how can i search my name in cibil defaulter list
pl verify the cibil report for defalt
sir i requested for a personal loan and i gave all the requried documents they said that my name is in defaluters list they told me there was default in credit card and homeloans then i got nodues for the creditcard and also my home loan was perfect paid till date but cibil told i had default in homelaons.
sir please i want knowwhat deault i have done.Plese send me the raply for the mail


M.kumaran rajesh
Please give to the cibil report.
sir
I Surinder Kumar Chopra my pan card no is AHYPK8397F. i applyed a lone in PNB but he says you are received a loan approx 5 lakh but i am not received any loan accept city bank home loan, so please conform
whose bank is show my phone no is [protected]
i need my cibil report
AS I HAVE APPLIED EDUCATIONAL LOAN FOR MY DAUGHTER IN IDBI BANK, THEY HAVE CHECKED WITH CIBIL REPORT ABD CAME BACK SAYING THAT THERE IS SOME LOW AMOUNT PENDING . BUT TO MY KNOWLEDGE THERE IS NO PENDING FROM MY SIDE, PLEASE FURNISH THE DETAILS OF MY PENDING PERSONEL LOAN AS OF NOW PAN CARD NO. AGBPP4734H
It seems, to the customers, that the RBI had given a very cruel tool in the hands of these bank officials to deny the genunie needs of the customers despite they had cleared all the dues, errors on the part of banks had no chesk whatsoever and ultimately the peoples are made to suffer for no reason of any sort.The RBI must had given a good option to get the name deleted of the person having solid proofs of clearing all the dues to the respective banks otherwise it seems to be a real DICTOTORIAL attitude of the banks to deny the basic needs of the deserving and having a good paying capacity.The banks must be allowed to give due watage to the deserving cases.May suggest the other options to get the better life opportunities regarding the loans sanctions in such cases...
dear sir, i have status my cibil report . how can i get in my cebil report .
I need Cibil report

regards
Bhimsingh
date of birth 05/05/1979
Contact number is [protected]
Hyderabad
Hi,

I think this cibil report is just a dictatorship for banks and customer's are suffering because of inefficiencies of banks. Banks are putting names of consumers without any investigation which highly unethical and unprofessional. Now, the bank executives are demanding anything and if you refuse to pay them their unnecessary dues, they threaten to put your name on cibil. I think RBI has given banks a tool which they are misusing to conceal their inefficencies. There should be a credit history but it should not be maintained by banks but rather by a neutral party. Executives in banks know that whatever wrong things they do only customer is going to suffer and pay.

This system should be scraped as soon as possible if we want a healthy and consumer friendly envionment around.
dear sir, i have status my cibil report.
Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.

Mayank Jain
DOB: 26/10/1984
I would like to avail an housing loan from IDBI, and as per the CIBIL report, some outstanding is shown in the statement of Rs. 87057/- and last payment done on 04/2007 and my control no. is[protected],
but according to my knowledge and understanding, there is no such outstanding. I have cleared all the dues. Kindly let me know which bank is this, as I can approach the bank for N.O.C.

Secondly, it also shows that, I have enquired of Rs. 1.0 crore from some credit card on 31/05/2007, 1.0 crore is a such a huge amount for me as a salaried person, which will not even appear in my dream. The thought is also very scary for me.


Thank You,
Sushil Kotwal
[protected]
Dear Sir/Madam,
being my current loan status normal. my cibil report isnegative. the loan stated default in cibil report is not part of my loan profile. kindly provide me the details as soon as possible as one of my loan proposal is pending for it..
My name is Mohammad Firdous, pan no-AABPF5707A, DOB 29/09/1973. Pl send my CIBIL Report. Thanks
Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.
matlushaikh
dob[protected]
Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.
matlushaikh
dob[protected]

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