[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

How I can check my reports in CIBIL .

please guide me .I have three existing loans.I need to check whether I have any report in the CIBIL


thanks
regards
Nagaraj

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

sudip

Ranjan Kumar das — credit card phone banking

I am Ranjan Kumar Das holding a credit card of your bank and i am not satisfy with your telebanking. Not a single time I got the line or no one is pick up the phone for customer request. The helpline of telebanking is just to listening music that too instrumental. This is very embrassing for a customer . I cannot get my information or talk with different problem with phone baning officer.If you all are not equiped with credit card handing then you should not introduce this card facilities.All others cards phone banking is very fine to contact with. Because every time it is not possible to contact with mail.
I hope you will take care of this problem.

Thanking you

Mr. R. Das

hello sir,

i have applied car loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.

sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.

sir now i want loan but any bank is not giving. sir please suggest how can get a loan

regards
harish

Sir

i do have credit cards outstanding for the past six months, coz i lost my job.

will i be able to get loan from bank to close the credit cards dues when iam in a job.

Thanks and Regards
Senthil

I have applied a personal loan, at before there is an auto loan and personal loan, ia haved only two loan but family creadit is telling that thre is more 25000.00 loan, show me the track report, If i din, t avil any 25000.00loan the how can i show them atracjk report.
So I would request you to please tell me how can i see my cibil.

Thanks
Sanjiv Prasad

How I can check my report in CIBIL
Please guide me.I have two loans existing loans.I need to check whether I have any report in the CIBIL.

Thanks
Regards
Ajeet singh

CIBIL A TADA LAW
by on Apr 27, 2008 12:34 AM | Hide replies

CIBIL is governed by Credit information companies act 2005, it is looked after by Reserve Bank of india.Cibil should provide once Credit information for the payment of Rs.100. this is th egovt of inida act. CIBIL cannot deny individuals information by the CIBIL, compain to RBI, DBOD division. a case can be filed in the court by the RBI. the cibil can be punished for a fine of rs. one lakh and the officers of the CIBIL can be jailed for one year.

come on use the opprtunity provided by the law and get out of the CIBIL

credit information companies regulation act is akin t TADA law.
it does not have the rules to enter the data into CIBIL or rules to delete the name from the CIBIL. once your name is put into the data base you are jailed for 7 years. no enquiry no appeal
this will benefit banks they can charge interst upto 100 percent per annum. if you fail you can be cibiled for 7 years. it is the reverse of east india rule

come on fight for the change or survival.

even the RBI is not willing to file the case against CIBIl.
they are all powerfull and money full
unity is power
use the provisions in the law and get solutions

TIRANGA DE

How I can check my reports in CIBIL .

please guide me .I have two existing loans.I need to check whether I have any report in the CIBIL .

Dear Sir,

At the outset let me introduce myself I am Ramesh G Kulkarni ( DOB 17th May 1971) presently working with national newspapers from last 17 years as chief manager.

I hereby wish to share with you that my past experience in dealing with financial institution(ICICI, Barclay, Hsbc, Hdfc) is not encouraging as most of the time the cases is rejected just because outstanding is wrongly reflected in CIBIL package.This information was shared verbally by financial institutions based at Nagpur ( Not ready to give this information in writing ) .

Perhaps long back all the outstanding was cleared by me, but I believe it is not updated in your system as well as not been informed to you by various concerns, thus I hereby request you to alter in my feeded profile financial details in order to avoid discomfort & humiliation dealing with financial institutions

I request you to cross check this piece of information with other financial institutions & kindly make the necessary changes in your CIBIL package . If required I am ready to provide you certificate & other details issued by Financial institutions to me.

Please help me to resolve this issue & provide the credit report of mine.

Looking forward for favorable response at the earliest.

Thanking you,

Best regards,
Ramesh kulkarni
Chief Manager
Nagpur

Dear Sir
How I can check my reports in CIBIL .

please guide me .I have three existing loans.I need to check whether I have any report in the CIBIL

Hi, Can anyone help me get a copy of my CIBIL credit report.

In banking terms a ‘Fraud’ is any wrong act which causes damage/s to the customer or the bank.
I have read the various cases and am serious on such a practices played by private, and non-private banking institutions for their entering wrong information in CIBIL’s CIR against any borrower. This causes damage to the credibility of the banking system as a whole and RBI cannot just go as a salient spectator. Serious action is a must and that too by means of attracting very serious penalty. When a borrower approaches any bank and due to fraudulent CIR of CIBIL the loan is declined, it should be noted that not only the borrower but this bank also does suffers as the efforts of its scrutiny are wasted.
The very root cause and source is the faults by the respective banking institutes and are not bothered to add up wrong entries into CIBIL’ Database or wrong information about the borrower. They also many times do not bother to take consent of the borrower as is clearly insisted in the process. Thus the procedure is blatantly flaunted by many institutions. Thus is a serious public fraud.

Solution: for each such a wrong entry or the fraud, the CIBIL institute members to be punished with a sizable sum of heaviest penalty by RBI, Rs. 10 Lacs for each such entry or even scrapping entire such list (enlisted by the respective defrauded institute) to make it error free and 50% to be paid to the borrower as a compensation for the damages to the respective borrower.
I am sure in shortest time the problems shall get over.

SIR I HAVE REGULAR REPAYMENT OF MY CAR LOAN AND PERSONEL LOAN FOR THE YEAR 2006 .BEING A GOOD REPAYMENT RECENTLY SOMEHOW MY NAME SHOW IN CIBIL AS DEFAULT IN HDFC BANK.I DONT GET CLEAR CONFIRMATION FROM ANY BANK.

KINDLY REPLY TO HELP ME.

THANKING YOU.

JAGAT SHAH.

I had applied for a car loan form HDFC, but the same was rejected due to CIBIL report. According to CIBIL I have some credit card amount written off in my account; I do not own a single credit card. I asked CIBIL to give me details of the credit card company so that the issue can be sorted out. They in turn have asked me to get a 9 digit control number from the HDFC that did the check from CIBIL. When I contacted the bank they said they would not be able to provide me the details as it is confidential.

I again contacted CIBIL, however they are not ready to share any details until I get the required control number. I am absolutely fed up and have being going in circle with issue. Can somebody help me? Does the remark on my account mean I will not be able to avail loan for the rest of my life?

await some help
Vidya iyer

hi
i have two credit card and i am having a problem in payment
kindly let me whether in in defaulter list and for what reason
regards
priojit ganguly

Hi,
Kindly let me know whether my name exists in the cibil list or no.

Thanks,
Sunny.G

Hi,

I wrote this main to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is dispute in same payments of 138Rs and they put my name in the CIBIL.

""My name is Anand, I want the CIBIL Credit Repot of mine, Becasue my name is in the defalulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me i m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
Why the CITI bank share my name with CIBIL, just for 138.00 Rs. Without any intimation to me.
I made all my outstanding clear with 140.00 Rs, but the CITI BANK will not in the mood to provide me the
no dues certificate and the CIBIL Credit Report.
Please provide me the details.I m very harassed form the bank side.""

If the bank shared my name with the CIBIL why the bank will not share the Credit report of mine with me. The bank is playing with the customers distributing the such stupid credit cards.

Thanks
Anand

Hi,

I wrote this mail to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is dispute in some payment of 138Rs and they put my name in the CIBIL.

""My name is Anand, I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me I m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
Why the CITI bank share my name with CIBIL, just for 138.00 Rs. Without any intimation to me.
I made all my outstanding clear with 140.00 Rs, but the CITI BANK will not in the mood to provide me the
no dues certificate and the CIBIL Credit Report.
Please provide me the details.I m very harassed form the bank side.""

If the bank shared my name with the CIBIL why the bank will not share the Credit report of mine with me. The bank is playing with the customers distributing the such stupid credit cards.

I am going to Cancel all my credit cards because of all these, I am not able to understand why my credit rank is low. :(

Thanks
Anand

i had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently..