[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

Sir,
This is regarding my HSBC CC which I got in July 2008.
In my first CC bill, my record reflects that TATA AIG Lifestyle policy premiums were debited from my card till August 2008. Immediately I called customer support people and informed them that I wanted this policy to be closed and I cant pay the premium amount. For that they referred some HSBC rule which says that this cancellation information I have to provide them within some 15 or 20 days period. But this rule information I didn't have. But still I informed those people almost immediately, i.e. upon receiving my first bill. From that day onwards I have been in communication with the bank people for reverting this amount and cancellation of my CC, which they couldn't help me out with.
Recently I was in touch with their recovery people in Delhi. I asked them about this dispute of TATA AIG Life insurence ... and they CONFIRMED that this policy have been cancelled and to my surprise they are now asking me to pay the annual fee of Rs.1500. I was clearly told that there is no annual fee on my card for the first year, which I got confirmed from their curtomer care people over phone. For this, those people from Delhi ridiculously told that since I have not swiped my CC even once HSBC is charging me an annual fee. This every thing is confusing me.
Though I wanted to close the issue, this confusion created from their side is stopping me from doing so. Now they are blackmailing me that my name will be referred to CIBIL if I don't pay the annual fee .
Help me out in settling the issue and saying good bye to HSBC for ever.

Hello sir,

i have applied personal loan. everything is fine but at last Bank people send the letter that, Requirment has not be fulfilled due to CEBIL Information.

sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank.

sir now i want loan but any bank is not giving, please suggest me the below,
a) How can get the loan.
b) My name can be removed from CEBIL through NOC Letter from the Bank.

If any body help me to get the details, i will be very much gretful to them.

Thanking you in advance.

A home which ive not taken reflects in my CIBIL records. What Im supposed to do

Dear Sir,

This is K.Sridhar ( DOB 04th October 1978) presently working with private company.

To be very frank with you two years back my close friend used my 5 credit cards for purchasing articles for his marriage and after marriage he has not given money regularly and somehow i have managed and almost gone for settlement with two banks sbi & scb and got letters (6 months back only)also but now in defaulters list my name is appearing for the following amounts
1st card Rs.100
2nd card Rs.1000
3rd card Rs.10000
4th card Rs.15000 hope SBI
5th card Rs.15000 hope SCB

I don't know the name of the first three banks.

Kindly advice me immediately to remove my name from the defaulter's list.

By god's grace i got housing loan and for the last two years i have been paying without any late payments.

Please help me to resolve this issue & provide the credit report of mine.

Looking forward for favorable response at the earliest.

Thanking you,

Best regards,
K.SRIDHAR

Sir,

I have applied for a personal loan but the same is under objection. The bank raised the objection that my name is appeared in the CIBIL with payment due.
It is to stated that I had two credit card one from standard chartered bank and another one from SBI. Both the payments of the said cards have been settled in full and final. The payment was made vide receipt No. of 40316 dated 15.7.04 for Rs.9710/-in cheque in favour of standard chartered bank and SBI card receipt no. 1889194 dated 19.5.04. for Rs.3000/- in cash. The said account is closed. No information was recieved to me that my name is till date exist in the defaulter list in CIBIL. I am surprised to see that why my name is showing as defaulter when i make the full and final payment. The information may kindly be updated on CIBIL. I shall be very thankful to you. If any formality is required please inform me at the earliest as possible. I feeling very tense. Hoping for favourable response

how can i check my credit statement . my sbi card No.[protected] and scb card No.[protected]

dear sir,
Kindly let me know whether my name exists in the cibil list or no.

with regards

c m varma
coimbatire

how ican check my reports in cibil

please guide me need to check whether i have any report in the cibil

thanks

s.shsjahan

Hi,

Kindly let me know whether my name exists in the cibil list or no.

Thanks,
Mohammed Jameel

Regarding My CIBIL Defaulter List — to know my name is into the cibil defaulter list or not

hello sir this is BISWARANJAN SENAPATI, DOB:[protected], FATHERS NAME :-BENUDHAR SENAPATI, PLEASE CAN U CONFIRM ME IS MY NAME IS INTO CIBIL DEFAULTER LIST OR NOT, RECENTLY I APPLIED FOR A LOAN IN TATA FINANCE, THEY TOLD ME THAT MY NAME IS INTO CIBIL DEFAULTER LIST SO PLEASE HELP ME IN THIS REGARDS.

Hi, I have been trying to get my credit report since months now. Can you please help me with a source to get my credit report.


Regards,
Revanth.M

Hi,
I am an advocate, I have applied for the car loan in State Bank of India, for seven days they have done nothing, and after that they said your file is misplaced, however they found it on very next day and told me that my loan is sectioned, and I will get a delivery order soon, on the same day the bank Informed me that my name is reflecting in CIBIL, I have recollected that there was an old credit card issue of HDFC Bank which I have closed in the year 2007 by making full and final payment or Rs. 1300/- and after that no notice and or any communication by any bank or institution is served regarding non payment of outstanding dues. I have shown the letter form the bank and payment slip to the SBI, surprisingly they have told that we will discuss your issue and revert back to you, I do not know as to which bank had put me in to CIBIL whether any money is due to any bank? ... I think bank officers should use their brains and take proper decisions, However I have applied again to the HDFC Bank for car loan and I am sure that I am going to get a loan instantly because its only HDFC Bank who had put me under CIBIL, this is also one way of getting business.
This is what the government of India does with its citizens who pays tax, (direct and indirect) earn revenue for the country, obeys every law and still at the mercy of the authority who may think that you are not national of this country and may demand your passport or confirmation as to your existence
thanks for reading
hope system will improve

I want to know my cibil report.

I want to know my cibil status.

i had applied for the kotak mahindra credit card.and they have refused for the approval of the same.
i kindly request you to tell me the reasons behind the disaapproval of this card.


my d.o.b is 07-08-65

I wanted to know how to remove my name from the CIBIL report as I have cleared the dues. Thank you.

I am having 4 credit cards
Now I am settling my dues one by one.
What is my status in CIBIL REPORT
reply me immediatley to my mail please

DEAR SIR,
HOW I CAN CHECK MY REPORTS IN CIBIL.PLEASE GUIDE ME

I have never taken Housing Loan of Rs 15000000.00 on 26/07/2008 nor taken any personal loan which are shown in your Information detail dated 28/04/2009. Kindly let us know the reason and details of such informations.

CHEAK MY NAME IN CIBIL OR NOT?