[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

i have one credit card and one existing personal loan i want my credit report to check whether there is any negative reports in my credit plese send me at the earliest.

Hi team,

I want CIBIL report because when i have apply for loan according to them your name in CIBIL.


Regards,

Devinder Jishtu

Dear sir,

I have credit card from bank since last 2 years but in the last year bank offered me new card with execess limit against existing card but now i applied for loan and in cibil report there are two card outstanding but I have only one card and paying regularly and bank not agree on that my one card is live in currently though my loan file get rejected in bank please provide me details & guide

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

Sameer Bhanushali

from

Rajaram M P
PAN NO AFPPP5647A



Sir


I have applied for business loan ion State Bank Of Mysore three montyhs back. After all verification they refused me to give the loan because my name is in CIBIL .But they are not giving the credit details or CONTROL NUMBER. SO kindly let me know how to get my control no.


thanking you

Rajaram M P

I had not defaulted on any loan, but still my name is appearing on the CBIL defaulter report. Please revert urgently

I have doubts that one of the private bank might have reported negative in cibil list. Pls let me know the exact status of credit of my name in cibil to take further initiatives.

My name is Durga, I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List..they were asking me a credit card closure letter but i don"t have closure letter and also i don't no in which credit card i have the over due amount please help out to resolve this problem. and also tell me the credit card no and bank

regards,
Durga

hi
how can i register in cibil

Sir,
I Pinki Mehra I was Hold a credit card From HSBC bank My card No . [protected] I have already paid to bank Rs. 4000 date 04/05/08. but My name show in cibil, can you explain me why show in cibil, I have bank letter which is no due in future.
So I request you to. please remove my name from cibil

my date of birth is 31/03/71
my contact no. is [protected]

NAME : SANTOSH DIGAMBAR JOSHI : AAYPJ 6168 J
NAME : MRS.ANUMUGDHA SANTOSH JOSHI : ADMPJ 3121 G

I had some disputed bill issue with HDFC bank credit card. I had used this card to make payment of a bill. It was used once of approx amount Rs 850/- . HDFC did not send bill in time or it was not reached in time. However on not reaching the bill, I have paid the amount but penalty was levied on me. After enquiry I was told of reversal. But after months with interest on the paid amount and further penalty bill was sent to me. There after I stopped using the card. But it was continued. There payment recovery agency harassed me for such payment. After a year they offered for settlement against an amount of Rs 1000/- ( fully extra amount for which I am not at all guilty), however for the sake of relief from the harassment from the bank I have paid the said amount of Rs 1000/- as full and final settlement with a letter from bank and receipt of the payment. But even after receiving the settlement amount they have entered my name in CIBIL report as high credit. Since HDFC is the owner and member of CIBIL they can write as per their own wish. Recently I have applied for a lone through which I came to know about this. CIBIL does not mention name of the bank that entered the name of the person in the Cibil report, due to which sometimes it is found difficult to identify that where the default is occurred and apply to the respective bank to rectify or remove the name from CIBIL.
ICICI bank loan department also did the same thing. I had a two where loan. Repayment of the same was done absolutely in time vide PDC without any kind of default. Even after one year of receiving and full loan amount payment, they have continuing to keep my name in CIBIL report due to which approval of loan is in abeyance. Thus the banks and institution are found irresponsible to use cibil an process to get relief is not easy and innocent people are suffering for this and CIBIL is telling since this is not under public authority, is not coming under Right of information Act. And individual have no right to know about their own history whether the same is malformed or in proper.

HI SIR
I WANT TO CHECK MY CIBIL REPORT

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

sumit

Hi All,

This is in response to all who is asking for CIBIL reports... As an individual you cannot get your CIBIL record or points from CIBIL. CIBIL will provide the data to only to its customers who has provided them the data of thier custemers. As an individual you cannot get the data even using the Right to information ACT 2005. The reason being that the CIBIL is not a “Public Authority” as defined under Sec 2(h) of the Right to Information Act, 2005.

Let me know if someone finds the way how to know the CIBIL report of an individual.
I would appriciate if you send an email to me at [protected]@yahoo.com

Thanks
Sreenivas

Dear All,

I applied for personal loan but my file got rejected as the bank is saying that their is a consumar loan on my name of Rs 37000. Would request you to pls clarify this as i have to get back to them.

Your early response is highly appriciated.

Regards
Charandeep Singh

Dear All,

I applied for personal loan but my file got rejected as the bank is saying that their is a consumar loan on my name of Rs 37000. Would request you to pls clarify this as i have to get back to them.

Your early response is highly appriciated.

Regards
Charandeep Singh

Dear Sir/Madam,
Myself Jai Shri, has applied for Personal Loan in Barclays Finance, where in CIBIL a personal loan in showing of amount 1.5 lacs, sanction date is 10th Oct., 2006, Control no. is[protected]. But on the contrary I have not taken such type of any loan.
Please check my status of my CIBIL about this loan, and revert me as soon as possible. I also sent a mail in CIBIL.
My details are given below:

Name: Jai Shri
Father's Name: Ashesh Srivatava
Date of Birth: 25th June, 1963
Pan No.: ACNPS3756N
Address: A-48, Bathla House Appartment,
I.P. Extn. Delhi-110092

Thanks & regards

Jai Shri (Vice Principal)

lic people have told me of credit balance in otustanding of approx 1, 50, 000 but i have never taken any loan please help how get this record correctd so that i can avail the loan further