[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

i was using a HSBC credit card after 6 months i realised that they are charging interest on very high rate, so i asked them to close my account & did the settlement .the recovery agent told me that your name will not be updated in cibil but recently i got a email by citibank saying that u cannot get credit card because you name is been found in CIBIL.

Hi Sir
I am joseph 21 year old. i am working in MNC.I took credit card from hdfc bank and i do not have a single loan on my name but what happen is my credit card was stolen from me and some has misused it
of 45 K and the bank asked me to pay the money i blocked my card the immediately once i found that the card is been misused. Now i did not make the payment for 7 months and the hdfc bank blocked my banking account and my whole month salary is gone when i contacted the bank they said the credit card department has blocked my card so i wanted to take a loan and pay my card but they said that i m in CIBIL list so i cant take loan. Now i have paid my whole amount for my card.

Can u please tell me who to remove my name from the list because i want to go aboard so i want to take a loan so please guide in wat to do now it would be in great help for me. my number is [protected] plz call me or mail me i will do any thing to remove my name from CIBIL plz If i can get loan it can change my life so please i request u to help me

Sir
I want to know the name of the bank which is showing me defaulter in cibil report and reflecting a written off amount of Rs25993/- and 2857/- in credit card accounts.due to this my doughter has been denied education loan as i am co-applicant.
my control number given by State Bank Of India is- 38, 92, 20, 589.
please reply soon so that my daughter education loan may be cleared from S.B.I
Regards
S.K DIKSHIT

A very simple procedure is followed by banks. Give money only to those who do not need it. Because, if you need money that means you are short of it. If you are short of it, chances are very high that you must have defaulted on some or the other loan. If you have defaulted even one emi out of 36, you will reflect as a defaulter. If you reflect as a defaulter you do not get Loan. Hence, Moral of the Story is Apply for a Loan only if you do not need it. Because, if you need it, you will not get it! CIBIL and DIBIL or BIBIL will only help the Rich...the ones who actually need loans for Expansions of their Companies or to buy Luxury Second Homes or to take over some MNC's. Try securing a loan to buy even a 1BHK, Your Chappals will wear out and your spine will hurt.

Use Cibil to become Rich - Make a FD of 1L with ICICI or any Private Bank. Get a Credit Card issued in lien of the Same. make 25k per month Spends on it for 6 months and repay the same. You will get credit cards of at least 12 Banks without even bothering to apply. You will also get PL upto 6 Lakhs. All thanks to CIBIL. Then it is up to you to use or repay and keep relations or to not with the Banks. This way ! l lakh can give you at least 15 L all thanks to CIBIL! The easiest way of becoming rich is this.

i was having 4 bank a/cs on my name, out of that 3 are not opretional (dormannt )i tryed to close all 3 a/c s but the repective bank has harresed me to close the acs i hav to pay arround 15000/- rs as interest & penlty to the bank evan after that they didnt provide me any writtin paper that my a/c is cloesed
so now i least bother to close my 3 a/c & that bank is send me letter evry month about my interst & penalty i am not in mood to pay any high amount & cloesed my current a/c

is that will affect my credit report with cibil????????

Dear Sir,

I am a big victim of Credit Cards 20 % due to my negligence balance due to bank problem. I was offered cards when my salary was very less around 4500 and since i was paying intially 5% amount which was the option (not knowing the impact) i used to pay minimum amount since my salary was very less because of this i got into the trap in other cards also. my credibility in other cards also affected so badly. In standcharted card i had used around 28000/- since i was paying minimum amount the amount started to increase like anything. I had paid minimum amount which was started with 600 to 6000 in a span of 5 years resulting in paying around 2.32 lacks against 28000/- actual usage. Since i could not pay full amount in single short i was badly stuck in the card. But i was so sincere to pay the minimum also for a longtime. Now that i am in better position better package when i am trying to apply for new cards my application is getting rejected because of my old credibility.
How can i come out of this as i had closed most of the cards by settling. But my name is still featuring in cibil. I wanted know what exactly it is showing and how can i improve the same. please help me

Reminder-1
Dear Sir,
It is requested to disclose of the name of the bank which is showing me defaulter forwritten off amount for rupees 25993/- and 2589/- against credit card.In the best of my knowledge ihad not defaulted anywhere and my daughter's education loan has been denied as i am the coapplicant.You are once again requested to delete my name from the cibil report and action deemed fit against the bank be taken.
My control no is- 38, 92, 20, 589 as informed by state bank of India.
Regards
S.K Dikshit

Would like to understand my Credit rating if any. Pl fwd it to my e mail

How I can check my reports in CIBIL?

Please guide me. I have two existing loans. I need to check whether I have any report in the CIBIL .

I want to know my credit or cibil report, because i am not getting any loan from any bank, please send the cibil report on my mail .

Reminder-2
Dear Sir,
It is requested to disclose of the name of the bank which is showing me defaulter forwritten off amount for rupees 25993/- and 2589/- against credit card.In the best of my knowledge i had not defaulted anywhere and my daughter's education loan has been denied as i am the coapplicant.You are once again requested to delete my name from the cibil report and action deemed fit against the bank be taken.
My control no is- 38, 92, 20, 589 as informed by state bank of India.
kindly reply to help me,
REGARDS S.K DIKSHIT

my pan no is AEXPJ1466N and i want to know my CIBIL report

How I can check my reports in CIBIL

my pan card no. is apmpp7065f

REMINDER-3
Sir
PLEASE GIVE THE DETAIL OF BANK WHICH IS SHOWING REMITTED AMOUNT AGAINST CREDIT CARDS WHICH IS NOT CORRECT BECAUSE I AM NOT DEFAULTER ANY WHERE.SO DELETE MY NAME FROM CIBIL REPORT.DOES THE REMARK ON MY ACCOUNT MEAN THAT I WILL NOT BE ABLE TO AVAIL ANY LOAN FOR THE REST OF MY LIFE WITHOUT ANY REASON.
REGARDS
S.K DIKSHIT
My control no is- 38, 92, 20, 589 as informed by state bank of India.

Hi.
This is Neeta kambli. Writing an e-mail to know why my name is showing in CIBIL and for what. As I applied for to-up loan in HDFC bank since I already having existing loan where all my EMI is clear. But the loan got rejected due to CIBIL record. May I know for what I have CIBIL record.

hi, i just want to see my details in cibil...how i can register for the same ...and check whether i m a defaulter or not

plez sir chek my name for cibel reports an send me mail my name cibel list yes ya no

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

i have applied car loan. everything is fine but at last they people said that your name is in cibil so you dont get the loan.
MY D.O.B IS 5/11/1983

When one asks for the required information of the credit which does not belongs to him, CIBIL has to give all the necessary information to help out himself. One cannot approach to any solution if CIBIL doesnot provide required information.


Naresh
[protected]