[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

SIR
I WANT THE REPORT OF CIBIL ON MY NAME. WHAT INFORMATION IS REQUIRED BY YOU TO SEND ME THIS REPORT. PLEASE MAIL ME

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

Credit Card — posting me as defaulter of Rs. 1200/- on website

12th June 2009

To
The Managing Director

HDFC BANK
Mumbai


Dear Sir,



This is to bring to your notice the following regarding my HDFC credit card and posting my name as a defaulter of Rs. 1200/- on the website.



You may like to look at the following points.



(i) On 6-8-07 you issued me a credit card (No. [protected]) based on my account in your HDFC branch, Masjid moth, New Delhi, though it was clearly indicated by me that I do not need any credit card from you since I had other cards for which did not have any membership fee.

(ii) You also charged me a membership fee though I was not interested in using your credit card.

(iii) You reversed the membership fee on 22-11-07.

(iv) On 6-8-08 you imposed the membership fee and continuously charged me late payment fines on that and later sent me a threatening letter on 3rd March 2009 (UNSIGNED LETTER) saying that you will post my name on the web site if I did not pay your membership dues.

(v) You actually posted my name as a credit card defaulter of Rs. 1200/- in April 2009 in order to share the date with other institutions.

(vi) In the process of posting my name on the web site as a defaulter you have huge damage to my good name and credibility.



In the above context, I would like to mention the following.



That I have not used your credit card at any time from the date of issuance of the card since 6-8-07. Hence I am not liable to pay you any amount, whatsoever
For no fault of mine you have posted my name on the web site and made an attempt top tarnish my name and image.
To date I have never defaulted on my credit card payments, those that I use.
I have a feeling that there is some ulterior motive in posting my name on the web site and tarnishing my good name. One apparent reason could be that I had withdrawn my FDs and my family’s savings from HDFC bank, Masjid moth (customer ID:[protected] because of lack of good service.
Though by your terms I am a credit card defaulter you have given me Imperia status on my bank account with you. You are sending threatening letter to me dated[protected] from your officer – Debt management, which is unsigned. This also shows your inefficiency and the quality of your service.
Also I would like to state why legal action should not be taken against your bank on account of the above.
May I request a quick response from your bank before I advise my solicitors to file criminal and civil cases against you for defamation and damages for loss of my good name and portrayal of me as a credit card defaulter?



This issues without prejudice to my other rights under civil, criminal and consumer laws.






Looking forward to your response,



Sincerely yours,

Neela Mukherjee


New Delhi

Hi,
Kindly let me know whether my name exists in the cibil list or no.

Dear Sir/Madam,

Please guide me how i can check my name in CEBIL, I have a fear from banks for credit card.

Your valuable reply will be highly appreciated.

Harish

Dear Sir,

I have applied for the loan in a bank and they found that cibil report has my name againt some credit card that they do not know.

Please find the deatils below,
Name: Sanjeev B N
DOB: 14 jan 1971
Control number:[protected]
Date: 30 July 1996

This report is bogus/false and not valid as i did not had any credit cart at that time.

Please provide the details of this report and credit card name and the respective bank name.

I want to take it up with that bank or credit card company to remove this false report.

Please treat this as urgent and help me by providing all the details.

Thanks in advance,
Sanjeev.

plse tell how can i cheq cibil report



sunil jha

Sir
I am trying to get housing loan from Sbi. But bank provided me some information regaring CIBIL report. In that report I have four cradit cards, I have ony three.
I need all details of my four accounts, so that I can contact my related bank because of wrong information.
My control no:[protected]
Thanking You

This complaint if against CIBIL credit reports. Few points i would i to mention:

1. Consumer Information is wrong:
a. Sex of the consumer (ie Miss Vibha Parashar) is mentioned as 'MALE'
b. PAN Number filled is incorrect. In records it is mentioned as AYQPS3525E THOUGH ACTUALL PAN number is ANZPP3207A

2. Another instance of wrong information is regarding autoloan.

Please check you records and update us. Also provide all the updated details so that i can contact my bank regarding this information.

Thanking you.

get detailed information about banking ombudman at " bankingombudsman.rbi.org.in". Lodge your complaints related to your harrasement by any banking organization. All banks are scared of banking ombudsman & any consumer complaining against any bank with genuine proof, they will really be able to help you. All the best...

I have not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. Please revert urgently.. Last year I have taken a consumer loan from BAFL, but due to their mistake my account
shows some dues, not it has been cleared by them. Please do the needful.
My Date of Birth[protected] PAN CARD NO.ADFPN3594A

regards

hw i can check my cibil

Myself had applied for personal loan & home loan recently

I was shocked that my name was in the cibil which was informed by the bank
the bank informed that you was a defaulter of tata finanace

I have preclosed the loan without any due pending on 2007 itself but also they did not remove my name from cibil report

I seek justice to get my names removed from the defaulter list with an immediate effect.
Please help us.

Myself had applied for a home loan &personal loan recently.

I was shocked to hear from the Banks (citi financial) that my name is listed in the Defaulter List of CIBIL.
which was an auto loan which it shows as is was (GURANTOR).
I always paid my dues within specified time & to my knowledge no dues pending from my end.

I do not know which Financial Institution has reported my name in the defaulter list.

This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way.

I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?

I seek justice to get my names removed from the defaulter list with an immediate effect.
Please help us.

I want to check my credit report...Hw can I check it
Thanks

Please note that there is wrong information found in my CIBIL report. There is entry found in my CIBIL report i.e two credit cards used by my name. According to CIBIL I have some credit card amount written off in my account in year 2007. Your kind information I had not yet used any credit card since my birth then why you put this wrong information in my report. Please think that if I had written off some credit card amount then why any bank not contacted with me since last two years. Due to this wrong CIBIL report my personal loan application rejected by Fullertion India LTD. I am really very upset. I am good customer. I has been clear Home Loan of Rs. 400000/-(DENA BANK), Personal loan of Rs. 13400(GE MONEY), Two Wheeler Loan of Rs. 31300(ICICI BANK). Currently I having personal loan running of Rs. 50000(DENA BANK)

I have all the proof of clearence of above loans but CIBIL report is affecting on my image. Please revert on urgent basis. And also request to you please give me your address

Regard's
Mahesh Gangan
[protected]

Dear Sir,
I have applied for Personal loan from Fullerton India financial company Limited.The civil report generated shows five six loans against me which is totally baseless and false.I E, mailed to CIBIL also but no reply.
I have two loans running in my name
(i) Home loan from HDFC
and(ii) Personal loan from FICCL
Kindly rectify and E.mail the correct Position to me.
Thanks&Regards
Rajeev Thakur, Meerut
PAN NUMBER-AEHPT8511N

Please furnish me the correct CIBIL report as I am running only two loans(i)Home loan from HDFC and(ii)Personal loan from FICCL but FICCL says 5-6 loans against me which is false and baseless.So, please furnish me the correct CIBIL report.
Thanks&Regards
Rajeev Thakur
PAN NUMBER-AEHPT8511N

I Have a Credit Card at 2006 problem in payment
kindly let me whether in defaulter list and for what reason
regards

I Had taken one personal loan from Citifinancial in the year 2204 dated[protected] vide loan agreement no.4459161 in the name of Sanjay Sharma.Whereas the company settled this loan by receiving Rs.10, 000/- as settlement amount vide receipt no.3833715 dated[protected] from me.Also they had issued Loan Termination Letter confirming the closure of account.But to my utter surprise they posted my name as defaulter on CIBIL. I do not understand why they did so? If they were not satisfied with the payment they should not make the settlement.There are possblities in this world of recession that one may be weak financially sometime.It does not mean that he will never come out of the crisis.He must be given chance to prove his ability.Now when I am applying for another loan the banks are rejecting my proposals on the basis of cibil report.

Sanjay Sharma